The Property Academy Podcast

In this episode, we discuss how Kiwis can decide which interest rate to choose. This includes which mortgage interest rate to go for and strategies for selecting the best mortgage interest rate. We look back at past trends and explore the trade-off between a lower rate and stability. Main points discussed : fixed interest rates. Choosing your interest rate Here is the link to the Interest Rate spr...

In this episode, we are joined by Aaron – a listener of the show – for Case Study Sunday. Aaron shares how he owns 12 properties and how he has quickly grown a portfolio while living aborad. Main points discussed: Investing in property from overseas property investor case study

In this episode, we discuss National's foreign property buyer policy. This includes which parts of New Zealand would be most impacted and how that might flow through to the rest of the country. Main points discussed: National's foreign buyer policy and its implications. The 2018 foreign buyer ban and its impact on the NZ property market. Auckland's property market : Potential surge and...

In this episode, we discuss how fast rents go up. This includes times when rents have gone up faster than average. It also looks at times when rents haven't increased quite as fast. We also dive into how inflation impacts rents, and whether rents go up faster when inflation is high. Main points discussed: annual rent increase. Rental rates vs. inflation. Impact of high inflation on rents. And...

In this episode, we discuss property syndication 101, and how investors can get started in property syndication. We go through the basic and more complex approaches. We also mention some of the companies you can use to buy syndicated property. People like Erskine Owen, Bayleys and Centuria. We also look at property funds and REITs. Main points discussed: property syndication commercial property Re...

In this episode, we discuss the pivotal trait that sets successful property investors apart from the rest. This includes looking at the psychological tactics you can use to motivate yourself to continue investing. Main points discussed: Money motivation Motivating yourself to save Saving vs spending And we also mention our upcoming ⁠⁠Wealth Plan seminars⁠⁠ in Auckland, Wellington and Christchurch....

In this episode, we discuss the pros and cons of the Buy and Hold strategy. While the idea of purchasing a property and waiting for its value to rise may sound appealing, it's still got its challenges. You'll learn the limitations of the strategy and the potential pitfalls. Main points discussed: Overview of the Buy and Hold strategy. Problem #1: Reliance on the market. Problem #2: Propert...

In this episode, we delve into the motivations behind real estate investing. Ed and Andrew explore the Nest Egg and Golden Goose retirement strategies, using real-world examples. These strategies help you retire early and live the life you want. Main points discussed: The 'why' behind investing in property Nest Egg vs Golden Goose retirement strategies. Real-world investor stories. The inh...

In this episode, we are joined by Paarth to discuss his property investment journey. At just 24 years old, he already owns 2 properties. Seeing his older sister buy her first home at 21 inspired him to start a property portfolio. Want to come on Case Study Sunday? Send us a message on Instagram .

In this episode, we discuss whether it's worth investing in Palmerston North. Palmerston North is close to Wellington and is New Zealand's 8th largest city. We discuss whether it's worth a punt, and discuss its significant student population from institutions like Massey and UCOL. Main Points Discussed: Overview: Quick facts about Palmerston North Best Investment Neighbourhoods in Palm...

In this timely Election Special, we delve into how various political parties' policies could influence property investors. Our aim is not to guide your vote but to inform you about the stances of each party on key property-related issues. Main Points Discussed: Interest Deductibility: How parties like Labour, Greens, and National differ on this policy Bright Line Test and Capital Gains Tax: Wh...

In this episode, we discuss what property investors can deduct on their tax return. This We play a game where Andrew has to rank 12 potential tax deductions from largest to smallest. Main Points Discussed: Tax deductions for property investors Property investment game The Price is right By tuning in, you'll not only learn about what you can deduct to effectively pay less tax but also enjoy an...

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Policies, Predictions & Property - How to invest in 2024' and had a real life case study with Michelle and Tim talk about their property investment journey.

In today’s episode, we put an Aotearoa twist on Dave Ramsey's renowned 7 Baby Steps. We explore how these American financial guidelines translate to the Kiwi market and what adjustments would make them more suitable for New Zealanders. Main Points Discussed: Introduction to Dave Ramsey and his 7 Baby Steps Adapting these steps for the Kiwi financial landscape The episode takes an in-depth look...

In this episode, we discuss how cashflow in property investment has changed over the years. This includes how interest rates, property prices, and law changes have impacted your bottom line. Main Points Discussed: Property investment cashflow Year-by-year case studies demonstrating cashflow trends As the episode reveals, cashflow top-ups have significantly increased over the years. This is mainly...

In this episode, we compare the renders vs reality. This is how properties in the developer's designs compare to the final product. We look at examples where the finished property didn't quite match up to the glossy renders. This includes what your options are when discrepancies arise. Main Points Discussed: New Build renders What if the developer doesn't deliver Legal rights Buying of...

In this episode, we are joined by Matilda and Jess. They own 2 rental properties at just 28 and 31 years old. We dive into the couple's journey from saving diligently for their first home to using it to buy their first rental property. Matilda and Jess share their motivations for venturing into property investment. They discuss how investing has already started to make a difference in their li...

In this episode, we discuss the often-misunderstood realm of property management. We look at what you should and shouldn't expect from your property manager. This includes real-world scenarios of how property managers should act. Main Points Discussed: Understanding what "fair wear and tear" means Rent reviews Property management Property managers And we also mention our upcoming web...

In this episode, we discuss how to figure out what to offer for a house. This includes actionable tips on how to figure out the price without talking to a real estate agent (or paying money for expensive software). We also cover the "Right Rent System" method, demonstrating how to do your own market analysis. By spending just 15 to 30 minutes on research, you'll be better informed th...

In this episode, we discuss the pros and cons of buying a property off the plans. We break down what it means to buy a property that hasn't been built yet. The benefits include possible capital growth, avoiding higher interest rates, and the luxury of first choice. However, they also explore the potential cons and risks. These include property prices going down, banks changing their lending cr...

In this episode, we discuss where the most expensive local council rates are for property investors. The analysis includes an examination of areas where council rates are more expensive and less expensive. Main Points Discussed: The most expensive council rates for property investors Ratepayers Report Big cities vs small towns Key factors influencing rates, including population size and density, g...

In this episode, the hosts explore the complex world of mortgage clawbacks. This is where your mortgage adviser could send you an unexpected bill for thousands of dollars. You'll learn the potential cost of clawback fees, how they are calculated, and how they can be legitimately charged. We also share tips for how to avoid clawback fees. And we also mention our upcoming webinar ⁠Policies, Pred...

In this episode, we discuss the recent Reserve Bank announcement and what it signifies for the property market. The Reserve Bank has left the OCR at 5.5% and released new forecasts and data that both signal the end of the downturn in the property market. According to their forecasts, house prices bottomed out in March and are expected to increase by 14.5% three years from today. Alongside this, we...

In this episode, we are joined by Di Foster a listener of the show and property investor. Di shares her story, including how she was diagnosed with terminal cancer but pulled through and is now living life to the fullest. She shares how she started investing in property, her fears and her concerns. If you'd like to come on Case Study Sunday and share your story, either message us on Instagram,...

In this episode, we discuss the average tenant who is likely to rent a property. This is based on data gathered from various sources, including Stats NZ. We start with an overview of the entire country, then dig into the differences between renters and homeowners. Ultimately this gives you a sense of who your tenant may be ... and the sort of properties they want to rent. Main points discussed: Re...