The Property Prescription

The proposed shift away from the 50% capital gains tax discount could mean higher tax bills for some investors, but the modelling tells a more nuanced story. Using real property examples and CPI assumptions, this breakdown shows why doctors and sophisticated investors shouldn’t let tax fear drive poor property decisions.

Commercial property can be a powerful wealth-building tool for doctors, but the wrong lease, poor due diligence, heritage restrictions, zoning issues or car parking requirements can quickly turn a promising opportunity into an expensive mistake. Phil is joined by Property for Doctors’ new Head of Commercial, Chamoun Malki, to unpack what medical professionals need to know before leasing, buying or...

Negative gearing changes have left many investors wondering whether established property still makes sense. Philip Almeida and Saskia Horwood from Property for Doctors cut through the noise and explain what the reforms really mean for cash flow, serviceability, rental growth and long-term investment outcomes.

For many doctors, the family home holds significant equity, but that equity often sits inside non-deductible debt. This week's episode breaks down debt recycling, including PPOR debt, investment loan splits, offset buffers, tax efficiency, and how a clean structure can help build wealth over time. 👉 Considering a similar strategy? Start with a private conversation. 🌐 Learn more: www.property...

Your principal place of residence could be one of the most powerful wealth-building tools available to Australian doctors. This discussion breaks down how strategic home upgrades, smart asset selection, and tax-free capital growth can help high-income earners build long-term wealth without relying purely on investment properties. 👉 Considering a similar strategy? Start with a private conversation...

Fear of debt, obsession with safety, and the pressure to “not make mistakes” can quietly cost years of financial growth. Even top-earning professionals fall into these traps. Breaking down the emotional drivers behind money decisions reveals why doing nothing can be the biggest risk of all, and how a long-term strategy changes everything. 👉 Considering a similar strategy? Start with a private con...

Cash might feel safe, but it could be quietly costing you more than you realise. A deep dive into inflation, cash drag, and why simply saving harder isn’t always the answer, breaking down how rising property prices can outpace even aggressive saving strategies. The conversation also unpacks why younger buyers may benefit from taking on more calculated risk, challenges the idea of the “forever home...

The best buying opportunities don’t come when the market feels comfortable—they come when uncertainty creates hesitation. In Episode 17 of The Property Prescription Podcast, 𝗣𝗵𝗶𝗹𝗹𝗶𝗽 𝗔𝗹𝗺𝗲𝗶𝗱𝗮, Director & Co-Founder of Property for Doctors, together with 𝗔𝗹𝗶𝗰𝗲 𝗠𝗰𝗞𝗲𝗻𝗻𝗮, Senior Buyer’s Agent, share a practical perspective on why current market conditions are presenting strong opportunities for well...

Building a $5M property portfolio isn’t about buying more. It’s about buying right — with structure, strategy, and discipline. In Episode 18 of The Property Prescription Podcast, 𝗣𝗵𝗶𝗹𝗹𝗶𝗽 𝗔𝗹𝗺𝗲𝗶𝗱𝗮, Director & Co-Founder of Property for Doctors, sits down with Tomas Turkayoglu, Advice Director, to break down how medical professionals can scale their portfolio safely and strategically. From managi...

When markets get shaky, emotions take over. Here’s the common mistake investors make, and how to avoid it with a disciplined approach.

In Episode 14 of The Property Prescription Podcast, Phillip Almeida, Director & Co-Founder of Property for Doctors, and Dr Tony Chen unpack the issue of underquoting—why it happens, why it’s so frustrating for buyers, and what’s changing with reserve disclosure in auction-driven markets like Melbourne and Sydney. They discuss real case examples where quoted ranges were far below selling prices...

In Episode 13 of The Property Prescription Podcast, Phillip Almeida, Director & Co-Founder of Property for Doctors, and Dr Tony Chen unpack why Darwin has re-emerged as a property market worth watching — and how doctors should approach it strategically. After nearly a decade of minimal growth, Darwin is now showing strong rental yields, tightening stock levels, and increasing infrastructure in...

In this episode of The Property Prescription Podcast, Phillip Almeida, Director & Co-Founder of Property for Doctors, sits down with Alicia Lecky, National Manager of Performance Asset Management, to unpack the real-world realities of being a landlord in today’s rental market. From rising maintenance costs and changing rental laws to pricing strategy, vacancy management, and tenant care, this...

In Episode 11 of The Property Prescription Podcast, Phillip Almeida and Dr Tony Chen break down what’s really happening in Brisbane, Perth, and Melbourne — and how doctors should be thinking about the next property cycle. With Brisbane heading toward the 2032 Olympics, Phillip explains why this could be a strong buying phase, but also why investors may want to exit before the post-Olympics slowdow...

In this episode of The Property Prescription Podcast, Dr Tony Chen and Phillip Almeida, Director & Co-Founder of Property for Doctors (powered by Performance Property) unpack a real-world Melbourne unit block case study. They break down how a medical professional couple turned an initial $1.4M position into a $5.5M property portfolio, using strategic debt, consolidation, and long-term planning...

In this episode of The Property Prescription Podcast, co‑hosts Dr. Tony Chen and Phillip Almeida, Co‑founder of Property for Doctors, powered by Performance Property, unpack one of the most talked-about government initiatives in recent years: the 5% home deposit scheme. They begin by breaking down how the scheme works, who it’s designed to support, and what it means for medical professionals and i...

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In this compelling episode of  The Property Prescription , Dr Tony Chen joins Phillip Almeida, Co-founder and Director of Property for Doctors (powered by Performance Property), to unpack four decades of Perth’s property cycles. Whether you're eyeing your next investment or navigating your first purchase, their analysis offers practical insights, long-term perspective, and strategic guidance t...

Welcome to the very first dose of The Property Prescription! In this introductory episode, hosts Dr. Tony Chen and Phillip Almeida — co-founder and a Director of Performance Property and Property for Doctors — pull back the curtain on their journeys into the property world. From hospital corridors to housing markets, they share personal stories of lessons learned, market wins, and close calls — pl...