The Property Academy Podcast

In this episode, we discuss what Ed and Andrew want from Santa in 2024. This includes what we'd really like to see happen in the property market. We also mention our new quiz and calculator to help you find out ⁠⁠ Can I afford an investment property in 2024? ⁠

In this episode, we are joined by Matthew Bannister to discuss how to invest using contemporaneous settlements. This includes his game plan for how to do no money down deals. We also mention our new quiz and calculator to help you find out ⁠⁠ Can I afford an investment property in 2024? ⁠ ⁠

In this episode, we count down the 12 days of Xmas, the property investment edition. For this we are joined by 11 financial advisers and 1 economist to talk give advice about how to grow a property portfolio in 2024. We also mention our new quiz and calculator to help you find out ⁠ Can I afford an investment property in 2024? ⁠

In this episode, we discuss what the new App Tax means for Airbnb property investors in 2024. This includes how property investors who use Airbnb will earn 6% less under the new taxes. We also discuss whether you should become GST registered and the risks of the new changes. We also mention our new quiz and calculator to help you find out ⁠ Can I afford an investment property in 2024? ⁠

In this episode, we discuss the factors that impact demand and supply in the NZ housing market. This includes things like changes in tax policy, expectations about the future, changes in the availability (and cost) of building materials, and much more. Ultimately this gives you the tools to understand what's happening in property in NZ. We also mention our new quiz and calculator to help you f...

In this episode, we answers your questions about the new government's policies. We go through over 20 questions in under 15 minutes. These questions come from our recent webinar, that over 1,500 people came along to. This includes what National, Act and NZ First's policies mean for you.

In this episode, we are joined by April Hastilow from Opes Mortgages to discuss what banks and brokers mean when they use jardon. This includes a discussion of split banking, LVR, DTI and all those niggly terms that first timers may not understand but are too scared to ask about.

In this episode, we discuss the 5 levels of decision making. These are the 5 ways you can make a decision about how you invest in property. The levels include guessing and emotions, anecdotes and experience, basic data, and advanced probabilities. You can check out the diagram showing the 5 levels of decision making here. We also mentioned Ed's latest oneroof article, and our 'How long doe...

In this episode, we are joined by David Melse. He talks us through all the property investment strategies he's tried in the past and how it hasn't worked out for him. That includes where he's invested, how long he's held on for, and what his next step is.

In this episode, we discuss property coach guarantees. This is about what happens if you buy a property through a property coach or property investment company and things go wrong. For this, we are joined by Vanessa Garrod from Opes Mortgages to talk about how to make a complaint and make sure your property coach does the right thing.

In this episode, we discuss the details of the bright line test. This includes when National plans to bring it in, how many properties will be impacted, and what it means for housing supply. We also work through examples to show you how much tax you could save.

In this episode, we discuss whether all cashbacks from developers are dodgy. This includes an analysis of other developer incentives like rental guarantees. We give you three tests you can run your developer incentive through to see whether it's clean, or whether you should run a country mile.

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Top 5 New Policies That Property Investors Need to Know'.

In this episode, we discuss 7 alternative Christmas gifts for property investors. These aren't the standard gifts people buy for each other at Christmas. But for that property investor (or future property investor) in your life they could do just the trick.

In this episode, we are joined by Stacey Adams to talk about how she manages to save a lot of money through her savings system. This includes where to start and how to go form saving 10% of your income up to 40%. This includes when to share and merge your finances with your partner and how to make sure you take control of your money.

In this episode, we discuss who you should and shouldn't get your property investment advice from. This includes who to talk to about which parts of the property investment journey and a look at the Dunning-Kruger effect. Ultimately this will help you better navigate the world of property investment.

In this episode, we are joined by Stacey and Matt for Case Study Sunday. They share their journey in property investment, including how their mortgage broker initially said they couldn't invest. Then they talked to someone else ... and got the money to invest anyway.

In this episode, we discuss how to invest as a single person on one income. This includes the unique challenges of investing when you're single. The pros and cons and how to manage it. Ultimately this is to help you figure out if it's possible to invest on your own.

In this episode, we discuss how much passive income you should aim for when creating a property investment plan. This is important, because this is the #1 question property investors come up against when they start creating a long term plan ... "What should I aim for." So we walk you through the 6 different lifestyles you could aim for with what you can spend in each scenario.

In this episode, we dive into the latest monetary policy statement from the Reserve Bank. We go through their house price and inflation predictions, as well as what they say (vs what they potentially mean). This is to give you a sense of what the interest rates could be next year.

In this episode, we discuss how to figure out the amount your should be saving. There is no rule (or number) that suits everyone. But, most financial commentators and books suggest 20% of your take home pay. This works as a ballpark, hard-and-fast rule to get a sense of whether you are over or under saving/investing.

In this episode, we discuss the pros and cons of investing in Hamilton and Auckland. That includes whether it's better to invest in the larger city (Auckland), or go for the more affordable option (Hamilton). Ultimately we share the facts then take a step back so you can decide which is the right place to invest for you.

In this episode, we discuss whether the overvalued-undervalued model we talk about on this show actually works. We walk you through 20 years of investing in property to discuss what would happen if you followed this shows advice. We talk about the sort of properties you'd buy, where you'd buy and how much money you would have made compared to buying the average porperty.

In this episode, we are joined by James who shares how he bought 6 properties in just 4 years. He and his wife now own 8 properties in total. He talks about how he grew his portfolio while earning a normal income. This includes how he got the money to invest, where he invested, and how this show helped him on the way.

In this episode, we discuss whether you can still stop your tenants from having pets in your rental property. New Tenancy Tribunal decisions suggest that property investors have to let tenants have pets. We go through the details to show what these decisions mean and how you can still protect yourself as an investor.