The Lender Soapbox

🧠💰 Even mortgage LENDERS get buyer nerves when buying a house. In this week’s episode, I sit down with fellow lender Jackie Hurtis @yourmortgagelender to talk about what it’s like to buy a home when you know the mortgage process inside and out — and still get stressed. We unpack: → What surprised Jackie when she bought her latest home → The emotional side of being on the other side of the table...

🏚️💸 Flipping houses sounds glamorous… until the pipes burst and the budget explodes. In this episode, we sit down with Ilona Danilova, a Nashville realtor and investor who flips homes all over the city. We’re talking real behind-the-scenes of flipping: ✅ The most overlooked (and expensive) parts of a remodel ✅ The biggest house "red flags" ✅ How to price out a renovation without gett...

In this episode of Lender Soapbox, I’m joined by fellow mortgage lender Jackie Hurtis for a deep dive into everything clients don’t know about the mortgage world—plus a look at how current events (like the new tariffs) are shaking up interest rates. We cover everything from common home loan myths to the unexpected ways the market actually works behind the scenes. You’ll hear:⏱️ Episode Highlights:...

In this episode, I’m joined by a Nashville real estate agent Sam Gray (@samgrayrealestate) and his content manager - Leo Dunlevy (@dunlevyproductions) to dive into the REAL power of content in today’s housing market. We’re talking about how the right visuals can generate leads, increase a home's perceived value, and even impact the final sale price. We cover:✅ How real estate content builds b...

🏡 Welcome to The Lender Soapbox – your go-to update for what’s actually happening in Nashville real estate in 2025. Whether you're a buyer, seller, investor, or real estate professional, this episode is packed with insights that matter. Our guests today: Chase Smith (@that_nash_native) & Caleb Gamblin (@gamblinsince1993) the Nash Native Team in Nashville, TN.We're breaking down: ✔️ Is...

The Lender Soapbox is BACK. We took a few weeks off to take care of the hot market that came out of the gate to start '23. Today, Jerry and I discuss:  2:10 - 11:50 - Nashville vs Dallas vs CO markets - comparison of the market overall and the gate we see at 6.5% 13:10 - Loan Level Pricing Adjustments (LLPAs) - Deep Dive If you like the episode, please like and subscribe anywhere you listen t...

Happy New Year from The Lender Soapbox! We are excited to publish our end-of-the-year pod. We give out our Nuwave Awards for '22 and cover topics and trends that were prominent in 2022. We also go through some predictions for '23 and how to prepare buyers accordingly.  Best Real Estate Trend ‘22 - 1:30 Worst Real Estate Trend ‘22 - 4:30 Biggest Win for Client - 7:53 Favorite Realtor Partner C...

1:00 - 3:58 | CRM Christmas Cheer 4:00 - 15:50 | FED Update 16:51 - 22:42 | How Date the Rate & Buy-downs are Failing + Different Approaches to Take 22:43 - 29:39 | Questions Agents Can Use To Vet LO's  29:40 - 36:40 | How to Greatly Improve Your Client's Experience You can find every episode on Spotify, Apple Podcasts, or Youtube. For more visit - https://bio.site/mfdilucchio If you like...

On today's episode, I am back in Dallas with the team for our annual Christmas party. Today we cover: 1. New Loan Limits 6:15 - 7:25 2. What the limits mean for your borrowers - 7:26 - 8:40 3. Piggyback loans & Jesse joins the Pod - 8:40 - 17:55 4. Market Update and Deal Fallout 17:55 - 24:00 5. Investment Property Metrics & Analysis - 24:00 - 43:00 You can find every episode on Spotify, A...

1:55 - 3:32 | Pent-up Buyer Demand & Recap of Ep 9.  3:33 -6:30 | CPI Print Deep Dive and How it Affected the Interest Rates 6:30 - 8:30 | Forecasts on the Interest Rates Prior to the Dec FED Meeting 8:30 - 15:55 | How Volatile Swings Affect Mortgage Companies & Working With People You Trust 18:47 - 20:30 | Inverted Yield Curve and Indicators of Rates 20:35 - 25:48 | Ribbon Halts Purc...

This week, we have our first friend of the pod on - JT Hardcastle - out of Frisco, TX. JT Discusses with us: 1. Reinvesting in his local community 2. Leading indicators he saw prior to the market correction & how it changed his approach to listing appointments 3. The pent-up buyer demand brewing in the market 4. Advice & tools he is giving to his team and other agents to stay in front of h...

This week on the Lender Soapbox, Jerry & Michael discuss: 1. Immediate reactions to the FED speech on Nov 2nd  2. Non-QM Mortgages - Deep Dive | What they are, who qualifies for them, benefits and drawbacks of these loans Next week, we have an exciting one for you all, and will be hosting our first friend of the pod. Keep an eye out for that one!!  If you like the pod, please subscribe and sha...

This week on the Lender Soapbox, Jerry & Michael discuss:  1. How Jerry fought off a bear on a livestream 2. Reverse Mortgages - what they are, benefits, and common misconceptions 3. Market Update - deal fallout & payment shock 4. Why the US Deficit will limit how high rates can actually go 5. Why the next 8 months will be the best time to buy If you like the pod, please subscribe and shar...

This week on The Lender Soapbox we have a special Live Edition with our new loan officer - Jason Dickson. We were able to sit down with Jason in our office in Dallas, TX. Today we discuss: a. How to prepare buyers for the new normal b. How unemployment print negatively affects interest rates c. Wild Rules & Regulations we see on the lending side of transactions and the benefit of using a knowl...

We are excited to try out a new format for you all we call - "Soapbox Shorts".  This format is a snapshot of our long-form episodes. We are taking a single topic discussed on the pod for a quick listen.  Here is our first Soapbox Short on 2|1 Buydowns. Due to market conditions, these have become more popular and used to reduce the borrower's payments for the first two years of the l...

Welcome to our fourth episode! We officially have our first month under our belts. :) Today on the Soapbox - Michael & Jerry discuss: 1. 2/1 Buydowns vs ARMs (1:20 - 12:08) 2. MBS Market, Discount Points, & Bond Market (12:08 - 20:40) 3. Price Reduction vs Concessions for buyers (20:40 - 28:35) 4. iBuyers Deep Dive & Benefits of using a good Agent (28:35 - 41:51) 5. October Market Pred...

Today on the Soapbox - Michael & Jerry talk about their initial reactions to the FED announcement, labor market impacts, interest rate forecasts for 2023, and silver linings in the housing data for first-time home buyers.  If you like the podcast, please subscribe and share it with your team and friends!! You can also check us out on YouTube!  If you have any topics or questions you would like...

On today's soapbox, we have Michael DiLucchio and Jerry Williams from Nuwave Lending covering the FED Jackson Hole meeting at the end of August and how it has affected mortgage interest rates, a discussion on "rate buy-downs": when to use these and when not to use these, and a deep dive comparing the 2006-2008 market to the 2020 - 2022 market: inventory levels, interest rate hikes,...