The Payment Expert Podcast

In this episode, David Birch discusses the security and trust challenges of agentic transactions as they move from concepts to pilots, exploring digital identity infrastructure, standardisation, and fraud mitigation in the evolving payments landscape. Key  Topics Digital identity infrastructure and its importance Security challenges with agentic transactions Standardisation needs for agentic frame...

In this episode, we explore the latest developments in UK stablecoin regulation, comparing it with US and European models. We discuss the implications for industry growth, regulatory collaboration, and future prospects for digital currencies. Key Topics UK stablecoin regulation and its industry impact Comparison of US, EU, and UK stablecoin reserve requirements Regulatory collaboration between FCA...

Open banking has a problem and the FCA finally has the statutory powers to fix it.  We sit down with Andrew Self, Head of Open Banking & Finance at the Financial Conduct Authority, to find out what the new regulatory framework actually means for the UK's open finance future. From variable recurring payments to the 2028–2030 Open Finance roadmap, Andrew breaks down the real obstacles, commercia...

In this episode, Oliver Hanmer, Managing Director of UK Financial Crime Compliance Advisory at Capgemini, shares insights from the global anti-scam summit, discusses the evolving landscape of financial fraud, the role of AI, and the importance of cross-sector collaboration in combating fraud. Key Points Global Anti-Scam Summit insights Role of AI in fraud detection and prevention Cross-sector coll...

This episode features insights from the launch of the UK Payments Initiative (UKPI) at Money20/20 Europe, focusing on how Commercial Variable Recurring Payments (cVRPs) are transforming the open banking landscape. Experts discuss the phased rollout of these payment methods, regulatory and pricing frameworks, and the ecosystem collaboration required for widespread consumer adoption. Key Topics The...

This episode features insights from the Money2020 Europe event, focusing on stablecoins, agentic AI, regulation, tokenisation, and fraud prevention in the payments industry. Experts discuss industry milestones, regulatory frameworks, and the future of payment innovations. Key Topics Stablecoins and their regulatory landscape Agentic AI and its impact on payments Tokenisation projects like Project...

In this episode Host, Louis Thompsett is joined by Justin Jacobs, Chief Policy and Engagement Officer at Pay. UK,  to discuss the future of digital money, interoperability of payment rails, trust, and security in a multi-money world. This episode explores opportunities, risks, and the evolving landscape of payments in the UK. Key Topics Multi-money world and payment interoperability Opportunities...

In today’s episode, Host Louis Thompsett is joined by Shaanil Senarath-Dassanayake , Associate at Charles Russell Speechlys, as the duo discuss the seismic shifts in the UK’s regulatory landscape and what the transition from "unregulated" to "fully authorised" actually means for the next generation of fintech innovators. Key Discussion Points The Crypto Authorization Gateway: Why the move from AML...

This episode explores how mobile network intelligence is transforming fraud prevention in the financial industry. Samantha Kight from GSMA discusses emerging threats, innovative API solutions, and the importance of cross-industry collaboration. Key Topics Emerging mobile fraud threats and trends GSMA's role in securing the mobile ecosystem Innovative API solutions for fraud detection Cross-industr...

In today's episode, Host Louis Thompsett is joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, as the duo discuss the evolving landscape of global value transfer, focusing on how Swift is integrating blockchain technology and shared ledgers into its infrastructure to solve real-world payment friction. Tune in to today's episode to find out: How Swift’s new blockchain-based...

In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI. Tune in to today's episode to find out: How the UK plans to bring st...

In today's episode, Host Louis Thompsett is joined by Payment Expert Senior Business Journalists Kieran O'Connor and Callum Williams to discuss their key takeaways from the first day of the Money20/20 Asia conference in Bangkok, focusing on the evolution of digital payments and infrastructure across the Asian market. Tune in to today’s episode to find out: The rise of tokenized deposits: Why banks...

In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU Tune in t...

We explore: Why New York is legally protecting cash payments The reality of unbanked and underbanked populations Whether digital payments can truly replace cash The risks of relying on digital infrastructure How war, outages and crises expose payment vulnerabilities Why central banks are still investing in physical money This isn’t just about payments, it’s about access, resilience and the future...

The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a nego...

Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs. Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their futur...

Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions. Host: Lou...

Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.