The HMO Podcast

As we step into 2026, there’s no shortage of opinions about what the property market is going to do next. Some people are calling for a boom, others are predicting a crash.  So in today’s episode, I’m laying out how I genuinely think 2026 will play out for HMO investors based on the data, the conversations I’m having across the market, and my own experience of building and operating HMOs at scale....

In today’s episode, I’m joined by one of my mentees, Royce Turville , to break down exactly how he’s gone from steady, stop-start portfolio growth to building real momentum - raising more finance, doing better deals, and installing the systems needed to scale without burning out. Royce shares the full story behind his journey: starting out as an “accidental landlord”, spending years building a bas...

As we step into a new year, a lot of property investors are setting big intentions and telling themselves this is the year it finally clicks . But good intentions alone don’t create momentum. In today’s episode, I’m talking about why so many property investors feel like they’re doing everything right… but still can’t seem to build any real momentum. They get started, they stay busy, they even do t...

In today’s episode, I’m joined by Will Whittaker - a construction expert and experienced builder - to pull back the curtain on what HMO projects really look like on the other side of the deal. What does a refurbishment or conversion look like from a builder’s perspective, and where do investors most often get caught out? As you can imagine, I’ve got plenty of questions. I consider myself fairly ex...

In today’s episode, I’m challenging the way most people think about a £50,000 pot of capital and why, for so many aspiring property investors, that thinking is the very thing keeping them stuck. £50k feels like a lot of money and it is, but in the context of property, it’s also not enough to do the job most people are asking it to do. Rather than trying to force £50,000 into a single deal and hopi...

In today’s episode, I’m tackling the question everyone is asking right now: is it still worth investing in property? With rising costs, tighter lending, more competition and a general sense of uncertainty, it’s no surprise that so many investors are wobbling. Instead of giving you a polished answer, I’m breaking down what’s actually happening, what matters, and why the fundamentals still hold stro...

In today’s episode, I break down the Autumn Budget and what it really means for HMO landlords and property investors, with expert insight from mortgage specialist Ellie Broadhurst. After weeks of speculation and political noise, the budget has finally landed and while it wasn’t as bad as many feared, it was still far from good news. We explore the key changes that affect landlords, what didn’t hap...

In today’s episode, I’m sharing a real and honest breakdown of what’s been happening inside my property and development businesses over the last few months. It’s been a challenging period across the market - tight lending, uncertainty surrounding the Renters’ Rights Act, contractor issues, slower rental demand, and some big, strategic decisions to make. Instead of giving you the polished version,...

In today’s episode, I sit down with Hayley Andrews, the award-winning investor, “dragon” on Sky TV’s Property Elevator , and the force behind Hard Hats to Heels and the Women in Property Awards , to unpack how she’s built a diverse, multi-strategy portfolio over two decades, from vanilla buy-to-lets and HMOs through to hotels, listed buildings and complex commercial schemes. Hayley shares the real...

In today’s episode, I break down one of the most overlooked parts of running a successful property business - how you structure it. Most investors talk about yield, rent, and refinancing, but few think about what happens after they’ve made the money. Without the right structure, a huge chunk of your profits can disappear in tax - money that could have stayed in your business, been reinvested, and...

In today’s episode, I break down the Renters Rights Act, the biggest shake-up to the UK rental market in decades, and explain what it really means for HMO landlords. This new legislation completely rewrites the rules for landlords, from the removal of fixed-term tenancies and Section 21 evictions to rent increases, pets, and the launch of a national landlord register. It’s a huge change that adds...

In today’s episode, I break down the 14 key numbers every serious HMO investor should be tracking — the exact metrics that separate property owners from true property business owners. Over the years, I’ve seen countless investors who know their rent roll but have no idea how their portfolio is actually performing . In this solo deep dive, I walk you through the essential calculations, from yields...

In today’s episode, I sit down with Craig Fisher , the founder of CF Commercial , HausProud Living , and co-founder of Yvonne Ellen , to unpack how he’s built a £250k-per-year HMO portfolio while running several multi-million-pound businesses. Craig joined my mentorship programme in June 2023, and together we’ve focused on building a simple, repeatable model that works. In this conversation, I pul...

This week, I’m sitting down with Laura Ackers of Haus Property , someone I’ve had the privilege to watch go from zero property background to a Manchester-based HMO portfolio that’s given her and her husband Dan genuine freedom.  In just a few years, they’ve stepped away from their jobs, systemised the business, and moved their young family to Mallorca on a three-year visa. Here’s what we cover in...

There’s a lot of fear in the market right now. Everywhere I look, investors are sitting on their hands or even thinking about selling up. The media is full of doom and gloom, interest rates are high, the Renters Reform Act is looming, and costs are up across the board. But here’s the truth - this is exactly when real opportunities appear. When everyone else is frozen, the smart investors are looki...

In this episode, I’m joined by Dr. Michael Taylor of Parable Property , who spent years working as a GP before deciding it was time for a complete change. Michael shares how he left behind the security of medicine to take on the uncertainty of building his own property portfolio - something many people dream about but few have the courage to actually do. What I love about Michael’s story is how ho...

If you’re in property long enough, something will go wrong and I’ve been there more times than I can count. Builders have disappeared, finance has fallen through at the eleventh hour, planning has thrown me curveballs, and valuations have come in soft. The truth is, these challenges aren’t the exception… they’re the rule. In this episode, I’m sharing the simple framework I use to deal with setback...

This week, we’re shaking things up. Instead of focusing on a single topic, I’m sharing some of the most thought-provoking debates and discussions happening right now inside the HMO community. The truth is, the best ideas don’t just come from me sitting here deciding what to talk about — they come from you. From the questions you’re asking, the challenges you’re tackling, and the creative strategie...

Today, I’ve got Ellie Broadhurst, our specialist mortgage broker back on the show. With the media shouting about property crashes, falling prices, lenders pulling deals, and down valuations, I wanted to sit down with Ellie to find out what’s really happening. Because on the ground, it feels very different. In this episode, we dig into the truth behind the headlines: what’s going on with interest r...

Is property investment dead, or is it just changing? In this episode of The HMO Podcast, I dive into the challenges facing investors right now - from economic pressures and new legislation to shifting market dynamics.  But it’s not all bad news. I’ll share why a low-sentiment market can actually present some of the best opportunities, and why taking a long-term perspective is key to navigating tod...

Today I’m joined by Sam Carter of SJC Property Developments , who’s showing us that it’s absolutely possible to make property deals work—even in one of the most expensive parts of the country. Sam and his family are building a thriving business in Cambridge, and their latest project is nothing short of remarkable. They secured a property that was originally on the market for £725,000 at a bargain...

In today’s episode, I’m sitting down with Kazy from Property by Kazy for a no-holds-barred conversation about my journey in property and what it’s really taken to build the businesses I have today. We cover it all—the hard truths, the challenges I’ve faced, the mistakes I’ve made, and the realities that don’t often get talked about. But it’s not all doom and gloom—we also dive into the exciting op...

Today, I’m joined once again by a familiar face on the podcast — Rebecca Alcock. You might remember Rebecca from our January episode. She’s a former mentee of mine who, alongside her husband Jolly, has gone on to achieve some incredible things in the HMO world. This time, Rebecca’s back with some very exciting news to share. I won’t spoil the surprise just yet, but I was keen to dig into exactly h...

Emma Estill and her husband Dan from Stylish Living started their property journey in 2019 with simple three-bed terraces. Just a few years later, they’re developing £3 million sites, running their own build team, and managing multiple businesses in property. In this episode, Emma shares how they scaled through challenges, stayed family-focused, and built success by taking on tough projects. We’ll...

In this episode, we’re diving into one of the most important pillars of property investing – risk. It’s the foundation behind every decision we make, yet too many investors spend far too little time thinking about what risks they face, where they come from, and how to manage them. After nearly 20 years in this game, I’ve learned that becoming more risk-aware doesn’t mean doing fewer deals – it mea...