The Property Academy Podcast

In this episode, we discuss a recent post from the Property Investors Chat Group, where a property investor expressed frustration with their mortgage broker. The investor felt that the broker did not secure the best interest rate for them and raised several non-negotiable conditions for their mortgage. Andrew and Ed dissect the post, reacting to both the investor's demands and the broker's...

In this episode, we discuss how to move from a non-bank to a main bank. This includes the strategies you can use to get in the position where you can move. These include: waiting for property values to increase to aggressively paying down debt. We also talk about the factors that can stop you from moving – like current bank lending policies. Main points discussed: Non bank lenders vs main banks No...

In this episode, we are joined by Ilse Wolfe to play a newly invented game – Renovation Roulette. This is a new game show we have just made up, where we spin a wheel to unveil the hidden costs and budget blowouts in various renovations you might complete in your house. This includes real scenarios from the Property Investors Chat Group/ Through this, you will learn the secrets behind successful re...

In this episode, we discuss the complex world of mortgages, specifically break fees. We let you know what a break fee is and why the banks charge them. You'll also learn when it does and doesn't make sense to break a mortgage. Main points discussed: Understanding Break Fees How Break Fees are calculated How Long to fix your mortgage for And we also mention our book Wealth Plan is now avail...

In the episode, we discuss the disconcerting journey of an investor who lost $90,000 in the property market. After purchasing, the property dropped in value. So she now has a large mortgage and a property with negative cashflow. Andrew and Ed delve into the situation, discussing the realities of buying at the wrong time and the potential recovery paths. Main points discussed: Emotional vs Logical...

In this episode, we discuss an inspiring case study of Te Kahukura from the Maori Millionaire. She shares her journey from growing up the daughter of a single parent relying on government assistance. Now, she's helping Maori learn about money and encourages them to get ambitious. She shares her journey and what she is doing to become a first home buyer. Main topics discussed: Personal Goals an...

In this episode, we discuss ten practical ways to save money quickly, which can help in creating a top-up for your investment property. We explore strategies ranging from setting up a specific bank account for your top-up to managing subscriptions and reducing unnecessary expenses. Ideas include ordering groceries online to avoid impulse spending, consolidating debts, evaluating KiwiSaver contribu...

In this episode, we discuss how to decide whether to pay off your mortgage and invest in shares. This includes the pros and cons of each. We look at the advantages of paying down a mortgage, including saving interest, lower risk, and psychological peace of mind. Next, we explore the benefits of investing in shares, such as generally higher returns, liquidity, and asset diversification, but also di...

In this episode, we discuss the hidden pitfalls of trusting property developers blindly. This includes a look at the number of developers marketing directly to investors and the associated risks. This includes a real case study of a Golden Homes property based in Christchurch. You'll learn about the hidden costs related to progressive payments builds, inflated rent, and marketing missteps that...

In this episode, we discuss whether new builds or existing properties increase in value faster. There's not a lot of good data to help us answer the question ... so we go through the usual arguments discussed in the property investment industry. Then we dive into real examples of new builds that have done better, worse, or the same as the market. Main topics discussed: New Builds vs Existing C...

In this episode, Ed and Andrew talk about how quickly the "bottom" of the market lasts. This includes a look at the 2008 property market downturn to get a sense of which areas bounced back fastest. You'll also find out how much house prices increased in the immediate aftermath of the market's bottom. Key topics discussed: Bottom of the market Property price cycle Timing the marke...

In this episode, we discuss how to avoid buying properties in flood-prone arteas. This includes a look at Auckland Council's new Flood Viewer tool. You can use this tool to identify if a property is in a flood zone. We discuss what flood plains really mean and how properties are built today to take into account flood risks. This includes a look at the tools available through different councils...

In this episode, we are joined by Kyle and Pradshee, recent property investors and listeners of the show. They share how they got interested in investing, how they chose which property to invest in, and what their next steps are in property investment. Want to come on the podcast for Case Study Sunday? Send Ed an email on ed@opespartners.co.nz

In this episode, we discuss what Andrew would do if starting again today. He specifically walks us through how he'd replicate his journey to own 30 properties! This means starting out again as a 19-year-old with a junior job, then diving into the nitty gritty of which strategies to use over time. Main Topics Discussed: -> Building 30 properties from scratch? -> Real-life strategies &...

In this episode, we discuss how the NZ election will impact the NZ property market. This includes how many properties are sold and what it does to house prices. Ultimately this will give you a sense of how the property market is likely to change over the next 6 months.

In this episode, we unpack the potential impact of Auckland's Future Development Strategy on house prices. We discuss the council's preference for brownfields development (redevelopment of existing properties) over greenfields development (creating new suburbs from scratch). While this intensification might drive up the value of land suitable for redevelopment, we caution that these docume...

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to Succeed as a Property Investor With No Experience' and had a real life case study with Dave and Anna talk about their property investment journey.

In this episode, we explore the differences between successful and unsuccessful property investors. We discuss how successful investors make property a top priority, ensure that both partners are on board, are patient, accept reality, and changing their thinking when facts change. We caution against waiting for the perfect property and emphasise that while successful investors are methodical and h...

In this episode, we delve into how to add a minor dwelling to your property. We discuss the process, cost, potential rental returns, and the impact on the property's overall value. We explain the types of minor dwellings you can construct, the range of rental income they can generate, and the approximate cost of construction and installation. The episode further discusses who this strategy is...

In this episode, we discuss one of Andrew's recent developments and how much money he expected to make ... compared to what he will potentially make. You'll get to hear what goes into a development budget, and how the costs shape up (and change) during the course of a development project. You'll also hear how much money you need if you want to start developing properties. Ultimately, y...

In this episode, we are joined by a listener of the show, Arron to discuss his property investment journey. Arron shares why he's investing in property and the strategy he's using to build wealth. This includes how he and his partner communicate and make better financial decisions together. Main topics discussed: Property Investment Case Study Communicating with Partner and relationships

In this episode, we delve into the differing price movements between new builds and existing homes over the past 18 months. We examine recent market trends, discussing if the rising cost of building and dropping prices of existing houses make it wiser to "buy the dip." We also touch on the decline in new build prices using data from developers, including Williams Corporation, and compare...

In this episode, we discuss the new rules for short-term visitor accommodation (like Airbnb) in Christchurch. Through the episode, we talk about the rules for all Airbnbs around the country, including where you do and don't need permission to set up an Airbnb. And we also mention our upcoming webinar about  ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠ . It&...

In this episode, we discuss what your tenants could be like as a property investor. We shed light on the common misconceptions regarding "dodgy" tenants in economically challenged neighbourhoods and talk about how good or bad tenants can be found anywhere. We also discuss what you can do as a landlord to attract responsible tenants. Main Topics Discussed: Misconceptions about tenants in...

In this episode, we discuss whether the Credit Crunch is over? We analyze recent developments in the lending policies of banks, the rise in test rates, and their impact on potential borrowers. We also look at what real mortgage brokers and mortgage advisers are seeing in the market. This includes discussing what the CCCFA roll backs mean for borrowers. Main Topics Discussed: Credit crunch and bank...