The OneRoof Radio Show

Property's been the golden-goose egg in New Zealand for as long as we've known. It was your retirement plan, your income stream, your lifeline, and what you worked towards. The plan was simple: buy a house, pay it off and/or rent it out, and by the time you stopped working you had something solid behind you. It was our version of the American Dream. But with the house market in a state of volatili...

On the One Roof Radio Show, founder of Property Quadrants and property commentator Nichole Lewis joins Tim Beveridge to talk about why less people are including property in their retirement planning.  And why is it so hard to sell an apartment? Should first-home buyers steer clear of something that they'll likely be stuck with? LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the One Roof Radio Show Harcourts Managing Director Bryan Thomson joins Tim Beveridge to talk about how a Capital Gains Tax would affect the property market.  And The Opportunity Party proposed a land tax on urban residential properties, and Bryan isn't keen on the idea. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the One Roof Radio Show buyer's agent Alex Martelli spoke to Tim Beveridge about kiwi's seemingly falling out of love with property. But is the vibe being skewed by the level of the fall as measured since prices went bonkers? And they discuss everything apartment ownership.  LISTEN ABOVE  See omnystudio.com/listener for privacy information.

Aspire Property Management's Mike Atkinson discusses tough times for landlords, calling it the worst market in 50 years.  For years the story was rental shortage, rising rents, desperate tenants, but now we’ve got softer rents in some main centres, more townhouses and apartments, and tenants needing affordability. So, the question arises, is it a renter's market, and if so, how long will it l...

Rates are going up again, more than 7% in Auckland, buyers are cautious, the OCR will not be dropping anytime soon, and the market remains soft.  In such a volatile market, those selling a home need to be careful that their property has value, and any changes actually add value if they have any hopes of real estate success. Interior designer Kelly Gammie joined Tim Beveridge to reveal which r...

Staging homes has been a popular way to market your property for years.  It's not your home as you have lived in it God Forbid  but it gives potential buyers an idea of what their future home could look like if it were intentionally designed and hardly lived in.  We know our home likely won't look a whole lot like that once we move ourselves in - but there's a rising trend of digita...

We've all heard the age-old advice you should buy the worst house on the best street - but is that still the case?  The divide between what's considered a 'good' or 'bad' street seems to be less obvious than what it once was, and the cost of building or renovating has skyrocketed in recent years. It's just not as easy these days to throw a little bit of cash and a few weekends of hard work at...

Buyer's agents. They're projected to grow in popularity in the coming years, so what are they and who really needs one?  LISTEN ABOVE See omnystudio.com/listener for privacy information.

So you want a loan to buy a property.  The bank sifts through all the money that's gone in and out of your accounts going back an uncomfortable amount of time, and give you a number they're willing to lend you. You think to yourself, the process is so long and gruelling, and they require so much of your usually private documents, that surely you can afford to meet those repayments - right?&nb...

The tide has well and truly turned.  We've had analysts forecasting a plateau for much of this year, with rates starting to turn upwards near the end of the year. One thing is for sure - we're not too likely to see the OCR go any lower than where it already stands.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Have you ever walked into a home and thought - there was so much potential and it's all been lost.  A room with limited natural light, painted in dark shades and made to look smaller than it is. A poorly shaped couch that throws off the whole room. Or one that we see all too often - old, outdated lighting that can make a gorgeous home immediately look neglected. LISTEN ABOVE See omnystudio.co...

For a long time, the kiwi dream has been to do whatever it takes to get onto the property ladder and work your way up from there, but some investors are moving away from that advice - instead suggesting that it might be a better idea to rent and put your money elsewhere.  It's not just the cost of the property and the mortgage repayments. You're paying to maintain the property in a way you wo...

It's pretty common these days when buying a house to throw in a couple conditions with your offer.  You're going to want a building report, your bank may want a property valuation before they agree to insure the property, and most commonly - you may need to sell your home first before your able to settle on the next one.  But for a seller, any one of these could be a deal breaker - and c...

Who hasn't at some stage in their life been a landlord or tenant? For many people, it's the first time they have to think about contracts and legal obligations - but are there red flags which should have you as a landlord rejectying a particuolar tenant - and like wise as a tenant that have you looking for somewhere else to live. LISTEN ABOVE See omnystudio.com/listener for privacy information.

New builds and townhouses alike have become the best option for first home buyers looking to get into the market.  Townhouses offer a lower-cost alternative to standalone homes without having to fully commit to apartment living, and new builds often mean low-deposit loans and easier access for first home buyers.  Problem is, the boom of new build townhouses is quickly slowing down - they...

Mum and dad investors are pulling out of the property market.  The housing market is shifting to focus on the needs of your everyday owner-occupier, but the demand for rentals as still as high as ever and it doesn't look like that will change any time soon.  The problem is that, among other reasons, the cost of running a rental is at an all time high, debt-to-income and loan-to-value rat...

If you're declaring yourself as the bank of mum and dad, you'll need to have some conversations with your children about what they can afford - and what happens if that changes.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Westpac's economists are picking 6 consecutive OCR hikes from December - they're forecasting that it will hit 4% by the end of next year.  The OCR dropped to 2.25% just before Christmas, which is where it stands now, but there have been rumblings for some time that we'd start seeing hikes soon, as all major banks lifted long-term loan rates.  LISTEN ABOVE See omnystudio.com/listener for...

Those in the market to buy a new home either know or will learn very quickly, that an agent is essential in the process.  Sure, we can search agency websites and windows ourselves, or scroll through OneRoof after work every day - but we're doing ourselves a disservice if we don't have an agent keeping an eye out for a place with the right metrics for us.  Here's the problem - these agent...

New Zealand's biggest bank, ANZ, has downgraded its forecast for property prices this year.  It says its previous forecast of 5% is looking unrealistic as the OCR looks to be making a turn soon and market prices are already falling - now saying a 2% rise is more likely.  Meanwhile, economists are laying out their predictions for when we'll see the OCR make that turn.  Many say it wo...

Normally when property comes up in discussion, it's focused on the plight of the youngsters who are fighting to get on to the property ladder. But today, we're switching it up a bit. Your house is likely the most expensive thing you own, that applies for everyone who's lucky enough to own one. So how do you manage your money with it? How old is too old to be investing in property? Are you worried...

The no-consent granny flat law changes came in this week.  That means you can build an up-to-70sqm dwelling in your backyard without having to ask the council if you're allowed to.  Getting one set up on your property would set you back at least $200,000, but the question on minds of anyone with enough space for something like this is - how much value will it add?  They can be rente...

From tax changes to interest rates to regulation changes, there's an ever growing list of reasons for kiwis to be a bit more hesitant to invest in property.  Now with changes to foreign buyers laws, we may be staring down the barrel of a completely different  property market.  So here's the question, has the model for property investment fundamentally changed? How are investors goin...

Not even two years ago, we were comparing our rent increases to those of places like Singapore and New York City. But today, many parts of the country are seeing rents tumble.  So what does it mean for 2026? Should tenants be making their move to secure a place? Or is it the landlords who should be locking in reliable tenants before things start to change again?  And from this month, pet...