The Get Ready For The Future Show

In this Fastest Four, Scott’s bringing the latest 2025 economic and market forecasts from LPL Research. Learn why strategists predict GDP growth slowing, unemployment rising, and moderate stock returns after 2 impressive years. Discover inflation trends, interest rate expectations, and historical insights into third-year bull markets. Ideal for quick, data-driven market insights. For charts and mo...

Merry Christmas from the Get Ready for the Future Show! As we get ready to wrap up the year, we're answering your best and most popular questions of 2024! And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com ! Originally aired 12/25/2024

In this week’s Fastest Four, we’ll dive into the latest rules for Required Minimum Distributions (RMDs) and explore how Qualified Charitable Distributions (QCDs) can help you lighten your tax load. We’ll cover new RMD age requirements, ways to avoid costly penalties, and the limits for QCD in 2024-2025. Plus, we’ll share some smart retirement withdrawal strategies. This episode is perfect for reti...

"I’m trying to prepare for the new year well. What’s the best order of investing for 2025?" We're answering YOUR questions on this week's Get Ready For The Future Show! What kind of estate planning do I need to do to be sure all my stuff is in order before the new year if possible? Should I claim Social Security early and go ahead and get my benefit or should I delay? I’m planning to retire next y...

With the markets pulling back last week, investors are left wondering: will the annual Santa Claus rally show up this year? John Shrewsbury, filling in for Scott Inman, breaks down market trends, small business optimism, and a possible bear case as we approach 2025. And for charts and more episode information, visit: https://getreadyforthefuture.com/will-the-santa-claus-rally-save-the-markets/

"Which is best: a will or trust for man and wife with less than $2 million net worth with three children?" We're answering YOUR questions on this week's Get Ready For The Future Show! What’s your opinion of the Arkansas Public Employee Retirement System? I’m 65, retired and own my home. What should I do with $150,000 I want to invest? With interest rates stabilizing, should I consider adjusting my...

Discover the surprising truth about consumer spending in America! In this Fastest Four, Scott's breaking down:  - The age group spending nearly $100,000 annually  - The massive $84 trillion "Great Wealth Transfer" coming soon  - How top income earners control consumer spending  - Why workers are saving more and feeling financially confident Key insights from LPL Research's Outl...

"What do I need to do to save more and be sure I have the retirement I want?" We're answering YOUR questions on this week's Get Ready For The Future Show! What’s the best strategy for transitioning from my current career to full retirement? I’m 39 and saving 18% of my income for retirement between my employer plan and a Roth IRA. Is that enough? If we want to travel in retirement, how can we plan...

Is there a Santa Clause rally coming? In this week's Fastest Four, Scott breaks down historical stock performance, revealing why December might just be your portfolio's best holiday gift. And for charts and more episode information, visit: https://getreadyforthefuture.com/santa-claus-rally-2024/

"My husband and I have $3.2 million in retirement savings. At this rate, would the 4% rule be an okay strategy for us?" We're answering YOUR questions on this week's Get Ready For The Future Show! What are your thoughts about the future of interest rates and how should this affect my investment strategy? With potential tax changes coming after the election, should I be adjusting my tax planning or...

What’s in store for taxes under a Trump administration? From Social Security changes to the extension of the Tax Cuts and Jobs Act, we break down what could impact your finances over the next four years. Will taxes on Social Security be eliminated? Can government spending be reduced enough to fund new tax cuts? Join John Shrewsbury as he explores these pressing questions and what they mean for you...

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show! My wife hired an advisor. Should I join her to keep our plans in sync? With recent economic growth, should I be more aggressive with my investments now? If consumer spending starts to decline unex...

Discover the ultimate retirement destinations for 2025 as Scott breaks down U.S. News and World Report's updated rankings. The results may surprise you! Whether you're planning for retirement or just curious about the best places to live, this video is your ultimate guide to finding your perfect retirement paradise! Check out the full report here: https://realestate.usnews.com/places/rankings/best...

"My wife and I are worried about potential health issues in retirement, so should I cut back on contributions to fund a Long-Term Care policy or contribute more and self-insure?" We're answering YOUR questions on this week's Get Ready For The Future Show! How can I consolidate/simplify my accounts without creating a major tax event? I've got a few mutual funds that are growth and aggressive growth...

Big news for retirement savers: The SECURE Act 2.0 is bringing massive changes to catch-up contributions in 2025! In this week's Fastest Four, discover how workers aged 60-63 can supercharge their retirement savings with an extra $11,250 in catch-up contributions.  Whether you're playing catch-up or planning ahead, learn how these new contribution limits could transform your retirement strate...

"I'm 67 and the bulk of my $3 million is invested in stocks. How should I adjust my investments before retiring next year?" We're answering YOUR questions on this week's Get Ready For The Future Show! How should we invest if we know we will help care for my wife's parents in their retirement? How do I know if I have enough life insurance coverage for me and my spouse? What's a tax-efficient way fo...

In this week's Fastest Four, Scott dives into the market's enthusiastic response to the recent election results. Learn how managing your emotions is just as crucial post-election as it was pre-election and the importance of sticking to your long-term investment strategy, even in the face of political changes. For charts and more episode information, visit: https://getreadyforthefuture.com/navigati...

"My partner and I have $4.75 million saved, earn $250,000 a year, and only spend about half that. When can I quit working?" We're answering YOUR questions on this week's Get Ready For The Future Show!  With my husband's pension and the 17% we've been investing, is that enough? Do I need a trust if I'm retired and divorced with two adult children? With many seniors getting scammed, how do you...

Don't let politics destroy your investment strategy! In this episode of the Fastest 4 Minutes in Finance, Scott takes a look at historical stock market performance across ALL presidential administrations, how the U.S. economy grows regardless of who's in the White House, and why staying invested matters more than political allegiance. For charts and more episode information, visit: https://getread...

"I’m 55 and I’ve got about $450,000 in retirement assets so far. What steps should I take now to ensure a comfortable retirement at 64?" We're answering YOUR questions on this week's Get Ready For The Future Show! Which sectors do you believe will be most impacted by the election results? Would you recommend I pay off debt before getting into rental properties? What if I plan on retiring now, befo...

A new study reveals a massive disconnect between what financial advisors claim they're discussing and what clients are actually hearing about retirement planning. In this week's Fastest Four, Scott's breaking it down! For charts and more episode information, visit: https://getreadyforthefuture.com/the-shocking-truth-about-retirement-income-planning/  

"I realized my advisor's only strategy is some version of the 4% rule. How do I know if I'll run out of money?" We're answering YOUR questions on this week's Get Ready For The Future Show! What is your outlook on interest rates? At 62, should I keep my Universal Life Insurance policy? With a lot of seniors getting scammed, how do you protect your clients? And if you've got a question you want answ...

In this week's Fastest Four, discover why the U.S. retirement system scored a mediocre C+ in the 2024 Mercer CFA Institute Global Pension Index. Scott takes a look at the rankings and how to take control of your retirement so you can aim for an A+! For charts and more episode information, visit: https://getreadyforthefuture.com/us-retirement-grade-c/

"I own a small business. Can you help me decide what next steps to take to set myself up for retirement or set my family up for the future" We're answering YOUR questions on this week's Get Ready For The Future Show! What do you recommend if I'm 5 years out from retirement? I don’t like to live by a strict budget. Will I have to do that in retirement? How do I pick the right Medicare supplement? A...

In this week's Fastest Four, Scott's breaking down an important issue BOTH presidential candidates are ignoring: the looming $35 trillion of U.S. debt. And more importantly, what it means for YOU and your financial independence. For charts and more episode information, visit: https://getreadyforthefuture.com/americas-debt-crisis-explained/