The Policy Project

Your UAE health insurance protects you today. But what happens when your life spans both the UAE and India? Changing jobs, retiring, losing employer-sponsored cover, or waiting too long to buy insurance can leave NRIs facing costly gaps they never saw coming. In this episode of The Policy Project Podcast, Yashish Dahiya, CEO of PB Fintech Group, breaks down the biggest health insurance mistakes NR...

Life insurance decisions don’t stay the same as life moves forward. In your 30s, it may feel like something you can put off. In your 40s, it starts to compete with growing financial responsibilities. And by your 50s, it becomes closely tied to protecting your dependents, clearing liabilities, and securing the future you’ve worked hard to build.​ In the latest episode of The Policy Project Podcast,...

The NRI journey isn't one-size-fits-all. Some of us moved to the UAE alone, building a career from scratch. Either alone, or with family, alot of Non-Resident Indians in the UAE might juggle with either two health plans, one in the UAE and one in India, or suffer from coverage gaps when they move back to India. In this episode, Mr. Yashish Dahiya, Chairperson and CEO of PB Fintech Limited, explain...

Protecting your family's future isn't about expecting the worst. It's about making sure their life continues the way you've built it. In this episode, Atul Kathuria, Business Head - Life Insurance at Policybazaar.ae, and Assia Haku, Life Insurance Manager at Hayah Insurance, discuss how term life insurance plays a vital role in protecting your family's financial stability, replacing lost income, a...

Most people think of term life insurance as protection their family will need someday. Critical Illness Cover protects what you need today; your income, your ability to work, and financial stability, at a time when a serious illness can change everything.​ ​In this episode of The Policy Project Podcast, we explore Term Life Insurance + Critical Illness Cover = Double Protection Explained with Atul...

Life insurance often gets reduced to numbers and calculations. But at its core, it’s about protecting the life you’re building and the happiness that comes with it.​ In the newest episode of The Policy Project Podcast, Neeraj Gupta, CEO of Policybazaar.ae, and Adel Benachour, Head of Life and Health at HAYAH Insurance, unpack one of the most common and confusing questions: how much life insurance...

In moments of uncertainty, what truly matters is knowing that the people who rely on you are protected, no matter what life brings. That sense of preparedness isn’t about fear; it’s about responsibility. Tune into the latest episode of The Policy Project podcast to know "Why Life Insurance Matters Today?" with our experts Ms. Shilpa Chitanand, Head of Sales and Distribution, Zurich Middle East and...

We insure our cars. We insure our health. We even insure our travel. But when it comes to life insurance — the one protection that secures our family’s future — most UAE residents remain underinsured. In this episode of The Policy Project Podcast, we explore the hidden reasons behind this silent crisis. From cultural taboos and psychological barriers to common misconceptions about affordability, l...

In this episode of The Policy Project, Sid dives into the essentials of travel insurance with expert insights from Toshita Chauhan, Business Head of Travel Insurance at Policybazaar.ae, and Amol Shah, Chief Transformation Officer at RAK Insurance. From must-have features to common misconceptions, they’ll guide you on how to safeguard your summer travel plans. Discover how to handle everything from...

For many UAE residents, a car is more than just a vehicle — it’s an extension of home. From gym kits and kids’ school bags to weekend plans, we carry a lot more than just ourselves. But when an accident happens, the stress isn’t only about the car — it’s the claims, the paperwork, the garages, and the delays. In this episode of The Policy Project Podcast, host Malvika speaks with Toshita Chauhan,...

Here’s a truth we often forget: our family’s financial security is only as strong as the plans we make today. In the UAE — where opportunities meet uncertainty — global shifts, inflation, and unexpected life events can leave families vulnerable if they’re unprepared. That’s where smart financial planning with the right mix of protection and growth comes in. In this episode of The Policy Project Po...

What happens if your paycheck stops tomorrow? 💭 In this episode of The Policy Project Podcast, we uncover why Income Protection Insurance is a must-have in the UAE — and how it helps safeguard your lifestyle, financial commitments, and family’s security when you’re unable to work. 🎙️ Guest: Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae Stay informed. Stay protected. Tune in to...

Healthcare costs in the UAE are climbing fast — but so are the innovations in health insurance. In this episode, host Malvika talks to Toshita Chauhan, CBO General Insurance at Policybazaar.ae, about how modern health plans are changing the game with instant claims, global coverage, and built-in wellness benefits. We also answer real questions from UAE residents on maternity costs, dental cover, a...

This milestone edition of The Policy Project is extra special. For our 50th episode, we’re joined by none other than Neeraj Gupta, CEO of Policybazaar.ae, as host. In this episode, Neeraj takes us on a journey through the pillars of true financial security — from building financial independence to understanding the power of investing, and why Term Life Insurance and Health Insurance are non-negoti...

The word caregiver is often used in the same context as mothers. But don’t the caregivers themselves deserve care and support? Maternity Health insurance isn’t just about saving medical bills on delivery but providing peace of mind to budding moms who are about to embark on the most beautiful journey in the world! In the latest episode of The Policy Project, which features Toshita Chauhan, Chief B...

The cost of giving your child a great education is rising every year in the UAE - and the right time to plan was yesterday. The next best time? Right now. In this Back-to-School special of The Policy Project, host Shruti Chhangani is joined by Shilpa Chitanand - Head of Sales and Distribution- Retail, Zurich International Life Ltd. and Atul Kathuria, Business Head – Life Insurance at Policybazaar....

There’s something grounding about the idea of home—where you feel safe, settled, and secure. But what happens when that sense of safety is suddenly shaken? In this episode of The Policy Project by Policybazaar.ae, we confront that very question. Recent events like the Tiger Tower fire have brought home insurance to the forefront of public conversation. And yet, many in the UAE—especially renters—s...

There’s something quietly powerful about the moment you decide to take control of your financial future—the click of a calculator, the first step into a new savings plan, the possibilities stretching out like an open road. But even the best intentions can falter without the right investing mindset. In the latest episode of The Policy Project, featuring Atul Kathuria, Business Head, Life Insurance...

We don’t often think about what happens if illness or tragedy strikes—until it does. And understanding what people are actually claiming for when it comes to life and critical illness insurance? That’s where awareness turns into action. In the latest episode of The Policy Project Podcast, which features Atul Kathuria, Business Head, Life Insurance at Policybazaar.ae - we uncover the real stories b...

As UAE temperatures hit a sizzling 50°C, the urge to escape to cooler shores is real—and thousands of residents are doing just that. But while you’re booking flights and finalizing itineraries, one crucial item often gets overlooked: travel insurance. In this summer-special episode of The Policy Project, our host Sid is joined by Toshita Chauhan, Business Head – General Insurance at Policybazaar.a...

In this episode of The Policy Project, Sid is joined by Toshita Chauhan, Business Head - Health Insurance at Policybazaar.ae, to explore how UAE health insurance is evolving. From mental wellness and telemedicine to wellness perks and alternative care, they unpack the latest policy inclusions that match today’s lifestyles. Tune in for expert insights and real FAQs that show how modern health cover...

Going electric is more than just a trend—it’s a statement. But with new tech comes new challenges, especially when it comes to insurance. In this episode of The Policy Project, Sid and Neeraj Gupta, CEO, Policybazaar.ae, break down what makes insuring electric vehicles different from conventional cars. From battery coverage to rising premiums and roadside support, they dive into everything UAE EV...

Life insurance is one of the most important financial decisions you'll ever make, but choosing the right plan can be confusing. Term Insurance or Whole Life Insurance—what’s the difference, and which one is right for you? In this episode of The Policy Project, Sid sits down with Atul Kathuria, Business Head of Life Insurance & Investments at Policybazaar.ae, to break it all down. They discuss cove...

There is no better way to say that you have arrived, than to make a stylish entry in a classy luxury car. But like with more power comes more responsibility, with more luxury comes a greater need for its sustenance. In this episode of The Policy Project, Sid and Neeraj Gupta, CEO, Policybazaar.ae discuss what makes car insurance for luxury cars unique, what to look for in a policy, and they also a...

Women in business are unstoppable—breaking barriers, leading industries, and redefining success! In the latest episode of The Policy Project by Policybazaar.ae, Toshita Chauhan, Business Head – Health & Motor Insurance, sits down with two inspiring entrepreneurs, Malavika Varadan and Rashi Chowdhary, to talk about leadership, financial independence, and the power of resilience. From navigating cha...