The Property Couch

It’s Q&A time again! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions! Next step to building a portfolio question from Derrick:  Size of portfolio question from Jason:  Question on leverage from James:  IP or PPOR question from Karla:  Case study question from Deanna:  I...

What a week in the property industry! It started off with ABC’s Four Corners Monday night segment called Home Truths . This episode focused on housing affordability and negative gearing and they interviewed a few parties for this segment. Following that, we have the Cash Rate announcement at 2:30 pm on Tuesday. As widely expected, the Reserve Bank of Australia has dropped the cash rate by 25 basis...

Listeners of The Property Couch will probably know our views on property renovation.  If it’s a small project such as fresh paint, we are all over it but if you are looking at renovating for profit, we always ask our listeners to proceed with caution because a renovation project can be quite daunting for the inexperienced.  In this episode, Bryce and Ben invite a close friend and fellow property e...

It’s Episode 60 and we’ve got a special guest on the show today! Bryce and Ben have invited Chris Gray , host of  ‘Your Property Empire’, on Sky News Business Channel and CEO of Empire Property to talk about all things property. Apart from being a property expert, Chris also manages his own property portfolio and is currently a rentvestor. In fact, he has been rentvesting for quite some time.  So,...

As mentioned in the podcast, Bryce Holdaway and Ben Kingsley will be talking about rentvesting today! It’s not a common property investing strategy but it is gaining some momentum amongst Australian property investors . In fact, Ben was asked to write about this for the recent cover story of Money Magazine . In this episode, our hosts will be explaining what this strategy is all about. The concept...

In recent weeks, a few lenders have begun to tighten their terms and conditions on apartments in certain suburbs across Australia. Needless to say, some commentators are putting a blanket statement on the future of apartments and claim that they are looking rather bleak at the moment. However, how much impact will these changes have on apartment value and if so, will it affect all types of apartme...

The whole idea for this podcast is to help others become successful property investors (or perhaps avoid them becoming unsuccessful property investors). But Bryce and Ben know that the more successful you become, the more likely you are to be criticised. Unfortunately, it is far easier for people to share their thoughts on what you are doing wrong and when something does turn up a little haywire,...

It’s Q&A time! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions! Exiting a contract question from Alex. Crowdfunding questions from Carol:  What is “crowdfunding” and how will it work? Ownership questions from Rob: What property ownership structure should investors use wh...

The last time we did a podcast on finding a mortgage broker was in Episode 43 . We’ve received a lot of feedback after that episode on what kind of questions the borrower should ask to determine if the broker they are speaking to is investment savvy and if there are any websites that sort of serve as a directory. So this time around, our hosts will be sharing a framework to help you understand the...

It’s Q&A time! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions! Entry into the property investment market question from Aaron: Hi guys! could you possibly talk about entry into the property investment market ? Specifically how much money do you need? I have some money si...

By now, our listeners should understand the importance of good money management habits. It is the core of building a successful property investment portfolio and has been reiterated multiple times throughout this podcast. As part of the Four Pillars of Mastery, Bryce and Ben have talked on various occasions about Cash Flow Management and the flow of money in your household. This includes where the...

It’s our One Year Anniversary!! Time does pass rather quickly and if you’ve found this podcast from Episode 30 or something, we strongly recommend you to rewind a few episodes and start with Episode One . It used to be 15 minutes, so it wouldn’t take long to catch up. For today’s episode, we are bringing in Phillip Tarrant, Director and Managing Editor of Sterling Publishing and host for the Smart...

What an interesting weekend! We always knew that the negative gearing debate was one that would never fade away but last weekend on the 13th of February 2016, Opposition Leader Bill Shorten used his speech at the NSW ALP conference to unveil some possible changes to negative gearing should Labor win the next election. Needless to say, this opens up a lot of conversations and debates surrounding wh...

Only a couple more weeks left to our Summer Series. This week, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions! Credit card management question from Peter on Facebook: I want to adopt your setup but worry about using a credit card, considering we don’t have one currently. Thoughts? Professional Fees questio...

The Governor and Reserve Bank have decided to keep interest on hold at 2% in the cash rate announcement this month. But will there be another out-of-cycle rate rise by the lenders? We’ve seen it last year when interest rates on residential loans were raised but what are the chances that it’ll happen again this year? Bryce and Ben talks about this in today’s episode. They will also be talking about...

Our loyal listeners would have noticed by now that every single time a tax-related question pops up on the podcast, Bryce and Ben will try and answer it in a general sense (sometimes, probably too general). So, this time on The Property Couch, we have invited Frank Azzopardi from YK Partners to help give a clearer definition when it comes to questions related to tax and property. Sit tight and be...

Peter Koulizos is back on The Property Couch podcast! The last time Peter joined our podcast, Bryce and Ben couldn’t stop discussing his thesis on Gentrification. This time, with his thesis almost at its completion stage we are more than keen to invite him over and discuss in detail the findings his thesis has uncovered. On top of that, as a bonus, they will also be revealing their 2016 Property O...

We are back on with the Questions and Answer time for our Summer Series. This week, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions! Question from Alex: Knowing what you know now, what 5 things would you both have done differently ? Buying sight-unseen questions from Lewis :  Best advice for buying property...

Welcome to The Property Couch’s first episode in 2016! Joining us on the podcast today is Paul Baker from Inside Out Property Inspections . As mentioned in Episode 22 and Bryce’s video on “ When to conduct a building and pest inspection “, pre-purchase building inspections are non-negotiable for us. We cannot emphasise enough the consequences of buying a property only to discover later on that a l...

For the last episode of 2015 and as promised for our Summer Series, we will be going through quite a few questions! Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners.  It’s going to be a full-on one so sit tight!  : Building cash reserve question from Maria: Can you please discuss how to build cash reserve buffers into your property investment plan, an...

Merry Christmas! It’s the first Christmas on The Property Couch and Bryce and Ben are definitely in a festive mood. In this podcast, they will be sharing some of their stories on mortgage brokers and what role they play in building a property portfolio. We’ve spoken about this before in Episode 17 where we talked about the concept of a Personal Banker . In this episode, we’ll list out the criteria...

Our next guest on The Property Couch is Steve Waters from Right Property Group ! Steve comes from a Buyers Agent background and his company is part of the Property Investment Professionals of Australia (PIPA) association. With a combined experience of more than 30 years in the property industry, this trio will be chatting about: What triggered Steve to start his investment journey and the biggest...

This week on The Property Couch, Bryce and Ben discuss the moving parts of a cash flow management strategy. Compared to Episode 3 (Four Pillars of Mastery – Cash Flow Management) where we talked about the flow of money, this podcast is mainly about the Money and Wealth Accumulation Model. It includes the variables and assumptions to consider when modelling sophisticated wealth outcomes. As this to...

Introducing the first episode of our summer series! Let’s kick start with Q&A episodes. If you have a property-related question that you couldn’t solve or needs an opinion on, please do not hesitate to let us know here .  In this episode, Bryce and Ben will be addressing some topics: Line of Credit (LOC) question from Brad: I have a finance-related question, specifically about the intricacies...

As mentioned before, getting the right strategy and perfecting the art of asset selection is crucial to any property investor. But what happens once the contract is signed? This time on The Property Couch, Bryce Holdaway and Ben Kingsley talks about the post-purchase process when buying an investment property. Bryce started off the podcast with an analogy. Imagine you are on board a plane and it’s...