The Manumit Podcast with Glenn Johnson

Could the newest 401(k) investment options be adding risk at the exact time retirement calls for caution? Glenn Johnson explains why offerings like Bitcoin, private equity, and IPOs may appeal to investors seeking growth, but can create challenges for those nearing or living in retirement. The conversation explores the original purpose of 401(k) plans, the difference between accumulation and incom...

Retirement can feel like a finish line, but what happens after you cross it? Drawing on a surprising comparison between prison escapes and retirement, Glenn Johnson explains why so many people focus on leaving work without fully preparing for what comes next. The conversation explores the importance of having a vision for retirement, building a financial plan in the right order, and finding purpos...

Is your retirement plan built on strategy, or a last-minute gamble? This episode compares Wendy’s search for a turnaround with the temptation many face nearing retirement: chasing a “big win” to catch up. Glenn Johnson unpacks why relying on a single investment, product, or high-risk move can backfire, sharing real-world examples involving REITs, family lending, and high-fee annu...

Is today’s market investing, or is it starting to feel like gambling? Glenn Johnson unpacks Warren Buffett’s “church and casino” analogy and what it means for retirees facing a high-stakes market environment. He explores how hype, overconfidence, and years of strong returns can blur the line between smart investing and risky bets. Glenn shares practical guardrails—fro...

Markets may look strong on the surface, but what happens when the bubble finally bursts? This episode explores the tension between short-term volatility and long-term economic growth, and why patience isn’t easy—especially for those nearing retirement. Glenn Johnson explains how current conditions may signal an overdue correction, even as long-term foundations strengthen. He shares a r...

Retirement can feel less like a finish line and more like stepping into a financial minefield without a map. Glenn Johnson shares how unclear expectations, market overconfidence, and family concerns can complicate one of life’s biggest transitions. Drawing on personal experience and lessons from past market downturns, he explains why early planning matters and how involving loved ones can re...

Inflation isn’t just rising—it’s quietly squeezing retirees until their plans crack under pressure. As inflation and market volatility collide, Glenn Johnson explains why retirees feel the impact first—and hardest. Drawing on lessons from the 2008 crash and today’s “everything bubble,” he breaks down how income risk, poor allocation, and emotional reaction...

Interest rates may be frozen, inflation still won’t budge, and retirement investors are stuck in the middle. Glenn Johnson unpacks why the Federal Reserve is holding firm, how market bubbles form, and why riding the market down near retirement can be costly. The conversation connects inflation, unemployment, government debt, and personal finances—using plain-language analogies that hit...

Waiting for the “perfect time” feels harmless—until it quietly becomes the biggest risk of all. In this episode of The Manumit Podcast , Glenn explores how hesitation shows up in retirement planning, especially for those approaching or already in retirement. He unpacks why many people delay moves like rolling over a 401(k), how fear and greed influence financial decisions, and wh...

Waiting for a bigger Social Security check can feel responsible—until lived experience tells a different story. A listener’s regret about delaying benefits until age 70 sparks a candid conversation about timing, trade-offs, and what retirement really looks like across decades. Glenn explores how health, lifestyle, taxes, and changing priorities all factor into when to claim Social Secu...

Most couples spend more time planning a grocery run than talking about their future together. On this episode of The Manumit Podcast , Glenn Johnson unpacks a surprising statistic about how little quality time couples actually share—and why that silence often shows up later in retirement. They explore what happens when important conversations get delayed, how couples slowly drift onto differ...

Why do we memorize the recorder but never learn how money actually works? Using a lighthearted comedy clip as a springboard, Glenn Johnson unpacks why basic financial education is missing from school—and how that gap creates unnecessary fear and embarrassment around money. Glenn explains why not knowing the “simple stuff” is common, why asking questions matters, and how breaking...

Trying to outsmart the market can quietly do the most damage when timing matters most. This episode explores why market timing becomes far riskier as retirement approaches, especially when withdrawals begin during volatile periods. The conversation breaks down how early losses can shrink long‑term income, why “time in the market” changes once paychecks stop, and how downturns affect re...

What if the hardest part of retirement isn’t money, but knowing how you want to live each day? In this episode of  The Manumit Podcast, Glenn Johnson unpacks why retirement is a life transition, not just a financial one. The conversation explores the power of defining an ideal day, how financial uncertainty quietly erodes peace of mind, and why confidence—not accumulation—is...

What if “being okay with risk” doesn’t mean what you think it means? In this episode of the Manumit Podcast, Glenn Johnson unpacks how people really define risk, growth, and peace of mind. The conversation reframes retirement as retiring a job—not yourself—and breaks down practical levels of financial freedom, from covering basic expenses to living fully on your own t...

What if the biggest risk to your retirement isn’t the market, but who controls interest rates? This episode breaks down the power struggle between the Federal Reserve and the free market, and why Fed headlines matter far less than most people think when it comes to long-term retirement income. Glenn Johnson explains how interest rate cycles, inflation, and policy shifts impact real-world fin...

A single Fed headline can shake markets overnight—but your retirement has to survive decades. In this episode of The Manumit Podcast , Glenn Johnson unpacks the power struggle between the Federal Reserve and the free market, sparked by news of potential leadership changes at the Fed. They break down how interest rates really affect everyday investors, why policy reactions often come too late...

When a career ends without warning, long‑term plans suddenly feel impossible. In this episode of The Manumit Podcast , investment advisor Glenn Johnson unpacks what happens when layoffs hit near retirement and why the first step isn’t panic—it’s perspective. Using a powerful story about survival under fire, Glenn explains how mindset, preparation, and measured financial decisions...

You saved for decades—so why does spending your retirement money feel so uncomfortable? This episode focuses on the often-overlooked shift from building wealth to turning it into dependable monthly income. Glenn breaks down why retirement isn’t about watching account balances grow anymore, but about creating sustainable cash flow that lasts as long as you do. The conversation explores...

One partner handles the money, the other looks away until that approach quietly creates risk. In this episode, Glenn breaks down why finances shouldn’t be treated like chores in a relationship, but more like parenting: shared responsibility, open communication, and a clear end goal. Using real-world analogies, he explains how couples can move past avoidance, align around what they truly want...

What if two simple words could change the course of your life? In this episode, Glenn Johnson explores the surprising connection between childhood snow days and the moment adults long to hear: you can retire. Glenn breaks down how financial independence has evolved, why today’s retirees face new challenges, and how the right assets—not just a magic number—create lasting freedom....

What can Dolly Parton teach us about preparing for a retirement that might last as long as your career? In this episode, Glenn explores how longevity reshapes retirement planning and why outdated rules like the 4% rule or 70/30 allocation may no longer hold up. He breaks down how economic cycles, market volatility, and flexible income strategies factor into designing a plan that supports decades o...

Why do we pour our hearts and wallets into sports, but hesitate to plan for our financial future? This episode dives into the surprising disconnect between our passion for teams and our reluctance to seek financial advice, even when the stakes are high. Discover why having all the tools and information isn’t enough, and how waiting until retirement to get help can leave you wishing you&rsquo...

Millions of Americans are heading into retirement and that wave is drawing in opportunists ready to take advantage. In this episode, Glenn Johnson breaks down the red flags that signal a bad financial advisor, from product‑pushers to fast‑talking, fly‑by‑night salespeople. He explains why longevity and real market experience matter, how to verify a true fiduciary, and what it means to work with so...

History’s strangest taxes, from beard fees to window levies, set the stage for a revealing look at the surprising tax traps waiting in retirement. In this episode, Glenn Johnson breaks down how today’s retirees can be blindsided by required minimum distributions and inheritance tax rules that shift dramatically after age 73. He explains why proper planning, strategic Roth conversions,...