The Monopoly Mindset

In Episode 47 of Monopoly Mindset, Tommy and Tyler wrap up their conversation with Tyler’s brother, Steve. They dive into whether buying a primary residence is always the right move—and why it might not make sense in certain markets like South Florida. The discussion continues around Steve’s unique investing strategy, offering a different perspective from traditional real estate investing. To clos...

In this episode of Monopoly Mindset , Tyler’s brother Steve joins the show to break down his investing strategy—without owning any real estate. He shares how he’s saving aggressively to retire early, where he’s putting his money, and how he thinks about long-term wealth building. They also dive into tax-free capital gains strategies, and debate whether buying a home always makes sense—especially i...

Tommy and Ty break down Tommy’s recent refinance on two personal properties and use it as a springboard to talk through some of the biggest money decisions real estate investors face. They dive into portfolio loans, debt strategy, cash flow, closing costs, interest rates, and why understanding how leverage works can make or break your long-term investing plan. They also get into 401(k) loans, refi...

In this episode of Monopoly Mindset, Tyler Brown and Tommy Stelzer dive into a new renovation project as Tyler begins work on his master bathroom remodel, including the surprising plumber quotes that come with getting a project like this started. They also discuss one of the biggest frustrations in real estate investing—collecting endless documents for banks when applying for financing—and how AI...

Check out Tommy's Interview on the Wealth Juice Podcast! https://open.spotify.com/episode/69oF2vYJ5IdyX38YEc0YcU In this episode of Monopoly Mindset , Tommy Stelzer and Tyler Brown break down a recent property sale that came with a costly twist — a $10,000 leaking water main discovered right before closing. They walk through how the issue was uncovered, how inspections played a critical role,...

In this episode of Monopoly Mindset , Tommy and Tyler break down the brutal storm that slammed the Northeast and how it impacted several of their properties. They share firsthand lessons from dealing with frozen pipes, what went wrong, and what they’ll do differently to prepare next time. The guys also dive into the realities of real estate investing — including why risk is unavoidable, especially...

In this episode, Tyler and Thomas break down their year-end real estate reviews, focusing on expense tracking, property performance, and cash-flow analysis. They discuss how staying organized throughout the year makes tax season smoother, why regular financial check-ins matter, and how evaluating each property can uncover opportunities to improve returns. The conversation highlights the value of b...

In this episode, Tyler Brown and Tommy Stelzer break down another couple of weeks in the day-to-day life of a real estate investor. Tommy shares the story behind getting a house back under contract after the previous buyer backed out, and what went into accepting the new offer. He also dives into two fresh appraisals on his properties as he prepares to refinance and discusses how current interest...

In this episode of Monopoly Mindset, hosts Tommy Stelzer and Tyler Brown welcome Mike Marchman—a military veteran, attorney, and seasoned real estate investor. Mike shares his journey into real estate, beginning with his first property purchase using a VA loan and evolving into flipping houses and building a rental portfolio. He breaks down how he maximizes ROI by self-managing all of his properti...

In this episode of Monopoly Mindset, Tyler and Tommy sit down for another round of Passing Go , catching up on the latest moves in their real estate journeys. Tommy gives an inside look at his push to get one of his properties sold while navigating ongoing management challenges and searching for a better long-term solution with TDJ. Meanwhile, Tyler breaks down the steady flow of minor repairs pop...

In this episode of the Monopoly Mindset podcast, hosts Tyler Brown and Tommy Stelzer break down the heated debate surrounding the proposed 50-year mortgage—an idea first floated by Donald Trump and now sparking nationwide conversation. The hosts dive into whether stretching a mortgage over half a century could actually make homeownership more attainable or whether it simply traps borrowers in deca...

In this episode, Tommy breaks down his approach to navigating multiple offers in a competitive real estate market. He shares how he evaluates offers beyond the highest price — digging into financing strength, contingencies, closing timelines, and agent communication. Tommy also walks through real inspection challenges, including termite and furnace repair requests. Tyler also jumps in with real la...

In this episode of Monopoly Mindset, hosts Tyler Brown and Tommy Stelzer sit down with Dom Pizzi, an account executive at BRRRR.com, to break down the ins and outs of real estate investment loans—especially bridge and DSCR loans. Dom shares his inspiring journey from aspiring physical therapist to real estate finance expert, emphasizing the importance of building a strong team and mastering the fi...

In this episode of Monopoly Mindset , Tommy Stelzer and Tyler Brown share fresh insights from their real estate journeys. They discuss recent updates from their rental portfolios, the pros and cons of Airbnb investing, and the real challenges that come with property management. The conversation dives deep into tenant screening, due diligence, and the opportunities and considerations of Section 8 h...

In this episode of Monopoly Mindset , Tommy Stelzer and Tyler Brown dive into the realities of managing rental properties. They share personal experiences and horror stories, unpack different property management software options, and highlight why strong systems and processes are essential. The conversation covers everything from tenant communication and late payments to leveraging technology and...

In this episode of Monopoly Mindset, Tyler Brown and Tommy Stelzer dig into the realities of real estate investing. They revisit last week’s chat with Tommy’s cousin, Jonathan, who traded engineering for a career in construction and real estate, showing the value of hands-on experience. From renovation headaches and contractor struggles to market trends, refinancing, and tenant selection, Tyler an...

In this episode, Tommy and Tyler sit down with Tommy’s cousin, Jonathan Ryder. After just one year as an engineer, Jonathan realized the office life wasn’t for him and shifted gears into contracting, earning $20 an hour working for a house flipper. He quickly gained valuable experience, eventually starting his own contracting business. Along the way, he fully remodeled his home—at one point shower...

In this episode of Monopoly Mindset , Tommy Stelzer and Tyler Brown do another round of passing go where they share the ups and downs of managing multiple properties. From tenant turnover and utility issues to renovations and working with contractors, they highlight the financial and logistical challenges of real estate and the importance of planning and communication.

In this episode, hosts Tyler Brown and Tommy Stelzer dive into the classic debate of paying cash versus leveraging in real estate investing. They break down both the numbers and the emotions behind each strategy, highlighting key considerations like risk tolerance, cash reserves, and long-term financial goals. The discussion explores how leveraging can fast-track wealth building while also carryin...

Tommy and Tyler return with more real estate insights, covering topics like relocating tenants between properties, preparing to sell, and receiving six months of missed rent payments. They also dive into Jerome Powell’s latest federal funds rate speech and what it means for investors. Meanwhile, Tyler shares updates on moving into his new home over Labor Day weekend—and debates whether his time is...

In this episode of Monopoly Mindset, Tyler and Tommy share updates on their weekly real estate investing challenges and wins. Tommy continues his search for tenants at his latest property, while Tyler has been dedicating his free time to remodeling his new primary residence. The conversation centers on the importance of tracking income and setting aside money for Uncle Sam.

In this episode of Monopoly Mindset, hosts Tommy Stelzer and Tyler Brown sit down with investors David Bull and Michael Martin to discuss their inspiring journeys into real estate. Together, they’ve built a portfolio of nine units in Augusta, Georgia over just a few years—and they’re far from slowing down. The conversation dives into smart saving habits, the power of strong partnerships, and prove...

In this episode of the Monopoly Mindset Podcast, Tyler Brown and Tommy Stelzer continue their discussion on different ways to finance your next real estate purchase. This episode focuses more on the 'creative financing' side, rather than your traditional loan options. A few of these include seller financing, subject to, and private money. Stay tuned to learn how to buy real estate with les...

In this episode of the Monopoly Mindset, Tommy Stelzer and Tyler Brown explore various ways to finance a property, discussing traditional loans like FHA and conventional loans, as well as more creative financing options such as 203K and DSCR loans. They discuss the pros and cons of each financing method, share personal experiences, and emphasize the importance of understanding different loan produ...

In this episode of Monopoly Mindset, hosts Tommy Stelzer and Tyler Brown explore the world of Airbnb investments through a vacation-themed lens. They analyze the Airbnb they stayed in during their trip to Bar Harbor, Maine, discussing the potential revenue, market trends, and the intricacies of real estate investments. They look at properties currently on the market in Bar Harbor, to see if it has...