The Pension Confident Podcast

Market volatility is back in the headlines, and if you've noticed your pension balance moving up and down, you're not alone. From tariffs to geopolitical tensions, there's no shortage of reasons to feel uneasy. But before you rush to make any changes, it's worth understanding how volatility actually works and why, more often than not, staying put is the smartest move. Join our host, Philippa Lamb,...

Are you earning more than you were five years ago but still don't feel better off? You might be experiencing 'lifestyle creep'. The subtle way spending expands to quietly swallow every pay rise, bonus, and promotion. From Ocado upgrades and subscription sprawl to beauty routines that keep growing, lifestyle creep is surprisingly easy to fall into and remarkably hard to spot. Join our host, Philipp...

In this bonus episode, we hear from PensionBee customer Nigel. Now 76 and retired, he spent decades commuting into Central London, raising two children, and telling himself he'd sort his pension "someday". A bad experience with an active fund manager and an IFA changed all that - and a tip from his son led him to PensionBee. We unpack Nigel's pension journey with pensions expert Dani Skerrett from...

Premium Bonds and Cash ISAs are two of the most popular savings options in the UK, but which one is right for you? With interest rates fluctuating and the cost of living still a real concern, it's more important than ever to make your savings work as hard as possible. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie as they discuss: how Premium Bonds work, includin...

An estimated 7 million people aged over 50 in the UK have no private pension savings at all. Here's the reality: if you're one of them, it can feel too late to start. It isn't. Whether it's career breaks, the cost of living, a divorce, or simply never getting round to it - millions of people reach 50 with little or nothing put away. So how do you go from £0 to a pot that actually makes a differenc...

On this bonus episode, we hear from PensionBee customer Becca. Auto-enrolled into her first workplace pension, she assumed retirement saving would always just happen in the background. Then she went self-employed, and for eight years, it didn't happen at all. We explore the self-employed pension gap with the help of pensions expert Dani Skerrett, Head of Content Marketing at PensionBee, covering e...

In this bonus episode of The Pension Confident Podcast , we cover the key pension contribution rules and limits for the new 2026/27 tax year , and what they could mean for your retirement savings. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee , Maike Currie, as they break down everything you need to know about: how much you're allowed to pay into your pension this tax year; t...

Becoming a landlord with Buy-to-Let properties has often been seen as a way to build long-term wealth. But with brand new rules, higher taxes and more paperwork, it's becoming harder to turn a profit. Did you know that since 2022, the rental sector is the only area of the housing market to have lost value ? So, are Buy-to-Lets still a good bet? And where does this leave existing landlords trying t...

On this bonus episode, we hear from PensionBee customer, David. He spent years quietly accumulating pension pots across various employers without paying them much attention. That all changed when an unexpected cancer diagnosis forced him to confront his finances head-on, and think hard about what would happen to the people he loves if he wasn't around. We unpack the decisions David has navigated,...

In this bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2026/27 tax year and what they could mean for you and your finances. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie, as they unpack the changes impacting: the National Minimum and Living Wage; statutory sick, parental and bereavement pay; frozen earnings bands an...

Did you know that  over the next 30 years, Baby Boomers are expected to pass down an astonishing £5.5 trillion in assets ? It's being called one of the largest movements of wealth in British history. So are you ready for the 'great wealth transfer'? Many Millennials are facing tough financial challenges - with lingering student loans, high rent or mortgage costs and expensive childcare. A wealth t...

On this bonus episode, we hear from PensionBee customer, Sanna. Like so many, she's juggling family life, buying her first home, and trying to save for retirement - all at the same time. Since having her daughter and moving back in with family to save on rent, her pension savings have taken a back seat. We unpack the choices Sanna has faced - from rising living costs and childcare to finding faith...

One in every three households in the UK is now single occupancy . Here's the issue: being single could be costing you more. The so-called 'Singles Tax' is real. Cohabiting couples pay less per person on everything from energy bills to hotel rooms. So if you're single, or living alone, how much extra are you paying and what can you do about it? Join our host, Philippa Lamb, and our expert panel as...

In this bonus episode we hear from PensionBee customer, Tony, as he tells us his pension story. Now in his early sixties, Tony's working part-time as a handyman to top up the income he's receiving from his pension savings. With the help of pension pro, and VP Brand and Communications at PensionBee, Rachael Oku, we'll unpack the tips you might want to take from Tony's story. This episode offers esp...

Where do you see yourself in five years? In a rapidly changing world of work, that's becoming harder to answer.  The World Economic Forum predicts that by 2030, nearly 92 million jobs will disappear. The upside? 170 million new jobs will emerge . With UK businesses feeling the squeeze, more workers will be forced to reconsider their career in the coming years. The combination of higher secondary C...

On this special bonus episode, we're doing something new! We're going to hear from PensionBee customer, Tara-Jane, as she tells us her pension story in her own words. From starting early at 17 years old, to the impact of ignoring her pension for 20 years - it's been a rollercoaster of retirement decisions. With the help of pension pro, and VP Brand and Communications at PensionBee, Rachael Oku, we...

Happy New Year from all of us at  The Pension Confident Podcast . Every month, with expert guests, we dig into those money and pension questions that can feel so complicated. We just lay out the answers in simple, jargon-free language. There'll also be bonus content throughout the year to keep you up to speed on everything from stock market trends to Downing Street decisions. Plus, we'll be hearin...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email:  podcast@pensionbee.com .   On this special bonus episode, we're turning the mic around. We hear from our Host, Philippa Lamb, and Producer, Lucy Greenwell, as they discuss their favourite moments from Series 4 of The Pension Confident Podc...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   Imagine hitting pause on your career, not decades from now, but far sooner. What would you do with all that freedom? Today we're talking about the rise of micro-retirements, or sabbaticals, as they're better known...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   Labour said this year's Autumn Budget aims to address an economy that's " not working well enough for working people ". But will the changes they've announced leave you better off? Before Budget day, analysts were...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   From Buy Now, Pay Later plans to monthly subscriptions, modern conveniences promise to make our lives easier. But these small payments can quietly stack up into a sizable debt that jeopardises our financial future...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   Building a £1 million pension pot may be more achievable than you think. But how much money will that £1 million give you in retirement?  Join our host, Philippa Lamb, and our expert panel as they discuss what it...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   University has never been more expensive. A 2025 report from the Higher Education Policy Institute found that students need £61,000 to have a minimum socially acceptable standard of living over a three-year degree...

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   For this Pension Awareness Week bonus episode, we're looking at how the pension transfer process works and why it should be improved to give savers more control of their money. We're spotlighting the need for refo...

Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com .   We're taking a short break over August, but we'll be back in September with brand new Series Four episodes and bonus content.   We've covered a lot of ground already this year, everything from relationships, to AI and tech, th...