The Property Couch

The RBA has officially reversed course, lifting the cash rate by 0.25% as inflation rises again. Ben Kingsley and economist Evan Lucas break down why the Board moved so quickly, what the data is telling us, and what to watch as 2026 unfolds.  💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options .   LISTEN TO THE FIRST 20 EPISODES HERE >> MO...

From teenage bankruptcy lessons to becoming Australia’s youngest Telstra Business Woman of the Year.  In this inspiring Summer Series episode, we sit down with Kirsty “KD”: a proud Tasmanian investor, entrepreneur, and mum who’s built a multimillion-dollar property portfolio the boring way… and wouldn’t have it any other way.  Kirsty opens up about the moment her parents lost everything, how it sh...

In our second-to-last Summer Series episode, Bryce and Ben sit down with Mark : a quietly successful, deeply humble investor who has been building wealth through property for more than 3 decades.  Raised by hardworking migrant parents who arrived in Australia with nothing, Mark learned early about sacrifice, saving, and the importance of respecting money.  Those lessons shaped every decision from...

At just 14, Christian's life took an unexpected turn; one that would shape how he thought about money, resilience, and freedom.  From growing up in Sydney’s west to building a life on Victoria’s coast, Christian’s journey is anything but ordinary. Along the way, he’s worn more hats than most: surfer, real estate agent, business owner, and now... something entirely new.  In this Summer Series...

💥 “Future Steve’s problem.” 💥  That’s how he described his growing debts, a costly Europe trip, and an apartment disaster that lost him $160K.  But here’s the thing: the future arrived .  In this Summer Series story, you’ll meet Stephen & Santina , a couple who turned financial chaos into clarity, rebuilt trust, and found a shared vision that transformed their family’s future.  From spreadsh...

What would you do if you moved countries… with no job, and a five-month-old baby? Because that’s where today’s Summer Series guest, Daksha, began again.   And today? Well, that part will blow you away.  In this powerful episode, Daksha shares how she built a $5M+ property portfolio as a single mum, guided only by grit, education, and an unshakeable North Star:  “Give my daughter the life she deser...

As we head into a new year, many people want to get ahead financially — but struggle to work out why their money never seems to stick.  In this TPC Gold, Ben unpacks the difference between intentional wealth and unconscious spending, highlighting how lifestyle creep, forgotten subscriptions and interest costs quietly erode surplus over time.  This short episode sets the foundation for building fin...

What does it look like when someone backs themselves, takes calculated risks and refuses to sit on the sidelines? That’s the story of Ben, a chiropractor, business owner, husband, dad and long-time TPC listener who built his financial future with purpose, action and his motto: “No risk, no magic.” From growing up in a middle-class Egyptian-Australian family with first-class values, to chasing stat...

What happens when life’s expectations collide with financial reality? In this heartfelt Summer Series episode, Katrina “Kat” S, long-time listener, mum of two, and Bali trip volunteer from Bryce’s 50th, opens up about her real money story:  Growing up in a small country town, learning to save, splurging at uni, facing postnatal depression, and rebuilding her confidence through property. Kat gets r...

When life knocks you down, how do you rebuild from nothing? 💭  Meet Matt: a proud Aussie veteran whose life took a sharp turn when he lost his hearing in the Army and was suddenly left without income, identity, or direction.   With a newborn to care for and his savings running out, he and his wife, Ashley, hit rock bottom… before choosing to climb their way back up.  From living off charity food...

The Reserve Bank of Australia has just delivered its final cash rate call for 2025, and we’re breaking down what it means for inflation, households, and momentum heading into 2026.  💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options .   LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW...

Folks, Summer Series is officially here! And we’re kicking it off with a masterclass in avoiding costly mistakes.   At just 19, Alannah jumped into the property market, full of excitement, determination, and trust in the advice around her. But when her “dream” off-the-plan apartment in Werribee South became a financial anchor instead of an investment, she learned the hard way that not all property...

As the LAST regular episode of the year before we launch into our inspiring, lesson-packed Summer Series...  We’re diving into the single most important habit that determines whether you get ahead financially or spend every year wondering, “Where did my money go?”    As we approach the most dangerous spending season of the year, we’re unpacking: 🔹 WHY money management matters more than people thi...

Feeling wobbly about property investing? You’re not alone. In this bonus episode, Bryce & Ben talk about the importance of having a North Star (your ultimate lifestyle vision) to stay grounded when times get tough. For the original episode, tune in here: Episode 513 | What’s The Forgotten Pillar of Wealth Creation? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Ap...

How does a 23-year-old with no office beat a multinational real estate giant? In this episode, we sit down with Jonny Bell, Founder of Housemark, who now manages 3,000+ properties and is redefining what exceptional property management looks like in Australia. Jonny takes us inside his remarkable rise from running his business out of a Windsor apartment with nothing but a lockbox and a jet ski…  To...

It’s a question we’re asked all the time... and one that rarely has a simple, one-size-fits-all answer. In this bonus episode, Bryce and Ben break down the pros and cons of buying property through a trust versus in your personal name , their personal approach on this topic, and why it’s so important to understand the implications before you make your next move. For the original episode, tune in he...

LIVE from the AFG Next Conference! 🎤   Bryce and Ben join Australia’s most famous demographer Bernard Salt to unpack the trends that will define our nation’s future.  From the rise of Apartmentia and the cultural influence of spice kitchens to the unstoppable force of intergenerational wealth transfers , Bernard reveals how Australia’s housing, lifestyle and population story is being rewritten in...

Debt recycling is one of those strategies that sounds clever in theory... using the equity in your home to invest and “convert” non-deductible debt into deductible debt.  But as our resident tax expert Julia explains, that’s where many investors get caught out. For the original episode, tune in here: Episode 542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy .  LISTEN TO THE FIRST 20 EPISOD...

What happens when the money expert has to hit reset on her own life? 💥 Meet Gemma Mitchell: a financial adviser, money coach, and co-host of The Australian Finance Podcast. With over 20 years in banking, wealth coaching, and financial services, Gemma has helped thousands of Australians navigate life’s biggest financial curveballs, from divorce and career change to business setbacks and beyond. Bu...

The Reserve Bank of Australia has just made its November 2025 cash rate announcement, and the decision lands amid a whirlwind of competing economic signals.  Join Ben Kingsley and resident economist Evan Lucas as they dive deep into what’s really driving the headlines… from inflation and interest rates to housing market dynamics and the growing risk of stagflation.  If you’re trying to make sense...

Most investors dream about “doing a development” one day… but few know what it actually takes to do it profitably. In our latest episode, we’re joined by Rob Flux, Founder of Property Developer Network and PICA board member, to unpack the real-world lessons from his own journey, from rebuilding to turning two blocks into eight townhouses in just four years. Rob shares: ✅ The 3 pathways into devel...

We all know property investing is about “location, location, location”... but have you ever stopped to think about how cities actually form? In this bonus episode, we go on a journey from the dusty towns of the Wild West to the bustling megacities of today.... all to unpack the evolution of cities and why understanding this process can give you a huge edge as an investor.  For the original episode...

In this week’s special episode, Bryce & Ben “compare the pair”: not with jingles or gimmicks, but with hard data and one clear winner. 📊  Using 44 years of property performance, they uncover why Brisbane’s steady economic engine outperforms Townsville’s volatile cycle , and what it means for investors tempted by short-term wins.  From super tax changes and trust reforms to Ponzi-like buyer ac...

What happens when the life you planned… suddenly isn’t? In this powerful throwback moment, Bryce chats with former NRL player Matt Srama, who opens up about the identity crisis that came with an unexpected early retirement — and the mindset shift that helped him find clarity on the other side. For the original episode, tune in here: Episode 270 | How to Recover When You’ve Lost Everything. LISTEN...

There’s a surge of new buyer’s agents flooding the market…  Some are brilliant, ethical and genuinely helping buyers win in tough conditions.  But others? They’re charging upfront fees, disappearing on clients, buying properties sight unseen... and even recommending complex trust and super structures they’re not licensed to advise on.  So how do you tell the difference between a trusted advocate a...