The Moneymatics Podcast

Why do some people earn high incomes yet never become wealthy? In this episode, Amo Bopola sits down with leadership coach Ruthie to discuss the emotional, cultural and psychological factors that influence our relationship with money. From immigrant family expectations and financial trauma to investing, net worth, delayed gratification and women's financial confidence, this conversation explor...

In this episode, pension expert Trifa Chireh explains how the Swedish pension system works and what individuals can do to improve their retirement outcomes. We discuss the different parts of the pension system, including the public pension, occupational pension, and private savings, as well as common mistakes people make and practical strategies for building long-term financial security. Whether y...

What if your biggest money problem isn’t your income… but your mindset? In this episode of Moneymatics , I’m joined by Lydia Andrews, a global wealth advisor and coach, to explore the emotional side of money,something we don’t talk about enough. From fear-based decisions to cultural expectations and inherited beliefs, we unpack why many Africans in the diaspora feel stuck financially even when the...

In this episode of the Moneymatics Podcast, we dive into the reality of making a career change and how it can dramatically increase your income and create a path toward financial freedom. Our guest shares his journey from studying zoology to becoming a software engineer, including the challenges, doubts, and breakthroughs along the way. From working in IT support to learning how to code, dealing w...

Buying a home is one of the biggest financial decisions most people will make, especially in a unique housing market like Sweden. In this episode of the Moneymatics Podcast , Mayowa shares his personal journey of buying his first apartment in Sweden, selling it, and later upgrading to a house . We explore the realities of the Swedish housing system, including BRF housing associations, service char...

In this episode of the Moneymatics Podcast , we sit down with Laraba — a Nigerian-born entrepreneur building a business life abroad — to talk honestly about money, risk, and what it really takes to start over in a new country. After nearly 15 years working as a dentist in Sweden, she made a bold decision: to pursue entrepreneurship and launch Cocomera , an e-commerce beauty brand created to solve...

In this episode, host Omobobola Adetunji dives deep into how to protect your financial health during the festive season . From emotional spending to gift budgeting, holiday meals, and credit card pitfalls, this conversation is packed with practical tips to help you enjoy December without financial stress . We break down smart budgeting strategies, how to avoid impulse buying, ways to cut food cost...

In this episode of the Moneymatics Podcast, Omobobola breaks down the powerful trio every investor needs to understand — risk appetite, risk tolerance, and risk capacity. Whether you’re a beginner investor or a professional trying to make smarter financial decisions, this episode reveals how your emotions, mindset, and financial reality shape your risk management and financial planning strategy.👉...

Summary In this episode of the Moneymatics podcast, Omobobola discusses the critical distinction between assets and liabilities, emphasizing how understanding this difference can transform one's financial health. The conversation explores the mindset of the wealthy, the importance of cash flow, and practical steps to shift from a liability-heavy lifestyle to one focused on building assets. Omo...

In this episode of the Moneymatics Podcast, Omobobola is joined by Joseph Akande to dive into the intricacies of car ownership. From the challenges of getting a driver's license in Sweden to the pros and cons of leasing versus buying, they share personal stories and insights. Whether you're considering a new car or just curious about the financial aspects of car ownership, this episode off...

When my car’s engine failed in Sweden, the repair bill came to €6,500 . The only reason I didn’t pay out of pocket? Car insurance. In this episode of the Moneymatics Podcast , I share my personal story and break down what every driver in Sweden (and across Europe) needs to know about car insurance. From trafikförsäkring to comprehensive coverage , I explain how different policies work, what drives...

In this episode of the Moneymatics podcast, Omobobola interviews her husband Oluyinka about his transformative career journey from education to software testing. They discuss the motivations behind his decision to change careers, the challenges of balancing family life with education, and the financial implications of going back to school. Oluyinka shares insights on the importance of community su...

In this insightful episode of the Moneymatics Podcast, Omobobola explores a game-changing shift in financial thinking — moving from a cost-cutting mindset to one that focuses on increasing your income. 💡 Key Takeaways: 1. How to maximize your current job for better financial rewards 2. Smart ways to create multiple income streams 3. The importance of investing in new skills for long-term growth 4...

In this episode of the Moneymatics Podcast, host Omobobola welcomes investment advisor Valerie for an in-depth discussion on personal finance, investment strategies, and the emotional aspects of money management. Valerie shares her journey into investment consulting, her evolving relationship with money, and practical tips for building a savings culture. The conversation also touches on the challe...

In this episode of the Moneymatics Podcast, Omobobola Adetunji shares her insights on the concept of black tax, particularly from the perspective of Africans living in the diaspora. She reflects on her recent trip to Nigeria and discusses the significant remittances sent back home, the real needs of families, and the challenges faced by those trying to help. Omobobola emphasizes the importance of...

In this episode of the Moneymatics podcast, Omobobola Adetunji discusses the concept of retirement, emphasizing that it should be viewed as a personal choice rather than a predetermined age set by governments. The conversation highlights the importance of early planning, mindset shifts, and practical steps for financial independence. Listeners are encouraged to take control of their retirement pla...

In this episode of the Moneymatics podcast, Omobobola and Olajumoke discuss the transformative journey of understanding money, the impact of cultural influences, and the importance of financial literacy. They reflect on personal experiences, the lessons learned from life events, and the significance of relationships as investments. The conversation emphasizes the need for early financial planning,...

In this episode of the Moneymatics Podcast, I discuss Dave Ramsey's Seven Baby Steps and how they can be adapted for a European context. The conversation covers the importance of paying off debts, the relevance of emergency funds, and the differences in financial planning between the US and Europe. I emphasizes the need for a tailored approach to financial independence, considering factors like lo...

In this episode of the Moneymatics Podcast, I break down four critical mistakes to avoid during market downturns. I explain why panic selling can be detrimental, why stopping investments altogether might hurt your long-term goals, the dangers of 'dying in silence' without seeking guidance, and how getting carried away by high-risk investments can lead to significant losses. Tune in to lear...

In this episode of the Moneymatics Podcast, I explore the ongoing debate of renting versus buying a home. The discussion covers various aspects including affordability, flexibility, monthly costs, investment potential, maintenance responsibilities, tax benefits, and personal lifestyle choices. The episode emphasizes the importance of considering individual circumstances and market conditions when...

In this episode of the Moneymatics Podcast, I discuss the multifaceted nature of credit cards, exploring both their advantages and disadvantages. While credit cards offer convenience, perks, and the potential to build credit scores, they also pose risks such as debt traps, high-interest rates, and the temptation to overspend. Ultimately, the episode encourages listeners to critically assess their...

In this episode of the Moneymatics Podcast, I discuss the importance of automation in achieving financial goals for 2025. By leveraging technology, you can remove emotional barriers to saving and investing, ensuring consistent financial growth and stability. The episode outlines practical steps to set up automation and encourages listeners to take control of their financial future.

On this episode I am reflecting on the money lessons I learnt this year—the wins, the struggle and the growth. Plus, I’m lso setting new wealth challenges for 2025. If you joined in on the #wealthchallenge for 2024, tune in to hear what the wealth challenge is for 2025.

Looking to decide between becoming mortgage-free or maximizing your investments in the capital market? In this episode, we dive into the pros and cons of each path, examining six unique perspectives to help you make the best financial choice. Whether your goal is to eliminate debt or grow your wealth, this episode breaks down key factors you need to consider. Tune in to get expert insights on choo...

Are you new to investing? Do the different terms and vocabulary used in investing sound like gibberish to you? You've come to the right place. On this episode, I explain the common instruments of investment in the stock market.