The Human First™️ Podcast

In this short episode, Adrian Murphy, CEO of Murphy Wealth, explores what it really means to give your finances a seasonal reset and why spring cleaning your money isn’t about starting from scratch. Follow Adrian on LinkedIn: linkedin.com/in/adrianmurphyceo Follow Adrian on Instagram: instagram.com/adrianmurphytri This content is not financial advice. For guidance tailored to your individual circu...

In this short episode, Adrian Murphy, CEO of Murphy Wealth, explores why we’re often comfortable investing for our children but more cautious with our own money. Nearly 80% of maximised Junior ISAs are invested in stocks and shares, yet many adults still hold their own ISAs in cash. Adrian discusses why this behavioural gap exists and what it means for your long-term financial strategy. Follow Adr...

In this short episode, Adrian Murphy, CEO of Murphy Wealth, explores why many well-intentioned financial plans lose momentum, and how to build one that lasts. Follow Adrian on LinkedIn: linkedin.com/in/adrianmurphyceo Follow Adrian on Instagram: instagram.com/adrianmurphytri This content is not financial advice. Please speak to a qualified financial adviser for guidance tailored to your circumstan...

In this episode of The Human First Podcast, Adrian Murphy, CEO of Murphy Wealth, explores one of the most important conversations couples avoid: money. Talking about finances on a first date is more likely to give someone the “ick” than talking about marriage or children. Yet money remains one of the biggest sources of tension in long-term relationships. In this episode, Adrian breaks down: Why co...

What if your money was secretly working against you? In this special Traitors Edition of The Human First Podcast, Adrian Murphy, CEO of Murphy Wealth sits down with Oliver Bass, Financial Planner, to put three common financial strategies to the test. Cash, investing, and pensions, which one really gets you to your goal first? Using a simple target of £120,000, they break down: Why cash often feels...

The Autumn Budget: What It Really Means In this episode of the Human First podcast, Adrian Murphy and Neil Law break down the key changes from the Autumn Budget — and what they mean for business owners, investors, and high-net-worth families. They cut through the noise to cover: Why you shouldn’t react in haste Higher taxes on business owners and property What salary sacrifice changes mean for pen...

The Budget has been everywhere but how much of what you’ve heard is actually happening, and how much is just noise? In this episode, Adrian Murphy sits down with Neil Law, Director of Financial Planning at Murphy Wealth, to separate fact from speculation and talk through what really matters for long-term planning. Together, they unpack the most common questions people are asking right now: What wi...

In this short episode, Adrian Murphy, CEO of Murphy Wealth, explains why acting on rumours about tax-free lump sums can be risky. There’s a lot of chatter about tax-free lump sums being cut or disappearing altogether in the next Budget, and it’s causing panic. Some people are rushing to take as much as they can from their pensions 'just in case'. But once you take that money out, you can’t simply...

In this short episode, Adrian Murphy, CEO of Murphy Wealth, explores why diversifying your wealth beyond property matters. If most of your wealth is in property, you might be more exposed than you think. Property markets move in cycles. They can rise for years, but they can also stall or fall sharply. True diversification isn’t just about owning different houses. It’s about spreading wealth across...

In this short episode, Adrian Murphy, CEO of Murphy Wealth, explores how to pass on wealth the right way. Gifting can seem like the simple solution. Give it away early, and it’s out of your estate. But it’s not always that straightforward. Once it’s gone, it’s gone, and inheritance tax may still apply. Life insurance can help cover a future tax bill without giving up control. Often, the smartest p...

How do you plan for the future when tax rules seem to change every five minutes? In this short episode, Adrian Murphy, CEO of Murphy Wealth, explains that good financial planning isn’t about guessing what happens next, it’s about being flexible enough to adapt when change inevitably occurs. This content is not financial advice. For guidance tailored to your unique needs and goals, please consult a...

Still holding on to too much cash? It might be costing you more than you think. In this short episode, Adrian Murphy, CEO of Murphy Wealth, breaks down why holding too much cash can quietly erode your wealth, especially during times of high inflation. This content is not financial advice. For guidance tailored to your unique needs and goals, please consult a qualified financial advisor. Hosted on...

📈 Inflation is back. What does that mean for your wallet? We talk about inflation all the time, but most people don’t fully understand its impact. Rising prices and falling purchasing power sound scary but inflation is a normal part of economic life. In this episode, Adrian explains why the smartest investors don’t worry much about inflation numbers, they build plans designed to weather them. Thi...

From April 2027, your pension is going to become part of your estate - and that could have a big knock-on effect for your family. In just under 18 months, pensions will become liable for inheritance tax. This is a big change - one that could make a substantial difference to how much of your wealth actually stays in your family. They say paying tax is one of life’s few certainties, but with smart f...

Property has long been seen as the UK’s favourite investment. But safe doesn’t always mean best. In this short episode of the Human First podcast, Adrian Murphy explains why putting all your eggs in the property basket could mean missing out on bigger, more flexible opportunities and why a smart strategy often blends property and investments for long-term resilience. This content is not financial...

Living with your parents as an adult often carries a stigma but financially, it could be a game changer. If rent is swallowing 30–40% of your income, staying at home could let you redirect that money into a house deposit, paying down debt, or even starting to invest earlier than your peers. In this short episode of The Human First™️ Podcast, Adrian Murphy, CEO of Murphy Wealth, explains why living...

If your boiler broke tomorrow, would you have the money to fix it? Most people underestimate how quickly life can throw a financial curveball. Car repairs, unexpected bills, emergencies that don’t wait for payday. In this short episode of The Human First™️ Podcast, Adrian Murphy explains how having a financial buffer gives you breathing space, reduces stress, and keeps you in control when life hap...

In this short episode, Adrian Murphy breaks down the key ISA options: Cash, Stocks & Shares, and Lifetime ISA. He explains how to choose the one that fits your life plan. Forget trends; the smartest ISA strategy is the one aligned with your goals. *This content is not financial advice. For guidance tailored to your unique needs and goals, please consult a qualified financial advisor. Hosted on...

For years, pensions were seen as a safe way to pass down wealth, sitting outside your estate and free from inheritance tax. But that’s changing. With pensions now potentially liable for inheritance tax, it may be wiser to spend your pension for yourself or explore other planning tools to pass wealth on. Tune into this short episode where Adrian Murphy, CEO of Murphy Wealth, explains how recent cha...

The media loves to speculate about reforms, pensions, inheritance tax and income tax. But here’s the truth: until the Chancellor stands up and announces changes, it’s all just noise. In today’s short episode, Adrian Murphy, CEO of Murphy Wealth, explains how panic leads to rushed decisions, and those often cost more than the policy changes themselves. The smart move? A plan that’s robust and flexi...

“Do something that matters to other folk.” That simple but powerful mindset is what drove Craig Johnson to launch Launch Foods, a Scottish charity that’s been tackling child food poverty in Glasgow since 2018. In this episode of the Human First™ podcast, we talk about how Launch got off the ground, the challenges of feeding hundreds of children every week, and the role purpose plays in leadership....

Polar explorer Craig Mathieson sits down with Adrian Murphy on the Human First™️ Podcast to share the incredible journey from the military and corporate world to founding The Polar Academy. In this episode, Craig talks about how the Polar Academy's model is built on trust. Tune into this episode from the Human First Podcast to learn how the Polar Academy changes people's lives. This story is nothi...

Welcome back to the Human First™️ Podcast! In this episode of the Murphy Wealth Podcast, we're joined by Mark Beaumont, world record-breaking cyclist, adventurer and author. Mark shares powerful insights on mindset, motivation, and how to break free from traditional measures of success. From cycling around the world in under 80 days to redefining endurance, Mark’s story is one of relentless curios...

This week on the Human First™️ Podcast, we’re joined by Mark Hogarth — Harris Tweed ambassador, former creative director, and a key figure in the brand’s modern renaissance. Mark shares incredible insights from his career journey, including how he helped shift Harris Tweed’s image from a brand associated with Miss Marple and Professor Langdon to a globally recognised symbol of authentic, fashionab...

Michelin-starred chef Lorna McNee sits down with Adrian Murphy on the Human First™️ Podcast to share the incredible journey from washing dishes in a small village restaurant to leading Cail Bruich – Glasgow’s first Michelin-starred spot in 18 years. In this episode, Lorna opens up about the early days, the mentors who believed in her, and the surreal moment she got the call from Michelin… while do...