The Property Couch

“What you do with your home will have the biggest impact on your fees and charges and how your cash flow works in residential aged care." - Jennifer Langton   Folks, A LOT of considerations and work must be done to "get your ducks in order" before you retire. It’s not just for elderly folks or those who are about to retire either. Gen Xs, we’re talking to you!   To help guide you th...

Is the Sandwich Generation doomed to be in wealth limbo forever? 🥪  In this week’s episode, we’re unpacking who falls into this generation of investors and why they are trapped in property purgatory.   We also pull back the curtains on:   The so-called greedy investor: What do this property investor’s cash flow numbers reveal about his financial situation?  Would you stop paying 10c at the risk o...

Note: This episode is a re-run of one of our older episodes . It originally aired on 14th April 2016 😊   In today’s episode, we tackle the increasingly popular strategy of 'rentvesting'.  As we see soaring property prices in major urban hubs, the dream of homeownership seems further out of reach for many. But is there a savvy way to balance that dream with reality? Enter ‘rentvesting’ –...

Ever find yourself double-tapping a Finfluencer's post and thinking, "Is this legit?" You're not alone. We all love a good financial glow-up story, but it's becoming harder to discern sound advice from dangerous schemes online. That’s why, in this week’s episode, we’re diving into the fast-paced world of financial influencers. From the six red flags to spot a Finfluencer i...

When investing in property, choosing WHERE to invest often keeps folks up at night. That’s why, in today’s Q&A Day, we are answering questions that speak to this very issue.  Here’s what we’re unpacking:   Why choose to invest regional over city? What elements make a town a mining town The biggest risks associated with investing in these “boom and bust” areas  The science behind NOT investing...

Note: This episode is a re-run of one of our older episodes . It originally aired on 2nd July 2020 😊   In this week’s episode, Bryce and Ben answer 10 listeners’ questions !  With practical advice on property selection and analysis, this episode is your guide to navigating the intricacies of property investment in Australia.  If you have a question, leave us a message here !   If we answer it on...

Folks, we’ve always said that property is a game of finance rather than of bricks and mortar, and today’s massive Q&A episode explores this fundamental concept.   Tune in to hear us break down our strategy of $2k a week in retirement, how to maximise your liquidity and why some investors choose commercial over residential. It’s an episode that will have you listening to it on repeat, give it a...

Note: This episode is a re-run of one of our older episodes . It originally aired on 8th June 2017 😊   According to Albert Einstein, “Compound interest is the eighth wonder of the world. He who understands it, earns it...and he who doesn't, pays it.”   In this week’s episode, Bryce and Ben discuss the fascinating power of compounding .   Tune is as they answer listeners’ questions, explain h...

PLEASE NOTE: We have changed the names of the folks in these case studies. We've all experienced the gut-wrenching anxiety that comes with property investing but what happens when it becomes an overwhelming feeling that wakes you up at 2am?   Folks, this is a REAL story from today's honest and inspirational Case Study episode.   From Billy, a single dad holding onto his ambition to secur...

Welcome to the second RBA Rate Release of 2024!   Join Evan Lucas and Ben Kingsley as they reunite to decipher the latest economic trends and data in this month’s episode, including:  📈 Sticky Inflation in the US: Delve into inflation and its tenacity within the US economy.  📊 Deep Dive into December GDP Quarter Numbers : Take a close look at the recently released GDP quarter numbers for the Aus...

Is 64 too old to be starting a property portfolio?  Must your investment property be fully funded by the time one retires?   And why does investing with intention matter – even after you’ve acquired 5 properties?   In today’s Q&A we’re answering these fantastic questions that explore the many layers folks should consider BEFORE they choose to enter or exit the property game.   This episode hig...

In this week’s episode, Bryce makes a guest appearance on the Wealth Time Freedom (WTF) podcast , hosted by Terry Condon!    They cover a wide range of topics including:  Horrible, tolerable and productive debt  How to pick an investment grade property   Demographic shifts that are likely to impact property prices over the next 5-10 years  This bonus episode is all about the courage to pursue pass...

With soaring immigration and construction hitting historic lows, Australia's property market faces an accommodation crisis. In Bryce’s words, “Disincentives have been happening for over a decade.” Kicking off our first Q&A session of 2024, we're diving into the widespread economic and political factors that have become “the perfect recipe” for today’s housing crisis.  We also dissect...

Note: This episode is a re-run of one of our older episodes. It originally aired on 12th November 2015 😊    In today's episode, we dive deep into why the old adage of 'location, location, location' still rings true for property investment. We explore how 80% of your return is determined by where you buy, and only 20% by what you buy.    One of the three filters in our asset selecti...

In this week's episode, we're welcoming back an incredibly passionate and eloquent data analysis and reporting expert who is ALSO a returning guest:  Eliza Owen, Head of Residential Research Australia at CoreLogic!    In this episode, we'll use her brilliant insights to explore precisely WHY we see the numbers in today's property market, like: If the housing market is undersupp...

Building on from Episode 482, where we explored why progress tracking is key to healthy financial habit formation , we’re bringing back an old episode where we uncover...  The 4-step framework from James Clear on how to build good habits and break bad ones – for good!   For those unfamiliar with this best-selling author of Atomic Habits, James applies a unique blend of scientific research and prac...

We all know money is simple, but behaviour is hard. So what can we do to create lasting financial habits and behaviours instead of falling back into old money habits?   Folks, in today’s episode, we’re sharing a scientifically backed solution that’ll reveal how to achieve your goals financially and in life.  From introducing feedback loops to creating accountability (and that’s just the tip of the...

“Begin with the end in mind.”    - Stephen Covey  In this week’s bonus episode, we’re rewinding the clocks and revisiting a past episode that covers a core strategy every investor should have...  Your Exit Strategy   From the “Buying and Holding” to the “Buying and Selling” strategy, we’re exploring the many ways an investor can leave the property market and which approach works best under certain...

We're back with one of our favourite episodes of the year... Our 2024 Property Market Outlook!  In this week’s episode, we’re breaking down the data from the past 12 months and using our expert experience and economic insights to predict the future of Australia’s property market in 2024!   Here's a sneak peek of what we cover:   👉 The headlines we saw in 2023 (and the #1 biggest deraile...

In this week's episode, Ben makes a guest appearance on The Australian Property Investment Podcast, hosted by Aaron-Christie David.   From dissecting why money isn’t as simple as “in and out” bank transactions to exploring why home ownership is still possible for new investors and generational renters, this week’s episode is all about the power of an Abundance Mindset.   Here’s a sneak peek o...

Ever wondered how to FAIL at building a successful property portfolio?  Want to learn how NOT to build a weekly passive income of $2k?    If so, then this episode was made for you! 😉 This week’s episode gives you a step-by-step guide on how never to take action or build a weekly passive income of $2k. From the worst ways to approach the property market to the incorrect beliefs you should hold abo...

Welcome to the first RBA Rate Announcement of 2024, a year that heralds a fresh and insightful approach to our economic updates! This year, we're thrilled to announce a dynamic new partnership: Ben will be teaming up with Evan Lucas for all future RBA insights. With this powerhouse duo at the helm, you can bet we're diving far beyond the basics.  Evan Lucas isn't just any analyst; h...

To wrap up another fantastic Summer Series and celebrate the peaks and valleys of each investor’s property investing journey, we’re bringing you our ultimate 2024 recap. 🎉  From our favourite guest quotes to the key action points from each story, we’re sharing our insights and reflections on each investor's path to achieving their financial freedom and personal growth.  Tune in now to hear t...

For our final episode in our 2024 Summer Series, we're welcoming Amanda, an extraordinary guest who is not only a TPC listener but also an empowering qualified property investment advisor at Ben's advisory!      Today, she's sharing an incredibly eye-opening and gut-wrenching story...   Amanda grew up in an environment where... " Money was frequently used as one of the tools on...

Folks, if you’re searching for a great property investing role model, then Emer, today’s Summer Series guest, is your person! ⭐🙌      Today, she and her husband, Rod, own a five-property portfolio and are looking towards a future with a comfortable retirement and legacy piece to leave two kids.    Getting to this stage, however, hasn’t come without its ups and downs.    Tune in to hear Emer’s st...