The Matt Money Show

This week we wanted to try something a little different... this is the first episode of the MATT REACTS series, where Matt discusses his thoughts on a current event. We will sprinkle these episodes periodically into the mix of our usual content. In the first episode of the series, Matt talks about the market being down and how that can affect your finances, but more importantly, your peace of mind...

It is hard to follow a budget so that your money has a plan. It is also hard to be worried about debt, running out of money in retirement, and wishing you had gotten started earlier.  Ultimately, you choose your hard. Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!  

When you fully pay off your credit card balance every month, you are rewarded with cash back, points, or miles. But where do these rewards come from, and it is good for us as a society?  This episode is not meant to discourage credit card usage, in fact, Matt Money System includes the use of two credit cards as tools for staying organized. However, we are putting the question out there to create m...

In this episode, we battle the myths about filing for an extension and using automated tax advisors. We cover the differences in tax rates, what is actually a deduction, and what to do if you can't pay your taxes.  Since Matt is a CPA who owns a tax firm, this is an episode you won't want to miss!  Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram...

Many of us hear about the many advantages of being self-employed and owning your own business. You get to set your own schedule, choose your workload, choose who you work with, and enjoy flexibility and independence that most people dream of. However, many small business owners come to a rude awakening during tax season when they see their taxes owed.  This episode will help you understand how you...

It is common to feel self-conscious or embarrassed when starting to budget. Our culture has normalized financial irresponsibility to the point that people will often discourage their own friends from taking positive steps toward stability and control.  In this episode, we unpack why budgeting feels uncomfortable at first, how social pressure reinforces unhealthy money habits, and why choosing fina...

Saying that rent is "throwing money away" is a myth, and a SUPER expensive one when people buy houses they can't afford to "start building wealth." Renting buys you time to save up a strong downpayment and emergency fund for the heavier responsibilities of home ownership.  Learn about what it means to be "house poor," the percentage of your monthly budget that should be for housing, and how to kno...

Learn where to keep your emergency fund, and how much it should be! Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

Stephen Covey, the author of 'The 7 Habits of Highly Effective People' quotes one of his habits as "Be Proactive." You've got to be proactive if you want to start saving money.   In order to be proactive, you need a PLAN. Which means you've got to find a money system that resonates with & motivates you. It doesn't have to be the Matt Money System, but it's got to be something.    Exercise from the...

Most people work hard without ever clearly defining what they're working toward. In this episode, we address that gap. We explore why defining your version of a rich life is the foundation of meaningful progress, and how clarity at the destination helps clear the path forward into actionable steps today. When the end goal is well-defined, you can reverse-engineer it into practical, logical actions...

In the spirit of Christmas & Financial Literacy, Matt discusses investing ideas:  Stocks Bonds High-Yield Savings Accounts CDs Real Estate  Gold / Precious Metals Angel Investing / Startups Small Business Art  Life Insurance Private Equity / Syndications Cryptocurrency Commodities Hard Money Lending / Notes / Private Lending   Check out our instagram @themattmoneyshow and DM a topic or question yo...

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or, subscribe to our YouTube @themattmoneyshow and comment your topic or question.

Want to be better with money and crush it in 2026? Take the next four weeks to prepare by doing one low-effort, high-impact action each week!  Week 1 - Set up your accounts (Matt Money System: checking account, daily credit card, annual credit card, high-yield savings account*, and investment account) Week 2 - Choose a scoreboard (budgeting app / spreadsheet) Week 3 - Set up your monthly money pla...

Going into Black Friday, it is important to be prepared. Make a Christmas list for you and the people you hope to buy gifts for, and stick to it! It is better to spend a little more later when you have the money, than to get a deal on something and spend money you don't have.  We also discuss the difference between income and net worth using a fruit tree analogy.  Check out our instagram @themattm...

How Can I Make Better Money Decisions? You need a SCOREBOARD!  In personal finance, our scoreboard is our budget tracker (like the Matt Money System Personal Flow). In business, our scoreboard is our bookkeeping (like the Matt Money System Business Flow).  In sports, the scoreboard drives decision making. If the scoreboard is wrong, teams will have a very difficult time deciding on strategy, and i...

Having trouble keeping expenses in check? Whether it is as a business or on your personal budget, keeping expenses in line is manageable if you have the right tools!  First, start tracking your expenses for FREE using the Matt Money System Business and Personal Flow, or your budgeting app of choice.  Second, use the PRU method (made popular in the hit business book 'Profit First' by Mike Michalowi...

Assets - Liabilities = NET WORTH Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

Finally creating some extra cash in your budget to save & invest, just to feel uncertain about where to put it. This episode provides a guide for those interested in realistic results and market level returns.   Short-Term Saving & Investing Examples:  - Emergency Fund - Downpayment on a house - New Car - Vacation - Amazon Prime annual membership   Short-Term Saving Investments:  - High Yield Savi...

For everyone who want a plan for their money to enjoy the freedom of financial independence! The Matt Money System - Personal Flow:   What you need to get started: - Checking Account - High-Yield Savings Account (that allows auto deposits and categories or "envelopes") - 2 Credit Cards - An investment Account (retirement or regular brokerage)   Process: - Tag all expected expenses into Fixed Costs...

For those who are hungry for the quest of business ownership and want to create a profitable business through their own hard work, rather than relying on hired "experts," this is a money plan for you! The Matt Money System - Business Flow provides a simple process for small businesses who want to have clarity in their numbers, Profit distributions to owners, reserves for Taxes and large annual exp...

Beware of "Influencer Advisors" who are individuals in the professional services industry who post with the goal of convincing their audience that you can't build wealth without their advanced strategies. Matt argues that you should get the basics right before consulting with a professional on an advanced tax or financial strategy. Paying a CPA for advanced tax strategies before getting your spend...

In our debut episode, Matt discusses the best ways to "pay yourself first." This is the personal financial order of operations. Contribute to your company 401(k) up to the match (if this is offered) Get a plan to get out of debt Max out your roth IRA (if you are eligible)  From there, determine your investing priorities and continue building wealth In future episodes, we will discuss managing expe...