The Oaken Group
The Growth Mandate
Every growth plan looks tidy in a board deck. Reality is messier. The Growth Mandate sits down with CEOs and operators across fintech and financial services to explore the gap between ambition and execution: the 12-month mandate, the constraint that hurts, and the judgment calls along the way. We keep it story first, tactics second, so you hear what actually happened: what options were on the table, how criteria were weighed, what failed, and what finally moved the needle. Each guest shares the story behind one consequential decision. CEOs make these calls without a clear playbook. They weigh...
Where to listen?
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Episodes
Tokenizing eSports | Clif Chambliss - Founder & CEO of TriDefi | Ep 5 25.11.2025 52:01
This conversation is about how prior reps shape current bets. Clif Chamblis built and sold GlomTom, then codified what worked. Now, building TriDefi, he is making the same kinds of high-leverage decisions in a tougher market. Ship before perfect. Outsource low-value work so the CEO can sell, partner, and learn from users. Build presence where the community already lives. Pivot positioning when the...
Build a Digital Deposit Engine | Jen Armstrong - CEO of XpertSavers | Ep 4 12.11.2025 1:06:07
This episode is for community and regional bank leaders who need deposits and a digital channel that actually converts. Jen Armstrong, founder and CEO of XpertSavers, helps $3 to 15 billion dollar banks decide when to launch a digital brand versus a digital branch, orchestrate vendors, and measure progress in weeks, not quarters. She led the CIT Direct Bank build that launched in nine months and s...
Deepfakes Broke KYC. Now What? | The Growth Mandate | Episode 3 | Steve Ward - CEO - Authenticate 04.11.2025 46:53
What happens when your “verified” user is a deepfake? We talk with Authenticate’s Founder & Head of Sales about building identity that holds up under modern attacks, without breaking CX. Identity is now both the front door and the backstop. Steve Ward, founder and Head of Sales of Authenticate, shares how his team is simplifying verification for product and operations leaders facing deepfakes,...
Disrupting the U.S. BNPL Market | The Growth Mandate | Episode 2 | Peter Maher - CEO Ovanti 28.10.2025 44:02
Peter Maher, CEO of Ovanti walks through an affordability-first BNPL built on open banking cashflow, not credit scores. The aim is simple: include the debit/cash-first majority without taxing them with fees, APR, or late fees. We detail the decisioning stack (bank-account linking, device biometrics, and cashflow views via partners like Plaid/Finicity) to harden identity and run real-time affordabi...
Being an Entrepreneur is Uncomfortable | The Growth Mandate | Episode 1 | Chad Otar 24.10.2025 47:51
The Growth Mandate: Episode 1 — Chad Otar (Lending Valley) Brad sits down with Chad Otar, founder and CEO of Lending Valley, to unpack one pivotal choice: build underwriting in-house instead of outsourcing. That move cut bank-style timelines from about 30 days to roughly an hour while keeping people in the loop. In this episode Time to yes as the product Insourcing underwriting; AI speeds, people...
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