The Money School

If you leave a job, you're probably focused on your next move, not tracking down that old 401(k). But those old 401(k)s are your money. And if you don’t find them, manage them, or move them where they can grow smarter and harder for you, you’re leaving cash on the table. Today, Nicole walks you through exactly how to track down a lost 401(k) and roll it over into a new retirement account — with al...

Today, Nicole unpacks the exact accounts she opened for her daughter, the math that makes starting early almost unfair, and the money script she's determined to rewrite for the next generation. Whether you have a newborn, a teenager, or you're realizing you wish someone had done this for you, this episode is a blueprint. Nicole breaks down how a 529 plan is far more flexible than most parents real...

Interest rates and home prices are high— that's old news. But there's a new factor that's making real estate more expensive... and there's nothing the Fed can do to stop it. Today, Nicole explains the new variable driving up the cost of homeownership, and what you can do to make it more affordable.

There's a chance that inflation may rise at the top of next year. To prep, Nicole shares four inflation-proof investments to help your portfolio.

Today, Nicole gives six ways you can financially prepare for a baby... plus, a personal update. For the federal financial resources for new parents, click ⁠HERE⁠.

This week, Money Rehab is hosted by the Executive Producer of the show, Morgan Lavoie. Today, you'll hear the first episode she was ever featured on: Nicole's guide to finding your missing money. Did you know that there are BILLIONS of dollars in unclaimed money in the US? Want to find yours? In this episode, Nicole shows you how!

Your first $100,000 in investing feels impossible—until you see the math. Today, Nicole breaks down why the first $100K is the hardest money you’ll ever make, what changes mathematically once you cross it, and the path to get there… without a hot stock tip, crypto bro, or dumb luck. Nicole walks through a real, doable five-year plan based on the average U.S. salary —including exactly how much to i...

When someone passes away, their assets can get locked up in probate court—leaving loved ones stuck in a legal and financial mess. Today, Nicole breaks down what probate really means, why a will alone won’t keep your family out of it, and the smart moves you can make right now to protect what you’ve built.

Today, Nicole is unpacking the most expensive investment mistake you can make — and it's not what you think!

When the stock market tanks, what should you do? Buy! We know this is counterintuitive: if the market is tanking, why would you want to double down and buy more? It feels like running into a burning house, right? Today, Nicole breaks it down.

Today, Nicole talks to  Money Rehabber Chelsey, who wants to know whether she should sell her dream home to give herself more financial freedom. Nicole talks Chelsey through whether she's overextending herself financially with a pricey mortgage... and spoiler alert: they have a major breakthrough.

Today, Nicole breaks down all stock market lingo you need to decode investments —like market cap, and P/E ratio—and shows you how they actually work in real-life trading, using a deep dive into a real example of a stock that got... weird. You'll learn how to spot a stock’s highs, lows, and everything in between… plus why relying on just one type of analysis (technical OR fundamental) is like tryin...

This episode checks all of the boxes. Want the secret sauce to being a bigger player at your company? Check. Are you thinking about starting your own thing and want the formula to determine whether you can leave your job behind? Check. Are you raising kiddos and want help teaching them the value of a dollar? Check, check and check. The reason this episode has everything is because it features the...

We know you probably love getting your tax refund, but news flash: you shouldn’t. Today, Nicole explains.

Today on The Money School, Nicole tackles one of the most powerful — and most misunderstood — plays in retirement planning: the Roth conversion. Moving money from a traditional IRA to a Roth IRA can save you a staggering amount in taxes over the course of your retirement, but get it wrong and you're stuck with an unnecessary tax bill you can't undo. Nicole breaks down exactly what a Roth conversio...

Nicole gives a listener advice on what to do about taxes if you filed for unemployment last year, and debunks Dave Ramsey’s statements that people collecting the stimulus check are "screwed." Nicole says: You are not screwed. From This Episode: Report your unemployment benefits on your Federal Tax Return, which will say “Form 1040”. You’ll need Form 1099-G, which you should have received from your...

529 plans have been around for decades, but recent legislation just made them significantly more powerful — and most families still aren't taking full advantage. Today, Nicole breaks down everything you need to know about 529 plans: how the tax-free growth works, what qualifies as an expense now (spoiler: it's way more than just college tuition), and the strategic moves that can turn a single cont...

he financial media wants you to believe you need to be a stock-picking genius to build wealth. You don't. Today, Nicole breaks down the boring-but-proven investment strategies that have consistently built wealth over decades — and explains why most of what you see on social media about investing is designed to mislead you. Nicole walks through the real math behind dollar-cost averaging (spoiler: $...

Think you need a fat paycheck before you can start investing? That's one of the most expensive myths in personal finance — and today, Nicole breaks down exactly why. She walks through the real data: 38% of American households own zero stocks, and the number one reason people give is believing they don't have enough money. But in 2026, the minimum to start investing at most major platforms is liter...

You've seen the headlines about rate cuts, rate pauses, and Fed chair nominations — but what does any of that actually mean for your wallet? In this episode Nicole breaks down how the Federal Reserve works, what the latest rate decisions mean for your credit cards, mortgage, and savings accounts, and what the upcoming leadership transition from Jerome Powell to Kevin Warsh could mean for your mone...

Have you ever looked at a stock and thought, "I want to buy that… but where do I even start?" In this episode Nicole walks you through the entire process from A to Z — from opening a brokerage account to researching and picking a stock, understanding the difference between order types, and knowing exactly what happens when you hit that buy button. Whether you're placing your very first trade or ju...

Want to invest like the best? Today, Nicole shares tips from three of the greatest investors of our time: Ray Dalio, Warren Buffett, and Michael Burry. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Have you ever wondered how Warren Buffett came up with his investment strategy? Today, Nicole pulls back the curtain. In this episode, Nicole breaks down how the investing pros create their investing theses, how they stress-test their own ideas, and three famous real-world examples that paid off. Then, Nicole will explain how you can create your own strategy— and how to easily execute on it... tod...

No cash? No problem! Today, Nicole explains the money moves that can help you make an all-cash offer on a home... even if you don't have the $! This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

If you get a raise, or take a distribution on a huge stock, or win the lottery, the first thing you do is celebrate. Obviously. The next thing you do is ask yourself: what do I do now? Or, better yet: what do I do now that will make this money grow into more money? That's what today’s Money Rehabber is asking herself, and Nicole helps her find answers.