The Just Word with Pat Bolland

Christine Timms (christinetimms.com) sees herself as a client advocate who believes that the best way to help clients is to help their advisors.

Ten years ago Justwealth was a concept, today it's considered one of the best robo-advisors in Canada. Founders Andrew Kirkland and James Gauthier join me to talk about the past decade of growth.

On this episode of The Just Word we're bridging the gap between personal and professional. While our focus is aimed at the advisor, there is a wealth of insight for the consumer. We look at the evolution of industry practices with Deanne Gage, Globe Advisor Reporter for the Globe and Mail and uncover the secrets to a better financial relationship for everyone. 

Fred Masters is a retired educator that has written an article in Canadian Moneysaver about Warren Buffett... The Oracle of Omaha has Left the Building ... he's also author of Lessons on Mastering Money: The Personal Finance Guide for Canadians in their 20's and 30's . And he's President of Masters Money Management . We're talking to him about Warren Buffet.

Bill C-3 came into effect in Canada on December 15th, 2025. It grants new channels for Americans to become Canadian.  Since then there has been a lot of articles about Americans moving to Canada ... but what are the tax implications, not only coming north, but heading south too? Sonya Dolguina is a Tax Consultant and co-author of Your Move to Canada.

They say that markets hate uncertainty ... but 2025 didn't seem to get the memo! Despite - or perhaps fueled by - a whirlwind of geopolitical shifts, the bulls kept running. So where do we go from here? James Gauthier, Chief Investment Officer at Justwealth, joins me to dissect the year that defied headlines and get his roadmap for navigating 2026. 

Michelle Robertson found that women approach investing very differently than men ... in part because they received a different education. She decided to change that narrative and start not only educating, but also coaching clients, particularly women, helping them build wealth so money becomes a tool for freedom.... visit Ms Money & Math

This week James Gautheir, Chief Investment Officer at Justwealth Financial, joins us to talk about investments ... the rudimentary aspects of investing, to financial planning and even trading!

What's the one thing standing between your small business and a new customer? Often it's a simple email subject line. Join me as I talk to marketing strategist Cole VanDee, who will teach us how to write emails that your audience can't help but open...

The first 6 months of the year have been a wild ride; wars, central bankers fired-then-not, tariffs on-again-off-again, and worries about jobs, earnings and more. To help make sense of this, and to get some advice on what to do we're joined by James Gauthier, Chief Investment Officer at Justwealth Financial. 

Mark Halpern is a nationally recognized insurance advisor with a specail interest in philanthropy. He joins us to start the conversation on the role of insurance, estates and how they interact with other financial strategies.

The market dropped like a stone in March, and then came back ... quite the rolloercoaster ... but why and how does Justwealth approach such events. James Gauthier joins us yet again to talk about the markets and investing.

Alanna Abramsky is a Financial Coach ... with a twist ... she specializes in finances for women ... her endeavor is called  Broad Money - pun intended. She's on a mission ... she's seen too many women left out of the conversation and she wants to change the way women think and feel about their finances.

The markets have become unstable since the beginning of the year ... especially in light of the Trump regime. What should an investor be aware of, and what should they do now? James Gauthier is the Chief Investment Officer at Justwealth Financial.

Money is more than just the cash in your pocket, it represents all your past experiences... Jessica Moorehouse has been exploring that aspect for years!

James Gauthier is the Chief Investment Officer (CIO) at Justwealth Financial - one of, if not the, best robo-advisors in Canada! He joins me to go over how the markets faired in 2024 and what might happen ahead.

In ' The Happy Inheritor ' Tom Deans explains why some inheritances don't end well and how to avoid that. Tom joins us to walk us through the successful transfer of wealth between generations.

Traditional investment assets include stocks and bonds ... but there are more. One example is 'digital assets'. Matt Raad is an expert in the area, he even teaches  courses , and he joined me from Australia ... there are no geographic limits to this type of investing!

The priciples of retirement planning haven;t really changed over the years - and a lot of our followers haven't been able to listen to it - so here's a chance at a refresher with one of the architects of the Canada Pension Plan... Enjoy!

A couple of times a year I chat with James Gauthier from Justwealth Financial about what's happening in the markets. I began by asking about the Kamala Crash but quickly moved on to central banks and interest rates ... all while exploring how James is investing right now.

The workplace should be one place where communication just works ... but we've all had a bad boss at some point - so how do you make it so. Jill McPherson has a raft of experience teaching and she takes that expertise and applies the principles of Non Violent Communication to the workplace. We discuss unmet needs, bad bosses, empathy and compassion and seeing things from the other viewpoint all to...

Laura Tamblyn Watts is the CEO of Canage ... and she's just written a best-selling, excellent read, Let's Talk about Aging Parents ... with a soup to nuts, humourous approach. We caught up with her and focussed on some of the financial aspects, but covered more ground than I expected... and I learned a lot!

I this episode, we talk to Steven Andrews is a real estate investor, business coach and founder of  SOARX Consulting. Coming out of college, Andrews was $75,000 in debt and making $45,000 a year. Remembering how hard it was to overcome his own doubts and insecurities at the beginning of his investment career, Andrews is now on a mission to empower others to achieve their own goals in real estate....

Horizon ETFs is the 4th largest ETF provider in Canada with over $30 billion in assets. But they are rebranding! I'll talk with Rohit Mehta, President and CEO, about what it means to the company and how it affects investors ... and we'll talk about the business in general. Rebranding Horizon ETFs to Global X with focus on local expertise 00:15 Global investment strategies, innovation, and customiz...

Akaisha and Billy are frequent contributors to the Financial Independence Hub and have written a book ... The Adventurer's Guide to Early Retirement . I've wanted to talk to them for a while now ...