The Intuition Finance Digest

The Basel Committee on Banking Supervision, or BCBS, defines operational risk as: "…the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events." Listen to this podcast to learn more about operational risk.

The second  EU Payment Services Directive (PSD2)  builds on the first such Directive (PSD1) by providing for the  further development of a better-integrated internal market for electronic payments across the EU . PSD2 puts in place a comprehensive framework for payment services, with the objective of making payments within the EU more efficient and secure. The Directive also aims to provide greate...

The election of Donald Trump to a second term as US President has been cheered by financial markets and beneficiaries of Trump’s policy pronouncements. However, with plenty of uncertainty looming around policy implementation, the only things we can be reasonably certain of are deregulation and uncertainty itself.

The ever-evolving landscape of global compliance is characterized by a growing number of legal requirements, ethical standards, and international norms. In today’s interconnected world, businesses and organizations are expected not only to comply with the laws of their home countries, but also to adhere to a myriad of international regulations and standards. Compliance has transformed from being a...

In a world where regulations are increasingly stringent, and ethical expectations from stakeholders are high, fostering a culture of compliance within an organization is imperative. For managers, this means navigating a complex landscape of legal requirements, ethical dilemmas, and organizational dynamics. https://www.intuition.com/strategic-approaches-to-fostering-a-culture-of-compliance/

Transparency International , a global movement working in more than 100 countries for greater integrity in public life, defines corruption as  ”the abuse of entrusted power for private gain.” When individuals and organizations promote interests other than the ones they are entrusted to serve, the result is corruption. It occurs in both the public and private sector. https://www.intuition.com/corru...

International crime has grown exponentially over the years and continues to be a primary focus of the international community. One of the greatest challenges facing criminals is concealing the sources of their ill-gotten gains. Criminals must conceal the origins of their funds because legislation exists worldwide to allow law enforcement agencies to confiscate the proceeds of crime. https://www.in...

Data protection is no longer a minor concern for businesses; it has emerged as a significant tenet of the digital economy. With the European Union’s introduction of the General Data Protection Regulation (GDPR), organizations around the globe have been compelled to reassess and enhance their data governance and privacy practices.

The relentless secular bull market in tech stocks has led to structurally high index concentration. While this is an age-old market phenomenon, it still poses a challenge for fund managers and index designers, particularly with passive investing having added fuel to the debate around index concentration.

For an asset type often regarded as a “safer” corner of the crypto world, stablecoins have attracted a surprising degree of regulatory scrutiny. While stablecoins are designed to maintain a stable value, their underlying structures and use cases vary, meaning not all stablecoins are created equal. Regulators are concerned about the potential for stablecoins to pose systemic risks, particularly giv...

A host of factors have conspired to act as a brake on Europe’s economic growth this century. And the situation is not helped by inherent difficulties with financing the necessary measures to increase productivity.

The notion that regulators hold absolute sway over the industries they cover is facing mounting challenges, as increasingly successful lobbying by big business to dilute regulations – ranging from bank capital requirements to climate change measures to artificial intelligence (AI) legislation – points to “regulatory capture”.

One of the major consequences of the global financial crisis of 2007-09 was a series of systematic moves by regulators to loosen the vice-like grip that incumbent banks – largely courtesy of regulators themselves – had on virtually all aspects of the payments and broader financial services market.

Famously derided as a “barbarous relic” by none less than John Maynard Keynes, and nothing more than a shiny “pet rock” to its many detractors, the allure of gold can be hard to fathom, particularly for those who pride themselves on their rational outlook. After all, gold has limited industrial or commercial utility outside of jewelry – with just 6% of production going to industrial use – and yiel...

Greenwashing – a misleading or deceptive marketing practice used by companies and other organizations to portray themselves or their products and services as environmentally friendly or sustainable – has become so ubiquitous in recent times that regulators have been forced to act. The EU’s proposed “green claims” directive is the latest initiative designed to clarify the investment regime around s...

July saw a dramatic rotation in the US stock market out of all-conquering megacap tech stocks into small caps. While a market rebalancing would be welcome, gathering economic and political uncertainty point to volatility ahead, which is a headwind for riskier small caps.

As we headed into 2024, the stage seemed set for a rousing rally in US bond markets. A combination of soft economic data releases and a dovish surprise from the Fed Chair Jerome Powell, following the FOMC’s December 2023 press conference, appeared to signal an end to the sustained high-interest-rate regime, with a cutting cycle on the cards.   

The leveraged finance market has seen explosive growth in recent years, benefiting from high interest rates and strong risk appetites, reflected in tight credit spreads. But with the size of this market now estimated by some at around USD 2 trillion globally, the boom is prompting heightened regulatory scrutiny, as regulators seek to address potential vulnerabilities and risks.  

The global financial crisis (GFC) of 2007-09 was a watershed event in financial markets that demanded a huge change in how banks are regulated. The main regulatory response to the GFC was labeled Basel III by the Basel Committee on Banking Supervision (BCBS), the primary global standard-setter for prudential regulation of banks, when first set out in 2010. This podcast is intended to clarify the d...

The energy transition presents several challenges for finance professionals. These include the need to understand the financial implications of the transition, the demand for new investment strategies, and the requirement for a thorough understanding of regulatory changes related to the energy transition. Listen to this podcast to learn more about the challenges finance professionals face.

The energy industry is currently undergoing a transformative phase, as it moves from traditional fossil fuels to renewable sources. Listen to this podcast to learn about the individual trends shaping the shift.

The shockwaves from the Global Financial Crisis (GFC) are still apparent, at least in the sphere of regulation, with the US banking industry currently engaged in an unprecedented lobbying campaign against proposed new rules to Basel III – Basel IV or the so-called “Basel Endgame”.

Beset by multiple crises and lackluster growth for over a decade, European equity market underperformance had become ingrained in investor expectations. However, since bottoming out in October 2022, they have been a surprise outperformer. Can this last?

In this 30-minute digital fireside chat, industry experts discussed the transformative power of AI, its opportunities, challenges, and the crucial element of risk management.

Inflation dynamics across developed economies are diverging. US inflation data has come in “hot” so far in 2024, but inflation in Europe has eased, falling short of expectations. While the Fed is opting to look through the data for now and sticking to its guidance for policy easing to start this year, any further bad data will test the Fed and the markets. The ECB appears to be facing no such dile...