The Money Gains Podcast

The Money Gains Podcast

Business EN ↓ 192 episodes

Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon.  Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.

Author

The Money Gains Podcast

Category

Business

Podcast website

upthegains.co.uk

Latest episode

Jul 8, 2026

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Episodes

Financial Adviser Reveals: Why You Don't ACTUALLY Need One (Just Do This!) - Pete Matthew (Meaningful Money) 08.07.2026

In this episode of the Money Gains Podcast we welcome Pete Matthew from Meaningful Money to the show.  Pete unpacks his "cash flow ladder" approach to retirement drawdown, explains why blanket de-risking near retirement can be a costly mistake, and shares the behavioural side of financial planning that most advice ignores.  --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you...

Economist Warns: STOP Just Buying the S&P 500 (Without Knowing This!) - Andrew Craig 24.06.2026

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- Gains is the UKs first budgeti...

How To Invest £100 A Month (UK Investing For Beginners Guide) 17.06.2026

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) *Commission-free investing: Other fees may apply. See terms and fees* --------- Gains is the UKs first budgeti...

Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor 10.06.2026

Michael Taylor joins me today to discuss the growing issue of big corporations tax avoidance in the UK and the £47 billion in lost taxes. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code secti...

I Advised 2,500 Millionaires: The REAL Reason You're Not Rich! (Jason Butler) 03.06.2026

Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires - what is the reason you're not rich yet! --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo...

I Tried Every Money App In The UK. Then Built My Own. Behind The Curtain on Gains App. 28.05.2026

Gains App is now LIVE! Download here in App Store & Google Play 👉  https://gainsapp.onelink.me/8IhT/oiaimr1z Any issues or questions you can reach out via support@gainsapp.com ----- DISCLAIMER: This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz Get The FREE 10 St...

Wealth Manager Reveals: Why Buying A House Is the WORST Money Move In 2026 (Jay Lawrence - Rathbones) 20.05.2026

Jay Lawrence is a Wealth Manager at Rathbones who look after £110 Billion for their clients. He joins us to discuss why buying a house is the worst money move in 2026 plus what he thinks is the better one to make for most people. --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading21...

I Was Homeless. Now I'm Retiring At 50 From Investing. (Neil Invests) 13.05.2026

Join us this week with Neil Invests to discuss his incredible pathway from being homeless to having a 6-figure investment portfolio and an incredible financial education brand. What an incredible guy! --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don&apo...

10 Money Hacks That Saved Me £3,278 This Year (One Takes 30 Seconds) 06.05.2026

These money hacks help me save money and keep more of it too! Most of these you can set up and let them run for you in the background. -------- Download Gains App here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z £175 First Direct Current Account Switch 👉🏼 https://www.firstdirect.com/banking/current-account/ * Monzo (Get up to £100) 👉🏼 https://join.monzo.com/c/w3csv9fs * Get FREE FRACTIONAL SH...

What's ACTUALLY Making People Rich In The UK - (Holly Guscott - LCH Wealth) 29.04.2026

Join us this week to discuss what's actually making people rich in the UK right now with Financial Adviser Holly Guscott from LCH Wealth. We discuss the ins and outs of pensions, growing money through ISAs, ISA millionaires and so much more! --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 http...

Financial Adviser To Footballers Reveals: Why So Many Struggle With Money When They Retire 22.04.2026

Join us this week with Financial Advisor to Footballers & Athletes, Emmelia Powell to discuss what it's like becoming a professional footballer and suddenly earning more money than you've ever dreamed of. And why so many footballers go bankrupt when they retire plus lots more! --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100...

Married Couple REVEALS: How They Became Financially Free By 34! 15.04.2026

Join us this week with Ken & Mary Okofoafor from The Humble Penny to discuss their new book The Wealth Habit. It's how putting in the right habits and investing your money helps you become the rich version of yourself.  Ken & Mary have been teaching personal finance for many years and have two Sunday Times Bestsellers teaching you how to get rich.  Get the book 👉🏼 https://www.waters...

Financial Adviser Reveals: The REAL Reason You're Not Rich Yet! (Andy Hart) 08.04.2026

Andy Hart joins us this week to discuss the real reason most people don't get rich and his new book 'No Bullsh*t Money Advice'. This was a refreshing episode about why you're probably not rich yet and what to actually do about it. Andy's book 👉🏼🔗 https://www.nobullmoney.co.uk/ --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES...

I Built A £180,000 Investment Portfolio In 8 Years (And You Can Too!) - Ryan King 25.03.2026

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to! --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If yo...

11 Habits To Become DISGUSTINGLY Financially Literate (And Rich!) 18.03.2026

Only 29% of the UK are considered financially literate. This HAS to change and these 11 habits will get you 90% of the way there. ---- Gains App is LIVE! An AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 http...

Why Saving £10,000 Changes EVERYTHING 12.03.2026

Here's why saving £10,000 will change your life. It's not just a number its SO much more than that. In this podcast we unpack why that is. Gains App is LIVE! An AI-powered budgeting and cashback app designed to help you make more of your money. Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Tradi...

I Turned a £500 Overdraft Into £350 Million. Here's How. (Oliver Cookson - Founder of Myprotein) 05.03.2026

Oliver Cookson, founder of Myprotein, reveals the secrets to building a business worth over £350 million. Why anyone can build a business in today's day and age plus the story behind the Founder and his next steps. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional sh...

The ONE Thing You Need To Invest In... (This Works!) 25.02.2026

In this episode of the Money Gains Podcast, I share the ONE thing you need to invest in that's so easy and simple. Here's the FREE 10 Step Investing Checklist 👉🏼 https://subscribe.upthegains.co.uk/investing-checklist -------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fract...

ACCOUNTANT EXPOSES: Why The UK Tax System STEALS 80% Of Your Wealth 18.02.2026

Tom McNally, founder of Pie Tax, reveals how the UK tax system takes 80% of your money and what you can do about it. From hidden tax refunds to property investment strategies, this episode is packed with money-saving insights every UK taxpayer needs to hear. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you do...

You're Not Behind - Why Everyone Looks Richer Than You (But Isn't) 11.02.2026

In this episode of the Money Gains Podcast, I share why you're probably doing better than you think and why it doesn't feel that way.  I dive into the psychology of comparison, the people profiting from your insecurity, and why most "rich-looking" people are actually broke. Plus, I share my own story of being £24,000 in debt trying to keep up. -------- 👉🏼 Get FREE FRACTIONAL...

Why Your Student Loan Goes UP Even When You're Paying - Ollie Gardner Rethink Repayment 05.02.2026

In this episode of the Money Gains Podcast we welcome Ollie Gardner to the show. Ollie's campaign Rethink Repayment, is fighting for student loan reform in the UK. We discussed why your student loan goes up even when you're paying, the truth behind the £270 billion debt crisis, and whether an entire generation was mis-sold the biggest financial decision of their lives. --------- 👉🏼 Get...

Most of Us Rent Our Income. Here's Why This Matters. 28.01.2026

In this episode of the Money Gains Podcast, I explain why your income is rented, not owned and what to do about it. I dive into the research on why we spend to prove ourselves, the dopamine trap that keeps us stuck, and the "tend your forest" framework for building real wealth. If you've ever felt like you're working hard but getting nowhere financially, this one's for you...

A Gangster Saved My Life: From Council Estate to 8-Figure Exit (Timothy Armoo) 21.01.2026

How to turn yourself into a wealth-generating machine. --------- In this episode of the Money Gains Podcast we welcome Timothy Armoo to the show.  Timothy is the founder of FanBytes which he sold for an eight-figure sum before turning 30. We discussed the difference between your mental and physical environments, why successful entrepreneurs are far more unremarkable than you think and how to devel...

This Is Exactly How You’re Going To Take Control Of Your Finances In 2026 (90 Day Plan) 17.12.2025

The playbook to make 2026 your year.  --------- In this episode of the Money Gains Podcast I'm breaking down a practical 12-week action plan covering everything from conducting a financial review to automating your money management.  We talk about why personal finance is deeply personal and provide actionable steps for increasing income and capturing cashback opportunities that could save you...

Could You Run the UK Economy? Inside the Decisions No One Sees (Joe Mayes) 10.12.2025

There's more to the Budget than the headlines.  --------- In this episode of the Money Gains Podcast we welcome award-winning journalist and bestselling author Joe Mayes to the show.  We discussed the intense pressures faced by the Chancellor, why there's so much uncertainty about economic policies and ran through some interactive scenarios from Joe's book, Can You Run the Economy?...

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