The Holland Group Retirement Wealth Advisors' Podcast

Hosted by Todd “MJ” Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. Financial scams are evolving at an alarming pace—and retirees are increasingly becoming the primary targets. In this eye-opening episode of Retirement Success, Steve and Elizabeth Holland reveal the latest scams affecting Americans in 2026 and explain why even intelligent...

Hosted by Todd “MJ” Schmidt, this episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they pull back the curtain on their brand-new book, Greed and Fear: Conquer Both for Retirement Success. After more than three decades of helping retirees navigate market cycles, economic uncertainty, and life-changing financial decisions, the Holl...

Hosted by MJ “Todd” Schmidt together with Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors, this episode of Retirement Success dives into one of the biggest—and most overlooked—retirement decisions people face: when to claim Social Security.   Many retirees claim Social Security too early without fully understanding how that decision can permanently reduce their lifetime...

Most people spend more time picking a TV than deciding when to take Social Security… but that one decision could impact your retirement income by six figures or more. In this week’s episode of Retirement Success, Steve and Elizabeth Holland break down the Social Security timing puzzle and discuss: ✅ Why claiming Social Security at 62 vs. waiting until 70 can drastically change your lifetime incom...

In this episode of Retirement Success, Steve and Elizabeth Holland break down one of the biggest retirement realities facing Americans today: only a small percentage of workers still have traditional pensions — meaning your retirement income strategy matters more than ever. Steve, Elizabeth, and Todd MJ Schmidt discuss: ✔️ The biggest mistakes people make with their 401(k)s ✔️ Why retirement requi...

This episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they dive into what can only be described as the new retirement reality.   People are living longer than ever—and while that sounds like great news, it also means your retirement savings now need to last 25, 30, or even 40 years. In this episode, the Hollands break down why lo...

Hosted by Todd “MJ” Schmidt, this episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they uncover one of the most underestimated threats to your retirement plan—healthcare costs. While many retirees focus on market performance and investment returns, far fewer prepare for the rising and often unpredictable cost of healthcare. In th...

Hosted by Todd “MJ” Schmidt, this episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they break down one of the most overlooked—but most important—parts of retirement planning: TAXES. While many retirees focus on growing their savings, far fewer understand how taxes can significantly impact how much of that money they actually get...

Welcome back to Retirement Success with Steve and Elizabeth Holland and Todd "MJ" Schnitt. For over 30 years, The Holland Group Retirement Wealth Advisors have been dedicated to helping you build inflation-adjusted, tax-advantaged, customized plans for a secure retirement. In this episode, we focuse on one of the biggest concerns facing individuals today: how ongoing political chaos, economic inst...

In this episode of Retirement Success, MJ Schnitt joins Steve and Elizabeth Hollandof  The Holland Group Retirement Wealth Advisors as they pull back the curtain on a dangerous trend in estate planning: the "ghostwritten" will. While the allure of free or cheap do-it-yourself online documents is growing, the Hollands explain why these "cookie-cutter" solutions often fail when families need them mo...

In this episode of Retirement Success, MJ Schnitt joins Steve and Elizabeth Holland to discuss the growing concerns many people have about their financial future as global uncertainty continues to dominate the news. With constant headlines about political turmoil, economic instability, and an unpredictable market, many are left wondering how these changes could affect their retirement plans. Glenn...

Hosted by Todd "MJ" Schnitt , this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. In this episode of Retirement Success , Steve and Elizabeth  dive into the number one question on every retiree's mind: "How do I make my money last?" . With life expectancies stretching retirement into a "20 to 30-year period of unemployment," the team explores the crit...

Hosted by Todd “MJ” Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. Today’s show takes on a deceptively simple—but financially dangerous—question: why do so many “top” mutual funds all own the exact same companies? The Hollands break down the difference between diversification on paper versus diversification in reality , exposing how inve...

Hosted by Todd "MJ" Schnitt , this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. As we kick off 2026, the Hollands break down five essential pre-retirement "stress tests" to ensure your "pile of money" actually translates into a lifelong, sustainable paycheck. From navigating a Dow that's nearing 50,000 to avoiding the "certified putz accountant" tra...

In this episode, Todd "MJ" Schnitt, along with Steve and Elizabeth Holland, challenge the idea that a "pile of money" is the same thing as a retirement plan. As the risk of retirement shifts from the employer to the individual, the Hollands explain why you need to stop being a passive investor and start becoming an "income architect." From navigating the "pogo stick" retirement to avoiding a seque...

Join host Todd "MJ" Schnitt alongside Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors for an eye-opening deep dive into the "Risk Perception Gap." In this episode, the team explores why many investors are essentially playing Russian roulette with their futures without even knowing it. From the "ghosts" of inherited stocks to the reality of being "somewhere over the rain...

On this episode of Retirement Success, hosts Steve and Elizabeth Holland are joined by Todd M.J. Schnitt to discuss the "Education Launchpad." With 70% of grandparents now providing financial support to their families, the team breaks down how to gift money effectively while navigating rising college costs and the complexities of "unemployment" that can last 30 years in retirement. Key Discussion...

On this episode of Retirement Success, hosts Steve and Elizabeth Holland, joined by Todd M.J. Schnitt , outline the three essential pillars for building a retirement plan that delivers true financial confidence. They stress that with risks like rising debt, inflation, and market volatility, relying on old strategies is not enough—you must proactively address Tax Planning, Investment Management, an...

This episode of Retirement Success focuses on the crucial topic of tax-efficient asset disposal and confronting the "silent partner" in your retirement savings: the IRS . Steve and Elizabeth Holland discuss proactive strategies to legally reduce your tax burden when selling major assets like businesses, real estate, or dealing with retirement accounts. Key Discussion Points Retirement Account Taxe...

This episode of Retirement Success focuses on the crucial topic of tax strategy in retirement planning, particularly emphasizing the use of Roth conversions as a defensive measure against future tax increases—dubbed "The Great Tax Storm." Steve and Elizabeth Holland discuss how to utilize Roth conversions strategically to ensure a tax-advantaged retirement. Key Discussion Points The Roth Conversio...

This week on the show, Steve and Elizabeth Holland, along with MJ, discuss the crucial and evolving challenge of planning for a much  longer and costlier retirement . They emphasize that retirement is no longer a finish line, but a complex, full-time financial strategy where planning wiser is essential to ensure your money lasts as long as you do. Key Discussion Points: The New Longevity Reality:...

This episode of Retirement Success with Steve and Elizabeth Holland and host MJ Schnitt focuses on the essential concept of  building a genuine partnership with your financial advisor to achieve a comprehensive and successful retirement. The discussion emphasizes that true comprehensive planning extends far beyond merely picking stocks, covering a necessary integration of tax strategy, estate plan...

This episode of Retirement Success with Steve and Elizabeth Holland, and host MJ Schnitt, dives deep into one of the most complex puzzles facing retirees: designing an airtight, sustainable retirement income strategy that lasts without forcing a sacrifice in lifestyle. The discussion covers the critical shift from pensions to self-managed plans, demolishes outdated income rules, and introduces a f...

This episode of Retirement Success explores how to move "Beyond the Basics" of IRAs and 401(k)s to build a robust, protected, and sustainable retirement income plan, emphasizing the critical shift from simply accumulating assets to actively managing risk, fees, and tax strategy. Key Segments: The importance of building your own "personal pension" using guaranteed, predictable income sources. Why m...

This episode of Retirement Success with Steve and Elizabeth Holland and Todd MJ Schnitt provides a guide to constructing a comprehensive "Financial Fortress" to protect your life savings from common financial dangers, including market crashes, soaring healthcare costs, and unexpected tax burdens. Key Segments: Why the old playbook for retirement no longer works and the secret to an Income-First st...