The Free Retiree Show

AVOIDING THE BIG MISTAKES EDITION   There are things we do (or don't do) that are bad for us. When we consider changing our habits, we shake our heads and shrug our shoulders. But whether we like it or not, change is inevitable. If we don't keep up with the change in our environment, then we won't grow.   Every year, nearly half of Americans promise to change their behavior as soon as the new year...

BUSINESS & THOUGHT LEADER EDITION   From childhood, we’ve been taught to work hard for what we want.    Want a new toy? You must get an A at school first. Want to secure a great career? Graduate from uni with top marks. Want to get promoted at work? Prove yourself to your managers, preferably working overtime.   We’re always busy chasing goals that society, even our families, ingrained in us that...

CAREER ADVANCEMENT EDITION   Stability is one of the most important factors for people, especially recent grads when looking for a job.   Job security provides peace of mind. When it comes to job security, knowing that you won't lose your job anytime soon is priceless, and for some, that peace of mind is more important than money.   When people apply for a job, they get interviewed, then the recru...

CAREER ADVANCEMENT AND MONEY MANAGEMENT EDITION   STEM is a curriculum based on the idea of educating students in four specific disciplines — science, technology, engineering, and mathematics — in an interdisciplinary and applied approach. STEM integrates all four disciplines into a cohesive learning model based on real-world applications rather than teaching them separately.   Despite the fact th...

S1 EP88: Advanced Tax Planning and Strategies with Mike Jesowshek    MONEY MANAGEMENT EDITION   According to some recent news from the congressional budget office, the economic forecast GDP growth is expected to grow by 7.4% in 2021. However, the deficit is expected to go to 3 trillion for the year, which is smaller than last year, but it's three times the amount it was in 2019.   And the CBO is e...

CAREER ADVANCEMENT EDITION   Is networking valuable or invaluable? We’ve heard more people attest to how important it is for their careers. Whether they want to pivot to a different field or have been working towards that job promotion, networking has been the secret sauce to their success.    From job coaches, mentors, to very successful entrepreneurs and individuals, networking changed the game...

MONEY MANAGEMENT EDITION   When you retire, what will Social Security be like?    American citizens have lost hope that there will be anything to see. In a Gallup poll conducted in 2021, 43% of respondents said they were concerned about Social Security. According to a study conducted by the same firm, 38% of respondents believe that Social Security is going to be their biggest source of income at...

MONEY MANAGEMENT EDITION   When you retire, what will Social Security be like?    American citizens have lost hope that there will be anything to see. In a Gallup poll conducted in 2021, 43% of respondents said they were concerned about Social Security. According to a study conducted by the same firm, 38% of respondents believe that Social Security is going to be their biggest source of income at...

CAREER ADVANCEMENT EDITION   The recent  job market has been competitive. With the post-pandemic resignation boom ensuing, resignation rates have been slowly increasing over the past few months, which has caused  job seekers to have a hard time standing out during their job interviews.     People are looking for different things, for a change of scenery, tasks, even colleagues, but it’s become mor...

CAREER ADVANCEMENT EDITION   “Your Network is Your Net Worth.”   We’ve heard this phrase time and again, and it still applies today. With 41% of the global workforce considering resigning today, it’s even more relevant now.    Skilled workers are starting to look around they're re-evaluating their life, and they want to see how they can maybe leverage their current position and jump to a new job,...

CAREER ADVANCEMENT EDITION   Interviews are crucial to the hiring process.    In addition to showing your skills and qualifications, it lets you demonstrate your confidence with the hiring manager and how you carry yourself in person. If you prepare ahead of time for your interview, you'll feel more confident when you walk into it. Particularly, the first few moments of your interview can have a d...

BUSINESS & THOUGHT LEADER EDITION   Remember being a kid who thought that every big and crazy dream you had was right at your fingertips and can easily become a reality? You could have dreamed about owning a mansion, a palace even, and dreamed about owning a Porsche. You dreamt about traveling the world as a hobby.   Such are wild and crazy dreams. But what if we tell you that it’s possible to mak...

MONEY MANAGEMENT EDITION     Society tells us that to be successful, you must go to a university. If you obtain a degree from one of the top universities, you’re sure to land a great job at a prestigious company, and all your financial worries will quickly disappear. These are the myths that many individuals believe. However, after college grads land their first big job out of college, they quickl...

CAREER ADVANCEMENT EDITION   Society puts more pressure on going to school and getting the best grades. Some countries, like South Korea, China, and other Asian countries, pressure students from a young age. But are these great indicators of your skills once you enter the workforce?   According to LinkedIn global talent trends, 92% of talent acquisition professionals reported that soft skills are...

MONEY MANAGEMENT EDITION   “I’m still young!    Isn’t it too early to plan for retirement when I haven’t even settled in my career??”   Let us answer that. It’s NEVER too early to plan for retirement.   Being aware of your current financial status and expenses is important. Why?    With everything that's happened in the last couple of years, people have a lot of concerns.    Numerous laws have bee...

CAREER ADVANCEMENT EDITION   Corporate America is a male-dominated industry, and all too often, we hear women say how their voices are often ignored at their companies. They feel they can't communicate their true feelings in the workplace. With societal, organizational, and personal pressures that women experience on a daily that their male counterparts don't, being heard is one that many of them...

MONEY MANAGEMENT EDITION   Holidays only mean one thing: taking a well-deserved vacation. Either solo or with family and friends, people love going on vacations. Whether locally or internationally (pre-COVID 19, that is), traveling is a means of escape from most of us. A time to relax, spend quality time with your favorite people, and forget about reality and work for a while. For some people, tak...

BUSINESS & THOUGHT LEADER EDITION   Do you want to be successful?   We spend the first quarter of our lives as human beings, developing, preparing, and trying to become ready to be successful human beings. And yet the reality is so many of us, 10 years into the workforce, 20, 30 years into our career, we start wondering, did we make the right actions and decisions and lived up to those childhood e...

BUSINESS & THOUGHT LEADER EDITION   If you are a business owner or you’re thinking about going into business, what type of business model are you using?    What could be the best type of model to help you generate profits and grow your business?   Almost all businesses bill by the hour. The hourly model billings take place after the work is done, computing the time spent on the work.   The value p...

MONEY MANAGEMENT EDITION   The stock market can be a compelling way to build wealth.    In 1984, less than half of the Forbes 400 ranking of the wealthiest Americans were self-made billionaires. In 2018, 67% were self-made! While most of the wealthiest people become rich as self-made entrepreneurs, stocks are adequate as an asset class and, along with real estate, should be the foundation of any s...

MONEY MANAGEMENT/AVOIDING THE BIG MISTAKES EDITION Most of us think that it would be quite helpful if we were to know when and how we will die.   We’re all aware that the day we leave this earth will happen, but we’re too scared to talk about it. But there are consequences if we don’t talk about it.    64% of people die without a will in the United States. What will then happen to their hard-earne...

CAREER ADVANCEMENT EDITION   Does every working day feel like a terrible never-ending cycle?   Wake up ➡️ 8 to 10-hour workday ➡️ Sleep. Repeat 🔁    Most of the time, you don’t even remember half of the tasks you do in the office. You’re feeling stagnant with no clear future in sight in the job you do every day, where it holds you back from what you truly want to do.   If you experience all of th...

MONEY MANAGEMENT / AVOIDING THE BIG MISTAKES EDITION   Despite living in the digital age, cybersecurity is a threat that many of us tend to undermine. Not only can a cyber breach impact you personally, but it could also impact a business you’ve worked hard on.    Because of government restrictions associated with the Coronavirus pandemic, many employees have taken to working from home or even stay...

CAREER ADVANCEMENT EDITION   In the latter half of 2020, COVID-19 hit worldwide. With millions of people infected and many lives lost, students started remote learning, and employees were forced to work remotely.   It was a huge change for everyone and the adjustment phase was not easy. The whole family would be at home, there’s no clear line between home and work life, frustrations over endless Z...

MONEY MANAGEMENT EDITION   Have you heard about the major change Proposition 19 is going to make?   California property taxes are becoming increasingly complex. Property transfers - both primary residences and rental properties - to children and grandchildren are significantly affected by Proposition 19.    It will have a large impact on many property owners in CA, particularly those aged 55+, a p...