Rob Bence and Rob Dix from The Property Hub

The Property Podcast

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

Author

Rob Bence and Rob Dix from The Property Hub

Category

Business

Podcast website

www.propertyhub.net

Latest episode

Jul 9, 2026

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Episodes

Death of the Legacy Landlord - Opinion 16.10.2025

There are currently 2.86 million ‘legacy landlords’ in the UK – yes, you heard that right. But as the world of property investment continues to evolve, is their time up? Let’s find out as Rob & Rob discuss what’s behind the shift and what it means for these landlords.  (0:56) News story of the week.  (4:16) Why are legacy landlords under attack?  (6:25) The reason the old model is now broken.  (9:...

ASK498: Should I use a letting agent or not? PLUS: As an expat, am I stuck? 14.10.2025

Happy Tuesday! It’s time for another great episode of Ask Rob & Rob.  (0:45) After buying his first buy-to-let, Simon’s debating whether to use a letting agent or self-manage the property. He asks Rob & Rob for advice on which approach makes more sense for a growing portfolio.  (3:40) Aisling lives in Australia and owns two UK buy-to-lets, both with mortgage renewals coming up. She’s keen to relea...

Market Update - October 2025 09.10.2025

In this month’s market update, Rob & Rob break down the latest data to uncover surprising regional differences in house prices and rental growth. Plus, they react to the headline-grabbing political proposals that could have big implications for landlords and investors alike.   (1:00) Kicking off this market update with house prices…  (6:05) Rents are up, but where and by how much?  (9:10) Is the g...

ASK497: Should I delay this until after the Budget? PLUS: Is this too much leverage? 07.10.2025

It’s Tuesday, so here’s your latest round of listener questions!  (0:47) James has three buy-to-let properties with product transfers due soon. He asks Rob & Rob if it’s worth delaying them until after the Budget to see if any tax changes might influence his decisions.  (3:03) Emma wants to expand her portfolio with additional properties through a limited company. With limited savings, she’s consi...

This property formula will make you rich 02.10.2025

Can property success really be boiled down to a formula? Rob & Rob know it can – it’s the approach they’ve used to build their business and their own portfolios. In this episode, they break it down: from leverage and inflation to buying smart and giving it time, they show how this formula delivers real results.   (1:02) News story of the week.  (3:20) What is the property investment formula?  (4:2...

ASK496: Should we use a Ltd Co for just one property? PLUS: Is there capital growth in this area? 30.09.2025

It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into some brilliant listener questions! (0:34) Sean’s taking the first step in his property journey by turning his home into a rental and buying somewhere new to live. Unsure if he should keep the property in his personal name or put it in a limited company, and he asks Rob & Rob to help him decide.  (4:12) T from Dubai wants Rob &...

Buy now or regret forever? The data everyone is missing 25.09.2025

Given the non-stop negativity you hear, it sounds like a crazy claim... but could now actually be the best buying opportunity in living memory?  Listen to Rob & Rob break down the data, and see if you agree with them that sentiment has become disconnected from reality...  (0:56) News story of the week.  (1:58) Let’s dive in…  (2:50) Rob & Rob prove their theory with the data.  (8:30) What if mortg...

ASK495: Should I sell or rent? PLUS: Should I buy a holiday property? 23.09.2025

Another Tuesday, another Ask Rob & Rob – let’s hear what our listeners are asking this week.  (0:49) Natalie bought her first home during the COVID boom, when prices were inflated. She’s now planning a move to the Southwest and weighing whether to keep the property, rent it out, and release some equity to fund her new home. Or sell up, buy in the Southwest, and use the equity to invest in the Nort...

Expert shares tax strategies you should be using 18.09.2025

Tax might not be everyone’s cup of tea… but when it comes to property investment, it’s one of the biggest factors that can make or break your returns. In this episode, Rob & Rob sit down with tax expert Nadeem Raziq, who’s worked with hundreds of investors to navigate the complex world of tax.   From the classic limited company question, to inheritance tax, trusts, and even strategies for what cou...

ASK494: What do I do with these mortgage fees? PLUS: Use a bridge or buy cash? 16.09.2025

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!  (0:42) Danny started his property journey at the beginning of 2025, releasing equity from his home to fund his buy-to-let investments through a limited company. With mortgage fees of £4–6k each time, he asks Rob & Rob if he should be paying upfront or adding them to the loan.  (3:30) Will’s an aspiring investor with one bu...

Market Update - September 2025 11.09.2025

The property world is in uproar with rumours of new tax changes. Headlines and speculation are everywhere, but what’s really going on? Tune in as Rob & Rob share what you actually need to know, and most importantly, explain what it could mean for investors. Watch Rob D’s brand new YouTube video for a deeper dive into the government’s latest updates.   (0:47) The latest news for house prices.   (7:...

ASK493: Should I sell to avoid a big stamp duty bill? PLUS: Am I made to buy 4 HMOs? 09.09.2025

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners!  (0:49) Toff’s a high-rate taxpayer with a well-performing buy-to-let in his personal name. He’s now looking to buy his own home but faces higher stamp duty that’ll add at least £10,000 to the cost. Weighing up whether to sell the rental and lose a good investment, move it into a limited company, or just...

£60bn giant says property is dead: We fact-check 04.09.2025

A top wealth firm says buy-to-let has had its day - but is that really true? We dig into the data, uncover what they missed, and reveal why property might be stronger than ever if you know how to play it.  (0:46) News story of the week.  (3:07) We’re recruiting! Check out our job roles.  (4:21) Property is officially dead? (5.53) The Robs analyse their findings. (7:49) Don’t ignore the power of le...

ASK492: Should I buy in an up-and-coming area? PLUS: Do I have enough money to invest? 02.09.2025

It’s time for your weekly dose of Ask Rob & Rob, so let’s get stuck into some interesting listener questions...  (0:39) Should Bon pursue a HMO in a less desirable area if the numbers stack up? A major new housing development nearby could improve things – but is it worth the risk, or is location too important to gamble on? Rob and Rob give their thoughts.  (4:36) Sara has £50k to start her propert...

Mortgage Market Update - August 2025 28.08.2025

This week, Rob B is joined by Kelly from Sirius Finance to tackle the big mortgage questions on every investor’s mind. From product ranges to market predictions, she shares her expert insights and top advice for navigating today’s property market.  (1:21) - A quick overview of the current mortgage market   (2:58) - Kelly’s rate cut predictions  (4:40) - The best product ranges for investors  (8:19...

ASK491: How can I raise these funds? PLUS: Help, my freeholder is bankrupt! 26.08.2025

This week on Ask Rob & Rob, we’ve got two great listener questions – including one on a topic we’ve never covered before… (0:51) David already has two HMOs under his belt and now has his eye on a 6-bed property for his third. He’s got around £100,000 to put towards it, but he needs another £50,000. So he’s wondering… how can he get the extra funds? (6:45) Tom’s just bought two leasehold flats that...

Building a bulletproof property mindset 21.08.2025

At times property investment can be challenging, and obstacles crop up when you least expect them. But what separates those who give up from those who push through? Mindset.  Tune in as Rob & Rob discuss the importance of having a bulletproof mindset and reveal the techniques they’ve used to transform their own lives, stay resilient through tough times, and ultimately succeed.  (0:55) News story o...

ASK490: Does The Ultimate Property Strategy still work? PLUS: How do I escape spreadsheet hell? 19.08.2025

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!    (0:50) Dan has previously invested in stocks and shares and is now moving into property to take advantage of leverage. As a high earner, it’s more tax efficient for him to invest through a limited company, but he wants to know whether the ‘ultimate property strategy’ still works in that setup. Since refinancing doesn’t p...

Market Update - August 2025 14.08.2025

Interest rates have been cut, but what’s the real impact on mortgages and the property market?  Add to that huge news from London’s property scene and some surprising rental market data - Rob & Rob dig into what’s really going on, and what this means for you as an investor.  To wrap things up, they share the new research tools they’ve been testing to help you stay ahead. (0:44) News story of the w...

ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC? 12.08.2025

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...  (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around?  (3:58) The EPC’s have expired on Ryan’s two properties. O...

The Property Danger Zone 07.08.2025

There’s a hidden danger zone that every property investor reaches, but whether you get trapped there or push through to success is up to you. Tune in as Rob & Rob reveal exactly what the Property Danger Zone is, why it’s so risky, and most importantly, how to escape it if you’re already stuck.  (0:44) News story of the week.  (2:58) What exactly is the property danger zone?  (9:11) How do you avoi...

ASK488: Should I get rental insurance? PLUS: Is this a leasehold nightmare? 05.08.2025

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week!   (0:55) After hearing Rob and Rob discuss being more open to rent insurance, Francesco wants to know: even if you’re in a strong financial position and can handle occasional losses, do the guys still think it’s worth doing, or is it just being overly cautious?  (4:34) James is in the process of buying...

How we'd fix the property market 31.07.2025

There’s no sugar-coating it: the UK property market is broken in more ways than one. From outdated processes to a lack of stock, and let’s not even talk about stamp duty — it’s a system in desperate need of change.  In today’s episode, Rob & Rob aren’t holding back as they break down the biggest issues facing the market right now and, more importantly, share how they’d fix them.  (0:55) News story...

ASK487: Should I invest instead of buying a home? PLUS: Is this ground rent a dealbreaker? 29.07.2025

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners!   (0:46) Sam’s a first-time buyer and has found a property that looks like a great investment. He knows getting a buy-to-let mortgage might be tricky, so he’s considering using a residential mortgage with consent to let. He asks Rob & Rob whether this is a smart strategy and for their take on this approac...

AOB: How entrepreneurship can change the world – with Sarah Field 25.07.2025

For the first time on AOB, Rob & Rob are joined by a guest and it’s for something close to their hearts.  In this heartfelt episode, they chat with Sarah Field, Director of Sand Dams Worldwide, to hear how she went from building a global children’s football franchise to leading a charity transforming lives through access to clean water.  We’re currently aiming to raise £39,000 to fund a sand dam i...

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