The Insurance Series

In this episode of The Insurance Series , William Freitas speaks with Michael Joseph from Austbrokers Cyber Pro to discuss the current state of cyber insurance and the risks facing businesses in 2025. The conversation explores how cyber policies have developed, the key areas of coverage, and why understanding both data and system risks is essential for every organisation.   Michael provides p...

In this episode of The Insurance Series , William Freitas sits down with Anthony Anastasio from Everest Risk Group to unpack the complexities of property insurance and Industrial Special Risk (ISR) policies. They explore how business owners can structure comprehensive commercial property insurance programs, manage exposures such as EPS construction materials, and use risk engineering and quantity...

In this episode of The Insurance Series , William Freitas sits down with Amanda Smith from Optimum Insurance to discuss the intricacies of medical malpractice insurance and how insurance advisers can help clients in the health and allied services sector manage professional risk.   They explore what medical malpractice covers, common claims scenarios, and the importance of understanding the di...

In this episode of The Insurance Series, William Freitas speaks with Ian Markus, Director of Debtor Protect, about the role of trade credit insurance in managing insolvency risk and protecting business cash flow. They discuss how trade credit insurance helps businesses recover from unpaid invoices, monitor customer creditworthiness, and proactively manage exposure to financial loss. Ian also share...

In this episode of The Insurance Series , Will Freitas sat down with Kevin M. LaCroix of RT Specialty, author of the D&O Diary, to discuss how Directors and Officers insurance is evolving on a global scale. We explore how international trends including AI-related claims, cybersecurity threats , tariff exposures and climate risks are reshaping D&O programs worldwide. The episode discusses i...

In this episode of The Insurance Series , Will Freitas speaks with Kym Beazleigh from Markel about his journey into underwriting, the differences between global insurance markets, and how leadership shapes performance. They dive into Markel’s specialist approach in Australia, the evolution of Professional Indemnity and Financial Institutions Insurance products, and the challenges of Professi...

In this episode, Will Freitas is joined by Andrew Sharbeen, Director of Codex Insurance, a specialist underwriting agency with deep expertise in technology and cyber risk. Codex focuses on delivering tailored insurance solutions for technology-driven businesses, with its flagship product TechShield combining IT liability and cyber insurance in one comprehensive policy. Andrew breaks down what IT l...

In this episode, Will Freitas is joined by Glenn Hanna, from HMD Insurance, to explore the unique risks and insurance challenges faced by the scaffolding industry.   Glenn shares how the Scaffolding Association of Australia provides an exclusive liability facility designed specifically for scaffolders, addressing the difficulty many businesses face in securing cover. He highlights the importa...

In this episode of The Insurance Series , Will Freitas is joined by Alex Kerti from Emergence Insurance, an underwriting agency specialising in cyber insurance. Alex outlines why cyber-attacks have become one of the most significant emerging risks for Australian businesses, the sharp rise in ransomware and social engineering claims, and why current market conditions make it an opportune time to se...

In this episode of The Insurance Series, we dive into the world of Management Liability and Directors & Officers (D&O) Insurance with industry expert Mathew Korff from Vector Insurance. Mathew shares insights from his career journey, from underwriting to claims and broking, and explains why every business leader should understand the protections these policies offer. We break down the key...

In this episode, we dive into the world of cyber insurance and explore the importance of protecting your business against cyber threats. In an increasingly technology-driven world, it is vital to understand the risks that your business may face in the digital landscape. To fully protect yourself and your business, the first steps are to focus on risk awareness through practices such as a strong pa...

In this episode, we provide an overview of compulsory insurance for small businesses. We explore the different types of insurance your business may need, depending on your specific needs and the state you operate in. Our dedicated Insurance Advisers are here to provide practical advice to assist you in navigating the complexities of insurance requirements. Don't wait until it's too late, stay ahea...

In this episode, we take a closer look at Workers Compensation, a type of insurance that protects employees from work-related injuries and illness. Workers compensation schemes are regulated by the government in each state and are often administered differently. To ensure appropriate compliance, a Confio Insurance Adviser can guide you through the specific regulations in your State or Territory. ⁠...

William Freitas, Director of Confio Insurance, welcomes you to The Insurance Series: a series that takes a deep dive into the world of insurance. This series will explore various types of insurance risks and provide practical insights into how businesses can protect themselves. Our guests include underwriters, claim managers, and lawyers, who share their experiences and expertise in the insurance...