The Fundability™ Podcast

Advertising is deceptive and marketers are ruining your credit if you don’t know the truth behind how credit works. In this episode, Merrill Chandler discusses how you should never respond to credit card offers unless they’re tier-one, tier-two, and tier-three types of credit cards. We don't want finance company rates. In fact, if it has the word finance or financial in it, it's automatically a no...

You will be twice as happy doing what you love. But sometimes, you just have to put your passions on hold because it could be holding you back. Then once you earn enough money doing something like real estate, you can go back to your passion or dream job. That is the story of  Whitney Sewell , the Founder of  Life Bridge Capital  and the Life Bridge Foundation. Whitney is living his...

Are you aware of credit myths that people continue to believe in? These myths have been passed along, some for generations, and they can cause big trouble to anyone who owns a credit card. As a preview of his new series, where he plans to take on all credit card misinterpretations, Merrill Chandler debunks five common credit myths you need to know to change your funding game. Merrill highlights fi...

The three-digit credit score determines our capacity to pay for a loan, but it sadly evolved as the standard for financial self-worth over time. Merrill Chandler aims to get rid of this unhealthy perspective and invites everyone to embrace the paradigm of fundability. He explains why these numbers must not feed our ego or push us to look down on other people's financial capacity. Merrill discusses...

Stop gaming the system! Learn how to work within it not unless you want to share the same fate as Seed Capital. Merrill Chandler shares the cautionary tale of Seed Capital and their sketchy business practices. Find out who they are and what they did to get the FTC to file a lawsuit against them. Learn how Seed Capital used practices such as credit card stacking to lure in some innocent, first-time...

Do you want to buy your own house for your family? Do you want to buy some property in order to start a business? Before you think about doing that, you need to understand what mortgages are first. Welcome to your online classroom and get ready to learn all about mortgages with your host, Merrill Chandler. Learn the step-by-step process on what requirements you need in order to get a mortgage. Lea...

Have you ever wondered what the different logos on your credit card mean? Stick around as Merrill Chandler explains why there is a lot more going on about this than just an excessive love for brand graphics. In this short episode, Merrill breaks down how co-branded credit cards work, what different credit card processors mean, and how to tell what kind of card you have based on the logos that it h...

Many business owners want to scale their business, but they’re unwilling to put in the effort required. Your current business is exactly the business you want because it’s a reflection of who you are. Merrill Chandler discusses with his coach Gerritt Bake  how interpersonal value equals enterprise value. Gerritt Bake  is a strategic planning specialist at Performance Capital who helps Me...

Debt is such a scary concept for most of us. After all, who would want to be living working to pay off something? But Merrill Chandler is here to help us overcome this overwhelming word and rethink what debt is to us, especially when planning for the future. In this episode, he discusses the difference between good and bad debt and what is the right way to get the former. Merrill then shares how t...

It’s tax season and you need to be extra careful these days because tax scammers are not just on the loose, they’re also into the long game! What does this exactly mean? This episode goes deep into phishing and how it happens in the context of tax and credit. Join Merrill Chandler as he details how scammers can pose as IRS agents and contact you through phone or email, get your tax information, an...

The most important business lessons are found during the most unexpected time. For Merrill Chandler, he found an inspiring message in one exciting yet chilling snowmobiling trip. He shares how getting stranded in a snowy ravine within the mountainous areas of West Yellowstone taught him to avoid overconfidence and overestimating his skills. He also talks about how this singular experience pushed h...

If sudden misfortune were to happen to you today, will your family and business survive? In this episode, Eric Dunavant  explains the importance of operating with certainty to better secure your chances of long-term success. Eric is the President at Paradiem , whose mission is to empower families and businesses to live a better story by being more intentional. The biggest mistake of many busi...

Learn how to boost your fundability as Merrill Chandler reveals the secret strategy he only teaches his most successful clients! In this episode, he takes us into the world of fundable savings plans, where he helps us become more fundable, save money, and prepare for future possibilities, future vacations, or future disasters. Merrill dives deep into a game-changer for liquidating our savings, all...

Using your instinct can save your life, whether you’re in a literal war zone or in a quest to be fundable. In this episode, Merrill Chandler shares a near-death experience he had in the battle-torn state of Chiapas, Mexico. This real yet surreal experience shows how listening to intuition literally saved Merrill and his fellow Gringos from a bloody incident that would ensue. What does this have to...

Continuing his campaign on equality at every level, President Joe Biden's administration has proposed creating a new credit bureau under the Consumer Financial Protection Bureau. This resulted in many speculative headlines that the government may be replacing existing credit bureaus, making a lot of people confused with the future of loans if such a decision is to be made. Merrill Chandler drills...

Making your business more profitable and exiting rich is easier said than done. Today's guest,  Michelle Seiler Tucker , the Founder and CEO of Seiler Tucker Inc., joins Merrill Chandler to share her 6 P Method to help you sell your business for a huge profit - people, product, process, proprietary, patrons, and profits. When you build your business on these 6 P's, you're well on your way to...

Are you a struggling entrepreneur who can't find that missing key to your success? Perhaps one of those is discussed in this episode! Pam Jordan is a no-nonsense financial expert and speaker who manages over a billion dollars for entrepreneurs. Today, Pam joins Merrill Chandler to share seven simple strategies you can use to skyrocket your own business. Most entrepreneurs don't know about these st...

More people complain about debt collection agencies than any other single industry. Why? Because disreputable collection agencies resort to exploitation, harassment, and deception to get you to pay what you may or may not owe. How can you defend yourself against such exploitative tactics? Today's guest, Nick Alfano, a former owner of 23 debt collection offices, joins Merrill Chandler to lay bare t...

When you think about winning, how many times in our lives do we take the normal and regular definition of winning and just go with it? How many of us have limiting beliefs that literally define what a win is? On today’s podcast, Merrill Chandler shares a recent experience where he took an exercise with other CEOs about teamwork and defining what winning looks like for them. Oftentimes, our limitin...

The mental side of the business is most often neglected, at least until a problem arises. However, as  William Lam  believes, your business will only be as unlocked as your mind is. It will not live up to its full potential until your mind begins to get there. In this episode, he joins host Merrill Chandler to talk about why mental training is very important and, at the same time, celebr...

There probably is no more challenging time than now in our current pandemic for people with their financials. With so many out of jobs, financial stress has become more evident than ever. Helping you get out of that and recover with a soft landing, Merrill Chandler dedicates this episode to share with you some of the easy ways to save your fundability. He talks about how things can go sideways in...

Capital is a hard thing to get when you're trying to fund your business, even more so for people in the black community as well as those who don’t have a network of wealthy people around them. Addressing this issue, Solomon RC Ali —a self-made multi-millionaire, Private Equity Investor, and Tech and Energy CEO and consultant—created his own consultancy that is all about creating minority wealth. H...

Who could have known that auto drafts can be a bit tricky, even for a credit expert? Merrill Chandler shares his harrowing experience of encountering a late (and seemingly phantom) payment for his own auto lease, getting in a bit of a predicament with his car dealer. He shares his takeaways on this situation, detailing how he became his own coach by learning from his bootcamp discussion, as well a...

Putting trust in another person is truly an admirable thing to do. But by taking it for granted, toxic trust may eventually develop, causing selfish tendencies that actually hinder actual connections with others. Instead of putting ourselves in their shoes, we just impose our attitude and values onto them. Merrill Chandler discusses the four levels of trust, emphasizing why we should change our pe...

2020 has been a challenging and depressing year for most people. With all the losses and failures, 2021 is being set as a brand new stage for leveling up. Merrill Chandler invites everyone to end the year on a high note and push the boundaries around us, especially those imposed upon our motivation and goals due to the pandemic. He focuses his discussion on gathering all the energy in making Decem...