The HMO Podcast

In this special rewind episode, I’m sharing what is hands down one of the most important and most downloaded episodes I’ve ever recorded. Originally a talk I gave at the HMO Awards, it’s packed with the 5 biggest lessons I’ve learned from scaling my own portfolio and from some of the most successful investors I know. If you're working towards 10 properties, aiming for that £10K/month mileston...

In today’s episode, I’m sharing one of my honest, no-filter business updates. It’s been a while since the last one in February, and there’s a good reason I’ve waited until now. I’ll be lifting the lid on what’s been happening in my world: from the latest in my development and HMO businesses, to everything I’ve been juggling outside of work. These updates are my way of keeping things real and trans...

If you're spending way too much time looking at HMO deals that just don’t stack up, this episode is for you. I’m breaking down the exact 60-second check I use to quickly filter out the rubbish - and trust me, this will save you hours (and probably a few headaches too). Here’s what we cover: 02:20 - The Importance of Efficient Deal Filtering 05:42 - Key Metrics for Evaluating HMO Deals 11:47 -...

Are you working harder than ever on your HMO business, but still not seeing the progress you expected? You’re not alone and this episode is here to help. We’re diving into the reasons so many HMO investors get stuck spinning plates, and the practical steps you can take to finally break through and scale towards that £10k-a-month milestone. Here’s what we cover:  01:36 – The key challenges holding...

In this episode, I’m taking you behind the scenes of my own journey scaling from 5 to 50 HMO rooms. I’m rewinding the clock and sharing exactly what I’d do differently if I had to do it all over again. You’ll hear the honest truth—what really worked, what I got completely wrong, and the lessons I learned the hard way. Most importantly, I’ll walk you through a practical, no-fluff playbook for growi...

In this episode, we’re talking about when it might be the right time to sell your HMO – and why holding on to it could actually be holding you back. At some point, the decision of whether or not to sell your assets is something you'll need to give serious thought to. So today, we’ll explore the different scenarios where selling could be a smart and timely move. But to be clear – this isn’t ab...

In this week's episode, I’m joined by Ryan Etchells from Together . Ryan is the Chief Commercial Officer at Together, one of the UK’s leading specialist lenders. With a huge lending book, a strong appetite for HMOs, and years of experience in the sector, they really know their stuff. What you’ll discover today is that Ryan brings a unique and valuable perspective from the lender’s side of the...

Struggling to Get Your HMO Business Off the Ground? You're Not Alone... In this episode, we’re tackling some of the biggest challenges investors face when trying to grow their HMO businesses. If you’re finding it hard to build momentum, if costs are rising, timelines are stretching, and the numbers just don’t look as promising as you expected—this one’s for you. I’ll be breaking down the five...

In this episode, we’re talking about planning permission — and how you can use permitted development rights to get the most out of your property projects. I’ll explain what you can do without needing full planning, and highlight the key caveats that can limit those rights. We’ll also cover the types of projects that always require full planning permission, and the important considerations even whe...

In this episode, I’m delighted to welcome back our trusted specialist mortgage broker — Ellie Broadhurst. If you've been tuning in for a while, you'll already know that Ellie’s insight into the lending market is second to none. She's right at the coalface, working with lenders and investors every day, and she has an incredible ability to cut through the noise and explain what’s real...

I’m sharing a recent conversation I had as a guest on The BEESPACE Podcast , hosted by my good friend Jade McNeil. Jade and I covered a wide range of topics—not just HMOs and property—but also the bigger-picture stuff: balancing life and business, navigating challenges, and the personal shifts that come with experiences like becoming a parent or facing health scares. It’s a really open and honest...

Whether you're personally investing in property or not, most people understand just how challenging it can be to find reliable builders and contractors. And we all know – regardless of our experience in property – how difficult it is to keep project costs sensible and under control. But as HMO investors, we recognise that this is a crucial part of building a successful business. We need to be...

In this episode, we’re breaking down the headlines and taking a deep dive into the data to uncover what’s really happening in the UK property and rental market.  This is your April HMO Property Market Update—covering everything from house prices and mortgage rates to changes in tenant behaviour, the rental market, and new regulations. We’re covering it all in this episode. Whether you're a la...

In today’s episode, I’m really excited to be joined by Jack Jiggens of XP Property , a very experienced property investor and developer. Jack has learned a lot over the years, and today he’s sharing what it really takes to build a successful property business. Jack shares tips on finding deals, working with partners, and getting funding. We also talk about the ups and downs of the journey, and why...

They’ve won awards, they’ve grown their portfolio steadily and strategically, and they’ve done it all while raising a young family. Jake and Lucy of Innova Property—mentors at the HMO Roadmap and recently crowned HMO Property Investors of the Year at the Property Investors Awards—are back on the podcast! In this episode, we’re pulling back the curtain on what’s been going on behind the scenes in t...

In this episode, I shared the five most difficult aspects of investing in HMOs—and property in general. These are the challenges that have nearly made me quit on more than one occasion. If you’ve been investing long enough, you’ve likely faced some of these issues. By being open and honest about them, we can better prepare ourselves and realise we’re not alone in experiencing them. Knowing that ot...

In this episode, we're revisiting a popular episode where I answered a question I’ve been asked many times: what would I do if I had to start from scratch, but with £100,000?  This is a common question in our community, and while the answer depends on personal goals, resources, and limitations, I’m going to share exactly how I would approach it.  I believe my method is adaptable to any situat...

In this episode, I'm joined by community member Ranjit Singh. Ranjit is a civil engineer and he's been using his skills and insights and experience from civil engineering to help him build a HMO property business. I want to find out how he's been doing that, what challenges Ranjit has had to overcome to get where he is. We're also going to talk specifically about planning restr...

In this episode, I’m joined by Kevin, a former mentee of mine, and his wife, Angelina. Together, they run a property business called Nouveau Living.   And for the first time on the show, we’ll be discussing turnkey services. Most of our guests talk about how they’ve built their own property businesses, but Kevin and Angelina are taking a slightly different approach. While they’re building their ow...

Are you using private finance to grow your HMO property business? And are you combining that with high street or bank finance? If so, that's great! In principle, there's nothing wrong with this approach. However, if it's not set up or managed correctly, it can lead to some serious issues, especially when it comes to refinancing or trying to repay your private investors. In this epis...

In this episode, we're doing things a bit differently. I'm joined by Sam and Alex from SO Properties —partners in business and in life. They’re wrapping up their very first HMO deal, and I’m excited to talk to them about that experience. We’ll be talking about the journey, the challenges they faced, and how they got started in the industry. But that's not all—we’re switching things...

In this episode, I’m excited to bring you up to speed on everything that’s been happening in my businesses over the last few months, plus a general update as well. As many of you know, I’ve been on paternity leave recently, and when I first planned this update, I expected it to be a short episode with not much to report. Well, I couldn’t have been more wrong! There’s been so much going on—tons of...

In this episode, I’m joined by Kieren Goldie , a property investor focusing on the South of England, particularly in prime Article 4 areas. Kieren’s built an impressive business offering a full turnkey service—covering everything from property acquisition to project and property management. We’ll discuss how Kieren got to where he is, the ups and downs of building a business like his, and how he’s...

In this episode, I’m joined by James Ashford of Carter Ashford, a former mentee of mine, to talk about all things project management. James has years of experience managing large residential projects, and now he’s applying those skills to the world of HMOs. Managing HMO projects can be one of the toughest parts of building a HMO business. It’s not just about finding a great deal or managing tenant...

In today’s episode, we’re revisiting a special one—an episode I wasn’t sure I wanted to record but felt was essential. It’s important to make it clear that investing in HMOs isn’t just a highlight reel, and transparency is key when discussing what’s truly involved. HMOs aren’t for everyone, and there’s a lot to consider: Do you understand the value of cash-flowing assets? Does property investment...