The Property Couch

Folks, if you’re looking for a textbook couple as an inspiration on what Financial Harmony looks like… Amber & Dan is your go-to couple! Although they grew up with slightly different money management styles at home, Amber & Dan worked together and made sure that they were on the same page when it comes to finance. That mindset sets them up way into the future. And, get this... They’ve got...

Born in England to accountant parents, Amy was given great money advice growing up. And obviously, so did her brother. Only one of them took the advice to heart though… and it’s not our special guest.  From credit card spending sprees to climbing Mt Kilimanjaro, Amy lived life to the fullest! So… what changed? Why did she go from having no budget whatsoever to being a Money SMARTS advocate? Yes, y...

“I read enough book to make me dangerous” That’s the quote from our special guest today. A thirst for knowledge is an excellent virtue to have but in some cases, you might encounter information overload… Or in other rare cases, you might be reading the wrong books or getting advice from mentors with hidden agendas. Unfortunately, today’s Summer Series guest, Michael, is in the latter category. Fol...

It’s the final RBA Announcement for the year folks so there are lots to catch up on! The most important question in today’s episode is… Are we finally seeing an end to the property market’s bullish mojo? 🐂 Tune in [...] CONTINUE READING The post RBA December 2021: Has the Property Market Lost its Bullish Mojo? appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MO...

“A wound is where the light gets in” – Rumi It’s our 2021/22 Summer Series folks!! This is our 4th year of Summer Series and we get very very excited each time because not only do we get to chat directly with our listeners, we get to learn so much from their life transformation. From the adversity that life threw at them, the mistakes that they’ve made, the perseverance that they’ve shown, the ten...

Folks, the last time we unpacked a case study on the podcast was back in Episode 64 on 19th of May 2016. (WHAT?!!!) So… you can imagine how excited we were with this episode, can’t you?  In fact, Ben said this at the very start… “MAAAAATE…. This is a MEGA episode!” And no, he’s not exaggerating! What we are doing today is a bit of Myth Busting coupled with some data, graph and cashflow modelling....

We don’t blame you if you find investing confusing… even Ben found it confusing when he started 30 years ago. There are so many different asset classes to pick from, different procedures to follow, various biases to learn from and the worst of them all… THE JARGON! Short, Long, Dollar Cost Averaging, Coupon Rates, Day Trader and the list goes on. So where would one even start? Our answer is… This...

Let’s face it… If you’re looking to get into the market, you’d want to property market to slow down. If you’re already in the market, you might be hoping for this trend to continue.   Whichever side of the coin you are in, you’d be asking the same questions… When will this end…? Will the median price go up to $5M in the next 20 years?! How is this even possible… what’s driving it??   Yup, we know...

This data is hot off the press folks!!  It’s no secret that property prices have grown quite a bit lately, but recent data is showing that we’re breaking records! Here’s a snippet from Domain’s media release just a week ago: September Quarter 2021 House Price Report shows Australian house prices experiencing a historical rate of growth at 21.9%, the fastest annual rate of growth on record with med...

It’s Melbourne Cup RBA Cash Rate folks! In the past, RBA tends to change the rate on race day. Did they change the cash rate as well this year? Most definitely NOT. They simply can’t afford to make any changes to the cash rate yet. Why? Tune in to this episode to find out more where Ben unpacks three key themes for this month’s economic update: The global inflation rate Vaccine adoption rates lead...

Did you know… Back in episode 296 , Bryce briefly mentioned the telescope vs microscope analogy and how it applies to picking an investment-grade location. Fast forward to today’s episode… (66 weeks later) We’ll be answering ONE of the questions using the same analogy. With a little twist of course. So which is a better view to take when it comes to property investing and why? And are you curious...

Hi folks, before you tune in to this episode, download the free report here: https://thepropertycouch.com.au/tax Julia referred to a table in the episode that might be hard for you to visualise in an audio format so we’ve curated a free report to include the graph as well as other useful references.  You can’t avoid it, so you might as well learn to understand it. Better still, the more you know a...

Have you left it too late? Has the market moved? Are you too old to start? With the media hyping on about how hot the property market is these days, we get that some of you might be feeling a little anxious (even frustrated!). Everywhere you go, you’d probably hear people saying, “The prices are crazy these days!” And yes, they might be right. So… If you’re worried that it might be a bit too late...

Imagine this… You found your ideal property in the perfect location. You’ve inspected it, you know exactly what the purchase price is going to be AND you’re pre-approved for that budget. You’ve spoken to the selling agent and is crystal clear with the vendor’s motivation. You negotiated some terms and put your best offer forward and BAM!! it got accepted right away. Happy days! Unfortunately, it’s...

Is property sliding under the pressure of continual lockdowns?! Folks, it’s no surprise that Victoria’s extended lockdowns (and indeed lockdowns happening right across the country) are having unintended consequences to property buyers, sellers AND renters. With Melbourne spending more days in lockdown than ANYWHERE else in the world, it begs the question: How can you buy property in a Shutdown Sta...

Cash Rate JUST Announced by the RBA! ! And there’s a very important message behind it: Should we be preparing ourselves for the introduction of possible Macroprudential Regulatory Changes in the not-too-distant future?! And if so, what are the tweaks to lending policies going to look like, and how might they affect property investors??? Watch now to find out & get the latest on the RBA’s Octob...

Breaking news just in on the property & economic front, folks! There’s clearly quite a bit going on with the health crisis, soaring property market and… just announced this week… an indication that a tightening of lending might be coming sooner than we think! The question is : If they’re going to pull the handbrake, What Would This Look Like and WHEN Would It Happen? Here to unpack all this, a...

Have you ever wondered what to say to a real estate agent to INCREASE your likelihood of being the winning buyer? If you want to know how to get a real estate agent on your side and navigate the delicate dance between buyer and seller, then this is an episode you don’t wanna miss, folks! Today we are interviewing Todd Sloan, an award-winning real estate sales agent and professional renovator who h...

Meet one of the richest Australians under 40… and learn how he built a net worth of around $250 million! Folks, today we have a very special interview with Fred Schebesta — the co-founder and CEO of the comparison website Finder , which is one of the world’s biggest comparison websites and money apps that helps users compare products across 105 categories, from car insurance to cruises. And Fred,...

How can property investors reach zero debt AND still hit a four-figure passive income each week? And what do we mean when we say “retire” the debt, anyway? What does this look like and, importantly, WHEN should you start this process? Folks, in today’s special Q&A episode we’re circling back to a few basic principles and fleshing out some confusion when it comes to property investing. This inc...

And he’s back!! After 2 months away, we’re finally back with Ben’s update on the Reserve Bank of Australia’s cash rate , and as always, he’ll be unpacking the economic and political update around the world and within Australia too. This month’s update also includes looking ahead to the “$64 million question” — how will consumers respond once our two biggest economies open back up? Plus, Ben also i...

Logic vs Emotion. Unspoken Property Conversations. Family Office Wealth. What do all these things have in common? Well, we’re unpacking them all – and more! – in today’s Q & A episode where we welcome back ol’ mate Ben from his Big Trip by answering NEW listener questions about how to invest in property as an aspiring Australian in current property market conditions! And it begs the question:...

What’s coming next for property?? Well… quite a lot! Folks, it turns out Covid has a “little” bit of a say in the property shift taking place in Australia… one that might actually be here to stay!!! So, back by popular demand and here to co-host our AweGuest series is none other than expert Demographer Simon Kuestenmacher , Co-Founder and Director of Research at The Demographics Group ! Yep, you m...

Ben turns 50 today so let’s show him we care by giving him a shout-out on our socials, Facebook or Insta , and if you have a story to share on how he has helped you with your property, finance and money management then he’d love to hear it! Happy Birthday Ben! Hip hip hooray! Hope you’re throwing a line in the water today old mate! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEME...

Is your property HEALTHY? Look, this question probably isn’t what property investors commonly ask themselves… but after listening to this episode, we reckon’ you’ll start thinking completely differently about the health of your home & your investments!! Here’s the deal: Today’s topic is largely around ‘healthy’ homes – with a unique spin on what’s called ‘passive houses’– that is, ultra-low en...