The Money Variable Podcast

Not all bankruptcies are the same. Join us as we break down the different bankruptcy types, what they mean, who they may apply to, and clear up common myths along the way. Come learn, ask questions, and gain knowledge that can help you make informed financial decisions.

Bankruptcy is one of the most misunderstood financial topics, especially when public figures make headlines. On this episode, we’re separating facts from fear and having an honest conversation about what bankruptcy really means, common misconceptions, and what people should actually understand before forming opinions. Our expert Atty Kimberly S Sweeney is bringing the information! This conversatio...

We’re providing real, practical tips you can actually use to reduce your tax liability the right way.    Our guest and founder, Marjorie E. Roberts, BSBA, will be bringing insight, structure, and information you can actually use.

It’s not tax planning if it happens during tax season. If you’re only thinking about taxes when your return is being prepared, you’re reacting, not planning. Tax planning should show up in how you operate all year!

Many business owners start with one setup and never revisit it… even as their income grows. The result? You could be paying more in taxes simply because your structure isn’t aligned. It’s not just about how much you make. It’s about how it’s structured!

Join us for the final episode of our Day Trading Series: Futures Trading & Execution. This is where it all comes together. We’re breaking down the fundamentals of futures trading and showing you how trades are executed in real time. If you’ve been following the series, this final session will help you connect the dots and move with greater confidence. Whether you’re just getting started or rea...

Business owners… this one is for you! We are still in the middle of tax season, and for many of you, things may feel stressful, confusing, or even overwhelming. But this is exactly why this conversation matters right now. This month on The Money Variable Podcast, Marjorie E. Roberts, BSBA Senior Accountant, is launching a 3-part series on Tax Planning for Business Owners. This series is not about...

The March Day Trading Series Continues! In this episode of The Money Variable Podcast , the March Day Trading Series continues with Day Trading Mentor Jewaun Washington as we take a deeper look into Options Trading and how trades are actually executed in the market . This installment builds on the foundation from Part 1 and focuses on what traders analyze before entering a trade. In this episode,...

 Preparing for Homeownership: From Offer to Keys: What Really Happens The offer was accepted. You’re excited! Now what? This is the part nobody really talks about. Inspections  Appraisals  Underwriting  More documents Waiting And wondering if everything is still on track In this final episode of our series, we are breaking down what really happens between an accepted offer and closing day, so you...

The March Day Trading Series Begins! In this episode of The Money Variable Podcast , we kick off the March Day Trading Series with Day Trading Expert Jewaun Washington . This session lays the foundation for understanding the world of day trading and is the first installment in a series focused on breaking trading concepts down from the ground up. In this episode, we discuss:  • What day trading re...

Tonight, we are breaking down the myths and madness concerning homeownership. Our experts will provide tips, dispel myths, and address the fears that often prevent people from achieving homeownership.

Homeownership starts long before you submit an application. It starts with understanding your numbers. In this episode, we are discussing: • What lenders look for in your credit profile • How income is evaluated • What debt-to-income really means • And how to determine whether you are financially positioned to move forward If you have ever asked yourself, “Am I ready?” — this conversation is for y...

You do not need 20% down. You need information. We’re breaking down:  • Loan options • Down payment assistance • What lenders are really looking for Let’s solve the equation!

In this episode, we dive into real, practical solutions for individuals and families affected by the SNAP crisis, job loss, or sudden financial setbacks. If you’re wondering where to turn when money is tight and the fridge is running low, this conversation is for you.

In this powerful episode, Dr. Nikisha Ware — Chief Impact Strategist and founder of Divergent Life Solutions — breaks down the truth about using life insurance as a tool for wealth-building, emotional stability, and generational legacy. Dr. Ware explains how women — especially mothers, professionals, and entrepreneurs — can leverage whole life, term life, and IUL (Indexed Universal Life) insurance...

Life insurance isn’t just for funerals — it's one of the most powerful wealth-building tools available. In this episode, we break down how strategic life insurance planning can help you build generational wealth, create tax-free retirement income, access cash-value for investing, fund your business, protect your family, and shift your entire financial legacy. From insurance policies used by h...

Licensed professional counselor Leona Bishop, Eds, LPC-S joins The Money Variable Podcast to unpack how financial trauma and emotional patterns shape the way we earn, spend, and save. With over 30 years of experience in trauma-informed therapy, EMDR, and Internal Family Systems (IFS) , Leona shares how unhealed money wounds can create fear, avoidance, and overspending—and how true healing begins w...

This episode breaks down the real-life financial pitfalls entrepreneurs face when they blend personal spending with business bank accounts — and how unresolved financial trauma often influences those decisions. Many business owners struggle to separate business and personal money, and the truth is, your personal spending habits will always show up in your business. In this episode, Marjorie E. Rob...