David Gawthrop

The Mortgage Shrink Podcast

Business EN ↓ 20 episodes

"The Mortgage Shrink Podcast" brought to you by True North Mortgage Solutions. Hello, dear listener! Join your host David as he discusses different aspects of home ownership and lending in Australia. David is a Canberra-based Mortgage Broker with over 20 years of experience under his belt. This show features guest professionals from different sides of the financial and residential property spheres. Whether you're a First-Home Buyer or an Existing Property Owner, you're bound to learn something here!--DISCLAIMER--The information and ideas discussed in our podcast are general in nature and do no...

Author

David Gawthrop

Category

Business

Podcast website

sites.libsyn.com

Latest episode

Oct 9, 2025

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Episodes

Ep 20 - Home Guarantee Scheme Updates and the latest on Rent-vesting 09.10.2025

Welcome back to The Mortgage Shrink Podcast! This is Part 2 of 2 for our discussion with David Clegg from Astute Property Network. In this episode,  we'll be discussing the recent changes to the Home Guarantee Scheme and how that will likely affect the property market and buyers. Astute Property Network: https://www.astutepropertynetwork.com.au/ Website: https://truenorth.loans/ Facebook: https://...

Ep 19 - Property Market Update with David Clegg 01.10.2025

Welcome back to The Mortgage Shrink Podcast! Today, we're joined by return guest David Clegg of Astute Property Network, who has some insightful updates on the property market,  their new geo-spatial data program, and more. This episode is part 1 of 2. Stay tuned for part 2 coming out next week   Astute Property Network: https://www.astutepropertynetwork.com.au/   Website: https://truenorth.loans/...

Ep 18 - Client Stories #4 with Jonny & Maria 23.04.2025

In the 4th instalment of our Client Stories series, we chat with Jonny & Maria about financing the build of their dream home—and all the highs and hurdles along the way.   Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Instagram:  https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree:  https://linktr.ee/truenorthmortgagesolution...

Ep 17 - What Does The RBA Rate Cut Mean For you? 05.03.2025

The RBA made the decision to cut the interest rate by 0.25% in February. But you may be asking yourself, "what does that mean for me?" Join David and Simone as they sit down and discuss the changes the rate cut will bring, what to expect going forward, and why it's a good opportunity to review your finances! Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Inst...

Ep 16 - Do you really need Pre-Approval? 22.01.2025

Welcome back, dear listeners! To kick off 2025, David & Simone discuss the basics of Pre-Approvals for home loans and why you might not actually need it when purchasing a new home.   Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Instagram:  https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree:  https://linktr.ee/truenorthmortg...

Ep 15 - Rent-vesting: Build your Property Portfolio and Live the Lifestyle you want! 03.09.2024

This is the continuation of last week's episode with David Clegg from Astute Property Network. We recommend listening to that episode first, if you haven't already.  Picking up right where we left off, we will be discussing the rising popularity of Rent-vesting and the current property market with David Clegg.  Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans I...

Ep 14 - Your Slice of Investment Property P.I.E. with David Clegg from Astute Property Network 28.08.2024

Hello dear listener! Today, we are joined by David Clegg of Astute Property Network. Join us as we discuss the investment property market and how a Buyer's Agent can help you! Listen now on all major podcast platforms. Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Instagram:  https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTre...

Ep 13 - Client Stories #3 with Tarin & Marty 18.07.2024

We're back with another entry to the Client Stories series with our clients Tarin & Marty! Today, we'll be talking about our clients' experience with upgrading their home by purchasing a new one, what they learned through the process, and why it's important to have a trusted team of professionals by your side. Listen now on all major podcast platforms!   Website:  https://truenorth.loans/ Facebook...

Ep 12 - Maximise your Capacity 25.06.2024

Welcome back, dear listener! Today, David & Simone discuss some lesser-known factors that affect your borrowing capacity. Tune in to this quick episode for tips to increase your borrowing power!   Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Instagram:  https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree:  https://linktr.ee/...

Ep 11 - Separating Finances with Angela & Ramya 30.04.2024

Hello dear listener! On today's episode, David is joined by Angela Li & Ramya Balachandren from Farrar Gesini Dunn. They'll be discussing the intricacies of separating finances and tips on navigating the separation process.   Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Instagram:  https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390...

Ep 10 - Are you ready to upgrade your home? 08.04.2024

Welcome, dear listener, to The Mortgage Shrink Podcast! This week, David is again joined by fellow True North Broker Simone to discuss the logistics of upgrading your home and knowing whether or not you're ready to make the big move.   Website:  https://truenorth.loans/ Facebook:  https://www.facebook.com/truenorthloans Instagram:  https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02)...

Ep 9 - Independent Financial Advice: Where to Start and What You Need to Know 05.03.2024

Hello, dear listener! Welcome back to The Mortgage Shrink Podcast and the first episode of 2024! David is joined by Phil Harvey, an Independent Financial Advisor from Construct Wealth. Today they'll be discussing how an Independent Financial Advisor differs from the rest, why you should seek financial advice, and why it's better to do it sooner, rather than later. Website:  https://truenorth.loans...

Ep 8 - Offset: Do you really need it? 13.12.2023

Hello, dear listener! Welcome to the final episode of The Mortgage Shrink Podcast for 2023. Today, we're joined by fellow True North mortgage broker Simone Winefield. Join David and Simone as they de-myth loan options, discuss whether you really need an offset account, and debate the pros & cons of Fixed vs Variable rate loans.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutio...

Ep 7 - Client Stories #2 with Shannon & Andre 22.11.2023

Hello Dear Listener! Welcome back to another episode of The Mortgage Shrink with a new entry in the Client Stories series. Today, we are joined by Shannon & Andre. Join us as they share their experience purchasing their first home, the troubles of building savings and lifestyle changes, and the freedoms of being a homeowner.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions....

Ep 6 - Pennies to Prosperity: A Money Madam's Guide to Budgeting Success 05.11.2023

Welcome back, dear listener! On today's episode, Katherine Hayes returns to help us improve our budgeting skills and save those precious pennies where we can.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Be sure to check out the Money Madams!:  https://moneymadams.com Hayes & Co Insurance Services:  https://hcis.com.au/   Website:  https://truenorth.loans/ Facebook: ...

Ep 5 - Conveyancing & Legal with Clinton Jones 23.10.2023

Hello dear listener! Today we are joined by Clinton Jones of Priority Legal. There are many important legal aspects when it comes to buying a home. Clinton is here to help us navigate and understand those aspects.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Priority Legal: https://prioritylegal.com.au/   Website: https://truenorth.loans/  Facebook: https://www.faceb...

Ep 4 - Client Stories #1 with Morgan & Josh 09.10.2023

Hello dear listener! Welcome back to The Mortgage Shrink Podcast. Today, we're joined by Morgan & Josh, clients of True North Mortgage Solutions. We'll be discussing Morgan & Josh's experience buying their first home and working with a Mortgage Broker.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Website: https://truenorth.loans/  Facebook: https://www.facebook.com/t...

Ep 3 - Risk Insurances with Katherine Hayes 25.09.2023

Hello, dear listnener! Welcome back to The Mortgage Shrink Podcast. On this episode, David is joined by Katherine Hayes of Hayes & Co Insurance Services and the Money Madams Podcast. David & Katherine will be discussing the benefits of Risk Insurances and how you can prepare for those unexpected events. The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Be sure to check out...

Ep 2 - Real Estate with Thom Eriksson-Lake 13.09.2023

Hello, dear listener! Have you ever wanted to go to an open home or know more about the Real Estate market? Join us on today's episode of The Mortgage Shrink Podcast with special guest Thom Eriksson-Lake from Blackshaw Real Estate where we delve into the world of Real Estate Agents. David and Thom discuss what to expect when going to an open home, the different types of sales you can attend, and h...

Ep 1 - Buying your First Home 01.09.2023

Welcome to the first episode of The Mortgage Shrink Podcast! Are you considering buying your first home but don't know where to start?   Join David as he discusses the basics of buying property and what you should consider before entering the property market.   This episode is brought to you by True North Mortgage Solutions.  Website: https://truenorth.loans/ Facebook: https://www.facebook.com/tru...

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