The Get Ready For The Future Show

"I’ve been single all my life and I’m heading into retirement next year. What are some things I should consider about retirement that may be different for me as a single woman?" We're answering YOUR questions on this week's Get Ready For The Future Show! As the Fed lowers rates, how does this affect my overall financial independence? My dad recently passed away and my mom is struggling with what t...

With the last few years of inflation, consumer spending has still been strong. But how?! In this Fastest Four, Scott's taking a look at how rising personal wealth has been fueling the economy and how it might be affecting YOUR economy. For charts and more episode information, visit: https://getreadyforthefuture.com/wealth-surge-fuels-economy/

"With the election, I’m wondering if I should start to diversify before things get too dicey?" We're answering YOUR questions on this week's Get Ready For The Future Show!  Does cashing out an Inherited IRA count as income against my Roth IRA income limits? My wife and I are struggling to decide when we should retire. Can you give us some pointers?  And if you've got a question you want...

After a strong three quarters this year, the S&P500 is up 20% year-to-date with 39 all-time highs in 2024. But what does that mean for the end of the year? Scott's taking a look at September's surprising strength and what historical data suggests we could look forward to in the final quarter of 2024! For charts and more episode information, visit: https://getreadyforthefuture.com/2024-stock-ma...

"I’ve heard a lot of friends talking about RILAs. Can you explain what they are and how I would know if I need one?" We're answering YOUR questions on this week's Get Ready For The Future Show!  I was planning to retire at the end of the year but lost my husband unexpectedly. Can I still retire? What advice would you give someone wanting to enter the financial planning industry? Does cashing...

Discover why investors are flocking to defensive stocks in this week's Fastest Four! Scott breaks down the recent market shift from growth to defensive sectors like consumer staples, utilities, and healthcare. And learn how this rotation might signal economic changes and impact your investment strategy. For charts and more episode information, visit: https://getreadyforthefuture.com/market-shift-a...

"Now that we're eligible again for a Roth IRA, should we fund that instead of the Roth 401k?" We're answering YOUR questions on this week's Get Ready For The Future Show! What should I do with a tax-free lump sum I'll be receiving? Should I start diversifying by buying bonds if I'm 5 years out from retirement? Should I up my life insurance policy? And if you've got a question you want answered on...

Don't let election year rhetoric cloud your financial judgment. In this week's Fastest Four, Scott's taking a look at the surprising relationship between politics and economic perception and how political bias can skew our view of the economy, potentially impacting investment decisions.

"I’m 55 and planning to retire early. What do I need to be aware of to try to decrease the amount of taxes I have to pay?" We're answering YOUR questions on this week's Get Ready For The Future Show! Can you retire comfortably at 60 with $1M? What are the benefits of a spousal IRA? I’m worried about a recession. Am I too risky right now? And if you've got a question you want answered on the show,...

The Federal Reserve is likely to cut interest rates. But what does that mean for you? Scott's diving into some historical data in this episode, and taking a look at how interest rate cuts have affected stock and bond performance.

"My wife and I both have pensions. Can we do anything now to minimize the tax burden in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show!  At what age should one start to consider Roth conversions from retirement accounts? How should we invest if interest rates fall?  Is it wise to save up enough cash to pay for a rental property for diversificatio...

In this week's Fastest Four, Scott's diving into a recent survey about how Americans are approaching their Social Security benefits: Why 3 out of 4 Americans understand delayed benefits but only 1 in 10 plan to wait The most popular age for claiming Social Security (hint: it's not what you think!) Top reasons people are claiming early - including fears about Social Security's future The BIGGEST mi...

"I’m 61 and trying to figure out the right Social Security strategy for me. What should I do to get the most out of it?" We're answering YOUR questions on this week's Get Ready For The Future Show! With mortgage rates coming down, is now the right time to buy a house? Can you help me figure out if I need an annuity? How should we allocate the inheritance we just received from my wife's father? And...

What is a yield curve? How is it connected to recessions and stock market performance? And what does any of this mean for YOU? Scott's breaking it all down in this week's Fastest Four Minutes in Finance! For charts and more episode information, visit: https://getreadyforthefuture.com/yield-curve-inversion-recession-indicator-or-bull-market-signal/

"Should I start paying down my mortgage more aggressively? If I do, it would cut into my Roth and HSA contributions." We're answering YOUR questions on this week's Get Ready For The Future Show! Can you explain inflation numbers to me and how I can adjust to them? Which accounts should I draw from first if I'm about to retire? Should we cut down some retirement contributions to fund our kids' educ...

Worried about the 2024 election's impact on your investments? Scott brings surprising truths about stock market performance during election years and beyond. He's also breaking down historical data and debunking common misconceptions, with valuable insights for investors navigating political uncertainty. For charts and more episode information, visit: https://getreadyforthefuture.com/election-year...

I own a business that’s largely online. What would you suggest in the planning process for a smooth transition or sale of the business if I retire or pass away? We're answering YOUR questions on this week's Get Ready For The Future Show with a special guest, Attorney Chris Rippy from Rippy, Stepps & Associates in Conway! Can you help me understand how my beneficiaries will inherit my retiremen...

Dive into this week's rollercoaster ride on Wall Street! Scott Inman breaks down the recent market volatility, explaining why panic selling can be your worst enemy. For charts and more episode information, visit: https://getreadyforthefuture.com/wall-streets-wild-ride-why-panic-selling-could-cost-you/

I want to start a business in my “retirement.” Where should I start and what are some protections I need in place to keep my retirement assets safe? We're answering YOUR questions on this week's Get Ready For The Future Show!  Where should I contribute more if I just got a significant raise? My financial advisor suggests investing 20% of my assets in an annuity - is that a good idea? As a sin...

Dive into the latest housing market trends with Scott Inman in this week's Fastest Four Minutes in Finance. Discover how the South has dominated home sales for 16 years and why the Great Reshuffle might be ending. For charts and more episode information, visit: https://getreadyforthefuture.com/housing-market-shift-is-the-southern-boom-cooling-off/

I'm 37 and plan to retire early in 8 years. Can I do that, and work part-time, when I get my pension? We're answering YOUR questions on this week's Get Ready For The Future Show! How do we know when we can spend a little more versus being more conservative with our hard-earned money in retirement? What should I do with an inheritance that I want to grow, but also access before retirement? At 42 an...

Dive into the latest investment trends of 2024 in this quick financial update. Scott takes a look at where billions are flowing in the stock and bond markets with insights on market movements, sector rotations, and potential impacts of Fed rate cuts.

My wife and I have a stereotypical 60/40 split. Are we “safe” enough? We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ Should I be worried about a recession after the election? ✅ Are there any tax-efficient strategies for transferring ownership of my business when I retire? ✅ Is $1M enough to retire comfortably with recent soaring inflation? All this straight talk...

In this week's Fastest Four Minutes in Finance, John dives into how past Presidential Elections can affect the Stock Market. Can you really prepare yourself based on who wins? 

Do you recommend prioritizing maxing out both our IRAs before making contributions to a brokerage account? We're answering YOUR questions on this week's Get Ready For The Future Show! Can I comfortably retire with $800k in my 401(k) and Social Security? How does government spending play into inflation? What advice can I give my adult children who are receiving a sizeable inheritance? And if you've...