Matthew Curle
The Property Mindset
The Property Mindset explores the strategies, systems, and real-world decisions that help Australians build lasting wealth through property. Hosted by Matt Curle from Shore Financial in Sydney, the podcast uncovers how property strategies are structured, financed, and executed in the real world — and how early decisions around debt, ownership, and asset selection compound over time. Drawing on a background in construction before transitioning into mortgage broking, Matt approaches property from both sides of the equation: how value is created, and how it’s funded. Joined regularly by Julian Ni...
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Episodes
The Property Mindset — Strategy, Structure and the Right Team. What Actually Moves the Needle 31.05.2026 30:44
In this episode of The Property Mindset, I’m joined again by Julian Nicolitsis, co-founder of Prop Moves Australia, who has helped clients purchase more than $1 billion in residential real estate across the country. This conversation lifts the curtain on what happens behind the scenes in both property acquisition and finance, and why experience, structure, and professional guidance can have such a...
Inside Shore Financial: Building Australia's Number One Brokerage 24.05.2026 26:42
Something a little different in this episode. I’m joined by Theo Chambers, CEO and co-founder of Shore Financial, Australia’s number one independent brokerage, to unpack the journey of building a business from three people in North Sydney to more than 110 staff and over $300 million in monthly loan applications. This conversation steps away from markets and investing strategies and instead focuses...
Budget Impacts: CGT, Negative Gearing & the 30% Trust Tax 20.05.2026 29:14
In this episode of The Property Mindset, I’m joined by Theo Chambers, CEO and co-founder of Shore Financial, to unpack what these proposed tax changes actually mean for investors, business owners, and first home buyers. This conversation breaks down the key announcements from the 2026 Federal Budget, including the proposed changes to negative gearing, capital gains tax, and discretionary trust dis...
SMSF. The Strategy That Puts You in Control of Your Retirement 10.05.2026 22:52
In this episode of The Property Mindset , I’m joined again by Julian Nikolitsis from Prop Moves Australia. Together, we break down how property investing inside super actually works, when it makes sense, and where most people go wrong. We explore why more Australians are starting to look at SMSFs, from the desire for greater control and transparency to the ability to leverage property...
Capital Gains Tax. What the Headlines Won't Tell You 03.05.2026 18:53
In this episode of The Property Mindset, I’m joined again by Julian Nicolitsis, co-founder of Prop Moves Australia, who has helped clients purchase more than $1 billion in residential real estate across the country. This conversation breaks down how capital gains tax actually works, what changes are typically proposed, and why these headlines tend to create more fear than real impact. We unpack ho...
Rentvesting. Why Renting First Might Be Your Smartest Move 27.04.2026 21:05
In this episode of The Property Mindset, I’m joined again by Julian Nicolitsis, co-founder of Prop Moves Australia, who has helped clients purchase more than $1 billion in residential real estate across the country. This conversation takes a deep dive into rentvesting, renting where you want to live while investing in markets that better support your financial goals. We unpack why this stra...
The Backbone. Why Your First Purchase Shapes Everything After 19.04.2026 21:22
In this episode of The Property Mindset , I’m joined again by Julian Nikolitsis from Prop Moves Australia. Together, we strip property investing back to fundamentals and break down the key concepts every investor needs to understand in plain English. We cover the core building blocks of investing, from loan structures and cash flow to how to properly think about growth, risk, and long...
The Fundamentals That Separate Good Investors From Stuck Ones 12.04.2026 26:04
One of the first questions people ask when they’re ready to invest is, “Where should I buy?” It seems logical, but in reality, focusing on location too early often leads to the wrong decisions. Without understanding your strategy, your budget, and what the property needs to do, even the “right” location can produce the wrong outcome. In this episode of The Property Mindset, I’m joined again...
Owner Occupied or Investment First: The Decision That Defines Your 05.04.2026 25:04
In this episode of The Property Mindset, I’m joined again by Julian Nicolitsis, co-founder of Prop Moves Australia, who has helped clients purchase more than $1 billion in residential real estate across the country. This conversation is all about the first property decision, and how choosing between owner-occupier and investment can either create flexibility or limit your options moving forward. W...
The Strategy That Actually Builds a Portfolio 30.03.2026 25:40
In this episode of The Property Mindset, I’m joined again by Julian Nicolitsis, co-founder of Prop Moves Australia, who has helped clients purchase more than $1 billion in residential real estate across the country. This conversation focuses on what strategy actually means in property investing, and why skipping this step is one of the biggest reasons people end up with underperforming portfolios....
Built Different: Julian’s Path to $1 Billion 24.03.2026 27:54
One of the biggest misconceptions in property is that success comes down to luck. Buying the right suburb at the right time. In reality, the strongest outcomes usually come from experience, structured decision-making, and learning from patterns across many transactions. In this episode of The Property Mindset , I’m joined again by Julian Nicolitsis, co-founder of Prop Moves Australia and a seasone...
Why Australia Is Obsessed With Property 16.03.2026 25:59
If you step back and look at the national conversation in Australia, almost everything eventually circles back to property. House prices, interest rates, rent, construction costs, and the housing crisis dominate the news, family conversations, and many people’s long-term financial plans. In this episode of The Property Mindset , I’m joined by Julian Nicolitsis, co-founder of Prop Moves Australia a...
My Story: Builder to Broker 16.03.2026 16:54
Before finance and broking, I was working in construction on high-end renovations across Sydney. During one project in Vaucluse, I watched a client turn an $11 million purchase and a $4.5 million renovation into a $21 million sale in less than two years. Seeing that kind of wealth created through property completely changed how I thought about money and long-term financial security. In this first...
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