The Future Value Podcast

In this episode of the Future Value Podcast, John Pellosie, Joe Freemont, and Justin Ahner take on one of the most common misconceptions in financial planning: that estate planning is only for the wealthy. They break down why having an estate plan matters for everyone, regardless of age, assets, or family situation. The conversation focuses on creating peace and clarity for your loved ones, with p...

In this episode of the Future Value Podcast, John Pellosie, Joe Freemont, and Justin Ahner wrap up their three-part investing series by focusing on the most common mistakes that investors make at any experience level. From the temptation to time the market and the risk of letting emotions guide decisions, to the challenges of short-term volatility and behavioral biases like FOMO and the sunk cost...

In this episode of the Future Value Podcast, hosts John Pellosie, Joe Freemont, and Justin Ahner for a candid conversation about one of the most significant financial and lifestyle decisions many of us face: buying versus renting a home. The team shares their personal experiences, from building a house with family to navigating the perks and challenges of renting, and explores what it really means...

In this episode of the Future Value Podcast, hosts John Pellosie, Joe Freemont, and Justin Ahner continue their Investing series with a focus on where you put your money, not just what you invest in. The team breaks down the concept of asset location, or what they call "money buckets," and explains how different types of accounts affect your taxes. You'll get a clear overview of the three main acc...

In this episode of the Future Value Podcast, hosts John Pellosie, Joe Freemont, and Justin Ahner launch a new series on investing fundamentals. They break down the basics of stocks and bonds, including how ownership works, what drives prices, and how investors earn returns. The team also explains growth vs. value stocks, the role of indexes, and why diversification through mutual funds and ETFs ma...

How do you pay for higher education without sacrificing your financial future? In Part 2 of their education planning series, the Future Value Podcast team gets practical. Hosts John Pellosie, Joe Freemont, and Justin Ahner share real strategies to help families and students manage rising education costs with confidence. From making smart moves in high school like AP courses and dual enrollment, to...

In this episode, hosts John Pellosie, Joe Freemont, and Justin Ahner tackle the big question: what comes after high school? From college to trade school to gap years, they explore the financial and personal factors that shape this life-changing decision. The team shares real stories and expert insight to help families move beyond the "college by default" mindset and focus on what truly fits each s...

In this episode, hosts John Pellosie, Joe Freemont, and Justin Ahner explore the fascinating and sometimes controversial world of debt. Starting with a Debt 101 overview, they break down the basics and challenge common assumptions. From student loans and mortgages to credit cards and car payments, they unpack the differences between good and bad debt, share personal stories, and examine the societ...

Hosts John Pellosie, Joe Freemont, and Justin Ahner break down the real deal on love, money, and wedding planning. As a newlywed, Joe shares firsthand insights on budgeting, handling family expectations, and choosing the right vendors—while the crew keeps it fresh with the financial conversations every couple needs to have. From venue costs to post-wedding money moves, this episode is packed with...

Hosts  John Pellosie, Joe Freemont, and Justin Ahner break down why cash shouldn't be just sitting on the sidelines—it's a critical part of your personal finances. From checking and savings accounts to high-yield money market strategies, they cover the best ways to keep your cash working for you. Learn how to balance security with opportunity, set up the right emergency fund, and make the most of...

In this inaugural episode, hosts John Pellosie, Joe Freemont, and Justin Ahner unpack the power of future value—a finance essential that can change the way you think about saving, investing, and debt. It's not just a formula; it's the key to making smarter financial moves today for a better tomorrow. They break down why starting early with savings can supercharge your retirement, how high-interest...

Join hosts John Pellosie, Joe Freemont, and Justin Ahner as they kick off a brand-new journey designed to help you make smarter financial decisions. In this debut episode, they break down the complexities of personal finance, making money management feel less overwhelming and more achievable. From budgeting and saving to investing and long-term wealth building, you'll hear practical strategies to...