The Property Academy Podcast

In this episode, we discuss the Reserve Bank's OCR forecasts and predictions. We go through their previous forecasts and compare what they said they'd do ... with what they actually did. This gives us a sense of whether the OCR could come down more quickly than what the Reserve Bank is currently saying. This lets you get a feel for if interest rates could come down faster.

In this episode, we discuss the upcoming Debt to Income Ratio (DTI) rules and when they could potentially be introduced. This includes what the new rules could look like and the impact it will have on the property market. Ultimately, this is useful for first home buyers and investors who want to know when to buy.

In this episode, we discuss how much you can realistically negotiate off the asking price of a property. We dig through data to show how much sellers are discounting off their properties to get them sold. And we show you how to tell whether you can negotiate more off a property and ask for a bigger discount.

In this episode, we look through history to see if the bank's house price predictions are accurate. This includes looking at ANZ, ASB and the Reserve Bank's previous forecasts, then looking at what actually happened. Ultimately, you can use this information to see which bank has the most accurate predictions to pay attention to.

In this episode, we discuss whether cellphone towers and powerline impact your property's value. We look at data and university research that shows that some cellphone towers can impact your property's value ... but most don't. We also show that some high powered powerline can make your property's value go down ... but it depends how close your property is to them.

In this episode, we discuss the 5 different ways you can measure investment property returns. This includes the pros and cons of gross yields, net yields, cash on cash return, return on investment and internal rate of return. This episode shows that you buy a different property based on the way you measure property investment returns. We also mention our new quiz and calculator to help you find ou...

In this episode, we discuss why property investors need to care about getting the lowest deposit possible. This includes how investors can use lower deposits to get a higher return on investment. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an investment property in 2024?

In this episode, we discuss a case study about how to convert a leasehold property into a freehold title. This is based off a real scenario, where a unit owner needs to works with other property owners to buy the land underneath their properties. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an investment property in 2024?

In this episode, we discuss the 6 steps you can take to find profitable investment properties. This includes where to get good data and how to analyse it. We mention these articles in the show: NZ Property market update Wellington property market update Wellington City over or undervalued analysis We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an...

In this episode, we discuss the Premium In, Premium Out principle. This is the principle where you sometimes spend more money on a property, but it doesn't become a better investment. The risk is that investors start buying nicer properties, but don't really get more bang for their buck (in investment terms). We mentioned the article " Do properties with more land go up in value faste...

In this episode, we discuss the right way to rent an investment property to a family member. This includes the dos and don'ts, including why you should never accept some of their money as part of the deposit. Ultimately, this is to help you avoid the mistakes that other investors have made when renting to friends and family. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠...

In this episode, we discuss whether home buyers are scared of plaster homes. This includes a review of research out of the University of Auckland about whether plaster homes sell for less money (even after they've been repaired). This can give us a sense of whether plaster homes are a good investment and what you need to be aware of. We also mention our new quiz and calculator to help you find...

In this episode, we review and compare the 4 main types of cladding used in New Zealand. This includes, bricks, plaster, weatherboard and metal. And while there are lots of different types of material you can build your house out of, these are the main ones. Ultimately, this helps you make an informed decision about what type of property to buy. We also mention our new quiz and calculator to help...

In this episode, we are joined by Tyson from TK Plastering to discuss plaster homes. This includes: why some plaster homes leak, how to spot whether a plaster home could be a leaker, and how to know whether a plaster property is ok. Ultimately, this helps you figure out whether to invest in a plaster home or not. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I a...

In this episode, we discuss the story of the Lawyer and the Truck Driver. This is a parable that shows that you don't need a high income to be rich ... you just need to invest for the long term. We compare the two mindsets – someone who is on a low income, but invests to get ahead, and someone on a high income that wastes the opportunity. We also mention our new quiz and calculator to help you...

In this episode, we show you how to analyse a New Build investment property. This includes a step by step breakdown of how Ed and Andrew analyse potential investment opportunities. That way you can copy their process when you're thinking about buying a property. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an investment property in 2024? Run the numb...

In this episode, we show you how to analyse an investment property. We take a property from iFind Property's website and run through the numbers. That way you can analyse your own properties when you're running the numbers. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an investment property in 2024?

In this episode, we discuss the 5 money personalities so you can decide which one you are. Ed and Andrew take the Money Personality test and reveal how they think about money too. We mention the Money Personality Quiz that you can try for yourself. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an investment property in 2024? ⁠

In this episode, we discuss how to set goals that you will actually achieve in 2024. The trouble with goal setting is most people know they should set goals ... but then either don't, or they forget the goals they set by February. Here, Ed and Andrew show you how to set goals that you'll complete by the end of the year. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠...

In this episode, Ed and Andrew share the properties they bought and settled in 2023. This includes the properties they said they'd buy (and then didn't), along with their property highs and lows over the last year. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠ Can I afford an investment property in 2024?

In this episode, we review everything that happened in property investment in 2023. This includes storms, banks collapsing, developers collapsing, elections, tax changes, and a whole heap more. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠ Can I afford an investment property in 2024?

In this episode, we recap our top episodes from 2023. While you're away on holiday, kick back and re-listen to some of our best journalism in 2023. Here are the links to the episodes mentioned: Exposed: Beware "Too Good to be True" Deals From Deceptive Developers ⎜ Ep. 1244 Misleading! Developer's Cashflow Trap Revealed + Hidden Risks of Developer-Provided Cashflows⎜Ep. 1292 Case...

In this episode, we are joined by April Hastilow from Opes Mortgages to discuss the process of applying for a mortgage. This includes what the perfect mortgage approval looks like. We also mention our new quiz and calculator to help you find out ⁠⁠ Can I afford an investment property in 2024? ⁠

In this episode, we take you through CoreLogic's Best of the Best report. This shows you the cheapest and most expensive houses in NZ. You'll also learn the suburbs where houses have gone up (and down) in value most in 2023. You can download a copy of the Corelogic "Best of the Best" Report here We also mention our new quiz and calculator to help you find out ⁠⁠ Can I afford an i...

In this episode, we go through the latest property market data to show you the areas where prices are rising. This includes how fast prices are rising and where the opportunities are. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can I afford an investment property in 2024?