The Note Investor Podcast

Dan sits down with Philip Louden — former backpacker, digital nomad, and reluctant wholesaler — who found his calling in seller finance after realizing he was just "dropshipping houses." After a 30-year Kansas City mentor showed him the power of creative finance, Philip went on to originate over 70 deals and build the Wrap Academy community around a simple philosophy: prosperous, peaceful, passive...

In this episode of the Seller Finance and Creative Deals Podcast, Dan Deppen breaks down partials, one of the most talked about but least understood tools in note investing. Dan explains what a partial actually is (selling a defined chunk of future loan payments at a set rate of return), walks through a real numbers example on a $30K land contract, and covers why partials can be a win for both sid...

In the latest episode, Dan covers: ✅ How to structure your listing language to attract qualified buyers from the start ("seller financing available for deserving borrowers with a large down payment" works wonders) ✅ The best DIY platforms for finding seller finance buyers — Facebook Marketplace and Craigslist are still producing results ✅ How to find a great REO-specialist agent, even in market...

Fred and Tracy Rewey share their 2025 seller financing market data With $29.5 billion in new notes created and home sales at a 30-year low, the big story is resilience. They cover LTV trends, top states, the mom-and-pop vs. professional note creator breakdown, the impact of ITIN lending changes, and their outlook for 2026. Get the seller finance report: https://noteinvestor.com/notes-101/seller-fi...

In this episode, Dan Deppen breaks down the biggest takeaways from the 2026 Squad Up Summit—one of the largest real estate investing conferences in the country. With over 2,700 attendees and insights from top entrepreneurs, this recap covers what's actually working right now in creative finance and real estate investing. You'll learn how investors are adapting to changing market conditions, where...

In this episode of the Seller Finance and Creative Deals Podcast, Dan Deppen shares additional seller finance mistakes that didn't make the cut in his Cash Flow Expo session. He breaks down why "loose standards" and trying to be overly accommodating can backfire for both lender and borrower, how to work with an RMLO the right way (and why you don't want them telling you what you want to hear), and...

Dan and Steve discussed the launch of "Call the Mortgage Guy," an extension of "Call the Underwriter" that focuses on non-QM loans. Steve explained that non-QM loans cater to borrowers who don't meet traditional mortgage criteria, such as self-employed individuals and those with non-traditional income, similar to seller finance borrowers. Dan noted the growing popularity of non-QM loans, which hav...

In this episode of the Seller Finance and Creative Deals Podcast, Dan Deppen sits down with Caleb Christopher (CreativeTC) to unpack what actually goes wrong in creative finance deals—and how to structure transactions to avoid the most common (and most expensive) mistakes. They dig into a critical contract issue many investors miss: once you sign an agreement as the seller, you may not have a clea...

In this episode of the Seller Finance and Creative Deals podcast, Dan Deppen sits down with Jamie Bateman of Labrador Lending to talk all things mortgage note investing. Jamie shares how he transitioned from rentals and a background in title and mortgage into buying first-lien notes across the country, eventually building a note fund and team to serve investors. He breaks down how he thinks about...

Mark Monroe—30-year investor and author of Creative Real Estate Investing—joins Dan to unpack the real mechanics of seller financing: when to use wraps vs. lease options, why performance deeds can backfire, and how to keep Subject-To ethical (and legal). Mark shares how he sources true win-win deals (including hospice-driven leads), structures low- or zero-down offers, and automates collections wi...

Seller finance compliance feels messy because multiple rule sets overlap and the gray areas are real. In this episode, I break down the essentials— Dodd-Frank Ability-to-Repay (ATR), TRID timelines, and the "Rules of 1, 3, and 5" —and show you how to keep deals simple, compliant, and sellable. Key takeaways Dodd-Frank ATR (the big one): If your borrower is an owner-occupant , you must make a good-...

This episode features Eddie Speed , a nationally recognized authority in note investing , seller financing , and creative real estate strategies. Eddie shares insights into his company's focus on acquiring well-structured residential property loans and improving the note creation process through education and investor training. He discusses the origins and mission of NoteSchool , an industry-leadi...

Shante Duffy recently joined the Call The Underwriter team! In this podcast episode, Dan sits down with Shante Duffy to talk about her journey in real estate investing and loan servicing. From starting as an administrative assistant to managing assets, Shante shares how her career has evolved and what inspired her to join Dan's team to learn the underwriting process. Together, they dive into the k...

In this podcast, Dan was joined by Chris Larson of Next Level Income. They discussed the current real estate market conditions and Chris shared his extensive experience in real estate investments, including his portfolio of properties and insights on market cycles. They explored opportunities in creative finance and hard money lending, while Chris provided analysis of current market trends and eco...

The meeting featured an interview with Dave Seymour, star of A&E's Flipping Boston. He shared his journey from working-class immigrant to successful real estate investor, highlighting his financial struggles and eventual path to real estate education and investment. Dave discussed his experiences in multifamily real estate, including his work on a reality TV show and the challenges of the COVID-19...

Trystan has flipped over 20 properties, managed up to 9 rental doors, and used various financing methods including seller financing in the past four years after transitioning from a 20-year career in technology. He appreciates seller financing as a creative option where sellers can become the bank, though he notes it's not suitable for all sellers and emphasizes the importance of conducting deals...

In this podcast, Dan interviews Dave Dubeau, a Canadian real estate investor who shares his journey from starting over with no credit to becoming a successful capital raiser and podcast host. Dave discusses his approach to real estate investing and his current focus on helping syndicators and fund managers raise capital from accredited investors through his Property Profits Real Estate Podcast. Th...

David Kahl, a South Carolina real estate investor, shares his journey from traditional flips and rentals to building a portfolio of owner-financed notes starting in 2017. In this episode, David breaks down his strategies for acquiring and financing properties using seller financing and private money. He also discusses how he manages notes, including the risks and rewards of subject-to deals, wrap...

In this episode Hans shared his journey from academia to real estate investing, focusing on his experiences with wholesaling properties and transitioning to creating notes and investing in properties subject to existing loans. The discussion covered various aspects of real estate investing, including the importance of building trust with sellers, understanding motivated seller characteristics, and...

Dan interviews Dee Simpson, a transaction coordinator, to discuss her background and the role of transaction coordinators in real estate, including their responsibilities in managing and facilitating transactions after contract execution. They explore common mistakes investors make when reviewing documents and working with vendors, emphasizing the importance of thorough contract reading and legal...

In this episode, we sit down with Dave Friedman, a seasoned real estate investor, as he shares his journey from building a rental portfolio to transitioning into property flipping and creative strategies like seller financing. Tune in to hear the lessons he's learned, the challenges he's overcome, and how he's adapted his approach to maximize returns in today's market.   Want to create your own se...

This podcast is a replay of a webinar from 5/23/25 where I discussed 10 aspects of underwriting new seller finance loans that you may not have considered.   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT:   https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? COMPREHENSIVE NOTE BUYING COU...

In this episode, I kick off a new series exploring how AI is transforming real estate note investing and creative finance strategies. I break down foundational AI concepts and their evolution, and share insights from my experience implementing AI at major tech companies. Tune in to hear where AI shines—and where it still falls short—when it comes to streamlining administrative work and supporting...

In this podcast I discuss some of the differences I have noticed between note buyers and note creators, and also provide some updates and lessons learned from the recent DME conference in Nashville.

This podcast is from a webinar that covered 7 costly mistakes that both new and experienced note investors commonly make.   For a few days only, you can take advantage of the Spring Sale for the Note Launchpad online training course and SAVE $1000 off the normal price: https://notelaunchpad.com/