The Fundability™ Podcast

As a business owner or a simple professional, you want to minimize cost in any way possible. You also want to accumulate rewards with every expense. That’s why credit offers that are way too beautiful would sound great. But, you have to be careful. Not everything is real. How do lenders catfish you into a deceptive relationship? Let’s dive into this episode as we discuss the three deceptive practi...

How can you succeed with your creative and analytic sides as a woman? Merrill Chandler sits with Sarah Sullivan , the CEO of SuGo Capital – a company that offers you financial freedom through real estate investing. Sarah shares her journey going through MBA, circus school, corporate, and real estate. The key to succeeding? Learn to say “yes!” Experiment and try new things. Don’t try to follow one...

How important is having insurance? Are you aware of the benefits it could give you and your family? What are universal life policies or indexed universal life policies? In this episode we will give you the knowledge you need to have about it. IUL actually has two facets: cash value and death benefit. Learning more about cash value will give you an edge when it comes to maximizing your insurance po...

If your business name is Real Estate Property Resources, LLC, you are immediately not fundable at all. Business names and, more importantly, business codes are very crucial when it comes to fundability. Join Merrill Chandler as he talks about having the right business name for your company. Remember, words drive the business codes. The business codes drive the fundability or lack of fundability. L...

It's that time to forecast another fundable year this 2022. Everyone talks about their 'why' as motivation, but what about their Z? What is the endgame? How do you know you've succeeded? In this episode, Merrill Chandler shares his Z300 method to help you stay on track with your goals both in finances and in life. Getting fundable isn't just about closing the next deal. It's about building the lif...

The aftereffects of COVID on the economy are still lingering and will stay for who knows how long. What is the value of fundability at a time like this? Merrill Chandler is here to break down what’s really going in the economy. Is it inflation? Or is it just a scarcity of resources that result to higher prices? He also discusses how you can take advantage and why now is the best time to get fundab...

If you’re not a savvy, educated or strategic borrower, watch out. The slew of credit products disguised to not even look like credit products are unbelievable. On today’s show, Merrill Chandler does a deep dive into these consumer trends and shares some ways on how to fix them. It pays to be better informed than to get the rug pulled out from underneath us. Tune in to avoid these credit traps and...

There are three major credit card benefits: cashback, air miles, and points. What if you were to discover neat credit card travel hacks? Merrill Chandler’s guest in this episode is Owen Beiny , the Founder of The Points Partner . Owen’s objective is to help anyone in America fly for free using points and miles. The first step to achieving that goal is to teach you how to be effective in using your...

Do you know there's a hidden cost of doing business? In this solo episode, Host Merrill Chandler gives entrepreneurs a heads-up on merchant fees you have to watch out for when using credit cards as payment gateways. The sales reps, MasterCard, American Express, credit card issuer and all the other people involved charge fees you may not be aware of. Just setting up the payment gateway results in s...

We all want to achieve a fulfilling life with meaning and purpose. However, we tend to talk ourselves out of it and self-sabotage. What can we do to make progress in our lives? Join our host Merrill Chandler as he talks about staying committed to our goals while still being gentle with ourselves in the process. He dives deep into discipline, habits, setting attainable goals, and the importance of...

Want to learn more about home equity lines of credit? You’ve come to the right place! In this episode of Get Fundable, Merrill Chandler explains what HELOC is and reveals just how it impacts your fundability. He breaks it down the concept and the rules you need to follow to make the most of your HELOC. Merrill also shares what makes it better versus other credit lines. Tune in to learn how you can...

Debt consolidation is scary and deceptive if you don't know what you're doing. Do not get into something that you know nothing about. That is how they get you. They will trash your credit profile before you know it. Join your host Merrill Chandler as he discusses the dangers of getting in touch with debt consolidators. Learn how they use a homegrown chapter 13 bankruptcy tactic to get you to think...

We all want to live life to the fullest and experience the joys of everything from our financial freedom to family life to friends and everything in between. So how do we create a life we have always dreamed of and become better versions of ourselves? In this episode, Merrill Chandler provides analogies to help you think about how you could expand your heart and soul while having your cash flow to...

You need to get the mindset that being part of the 1% is unachievable, out of your head. That 1% is not people; it's strategies and borrowing behaviors. How can you increase that 1% to 2% or even 10%? It's possible with the right behaviors. Money is unlimited, anyone can become a millionaire and be a part of that 1%. All you need to understand are the behaviors and strategies. Join in today's epis...

We are seeing a surge in new credit card trends across the US. These trends are interesting ways at getting fundable, and it’s time we took a look at them. In this episode, Merrill Chandler looks at these 5 new trends and gives a quick analysis of each. We find out what sectors are most affected by these changes and how they impact your fundability. Tune in for more information on getting fundable...

Today, Merrill Chandler goes back to the basics and teaches us how to leverage other people's money to reach our goals. Learn why building a relationship of trust is important for OPM and money lending. Discover the different forms of OPM and know how to build a reputation so that you can get a high score from lenders. Tune in and learn all you need to know about managing other people's money. Lov...

As neo banks continue to dominate the industry, mainly because of the pandemic, digital banking interactions have become commonplace. This begs the question: do cryptocurrency and fundability go well together? Merrill Chandler breaks down how to maximize this digital currency as more and more banks embrace online interactions. He also explains how this impacts your relationship with lenders and ho...

The government is finally adopting fundability principles! President Biden is looking to update the economic investment act and touch the rules of fundability. This will encourage lenders to put more money by lending to credit invisibles. Join your host Merrill Chandler and learn why this is good for the economy. By doing this, more people will be able to borrow money from lenders. This will give...

The pandemic has changed a lot in the world—the banking system is one as people transition to going online instead of going to bank branches. How do banks reward borrowers and depositors for positive borrower behaviors? Merrill Chandler explores going digital to make everything easier, faster, and better with the personalized banking experience. He also shares how banks are creating new landmines...

Are big banking shifts about to come to Wells Fargo? Is their abandoning borrowers a taste of things to come? In this episode, Merrill Chandler analyzes Wells Fargo’s decision to end their line of personal credit instruments. He also takes a look at a few other things that may change in their policies. Learn what you can do to recover from this development. Tune in to find out more. Love the show?...

Spam and junk mail are a serious concern. Many of these also pose a security risk and can endanger your chances at becoming fundable. In this episode, Merrill Chandler talks about junk mail and how to get rid of them. Merrill presents several examples of junk mail and describes the scams that are often connected to them. A great episode to catch if you’re concerned for your information security. L...

ITINs, CPNs, and SSNs may look incomprehensible, but they form a unique look at your fundability. In this episode, Merrill Chandler  digs deep into these identification numbers and gives us the lowdown on what they mean. We look at SSNs and analyze the meaning of these numbers. Merrill gives us the score on CPNs and talks about why these are fraudulent numbers that you should avoid at all cos...

Did you know that Amazon, Apple, and Venmo destroy your personal fundability via “credit cards?” With low fundability, you’ll find it difficult to get capital for your real estate projects. Today, Merrill Chandler exposes how these big retailers hide the specifics in fine print. To avoid stepping on funding landmines, you need to know the rules of the game. Where to start? Tune in to this episode....

People often get trapped into recurrent payments for credit monitoring services. But how is that actually helping and serving them? Merrill Chandler debunks some perceptions surrounding credit monitoring services. He explains when and how you should be acquiring these services to most benefit you and your finances. Most importantly, he shares where you should find the truth you trust, which is vit...

Isn’t it time to move past the term “consumer”? In fact, maybe it’s time to elevate yourself and become the perfect borrower? In this episode, our host Merrill Chandler tackles the term “consumer” and proposes that we elevate ourselves and become borrowers. And not just borrowers, but perfect borrowers. Merrill fleshes out why the borrower is important to the financial cycle and talks about why yo...