The Free Retiree Show

BUSINESS & THOUGHT LEADER EDITION   Starting your own business is no easy task. You have to be passionate about your idea, be willing to put in the hard work, and be dedicated to seeing it through. But what if you could make your business a multimillion-dollar company? That's an entirely different story.   There are many things that go into making a business successful, and it takes a lot of hard...

CAREER ADVANCEMENT EDITION   For the ordinary American, side hustles are becoming more common than ever before. According to the New York Post, Bankrate.com discovered that over 44 million Americans work side jobs. That means that out of every ten working-age persons, at least two of them earn multiple incomes each month. What is the significance of this? Because if you are not one of the 44 milli...

CAREER ADVANCEMENT EDITION   It's no secret that the job market is tough right now. Every day, it seems like there are more and more graduates flooding the market with their freshly-printed resumes and Ivy League degrees, all vying for a limited number of spots.   So how can you make sure that your resume stands out among the rest?   One way to set yourself apart from the pack is to make sure that...

MONEY MANAGEMENT EDITION   It can be tough to stay on top of the economy. Inflation is running out of control, rates are rising, and the market is very volatile. But don't worry, we're here to help you navigate your best investment options.   In this episode, we discuss investment themes to think about in this current environment. We'll discuss inflation, gas prices, and where you can invest your...

BUSINESS & THOUGHT LEADER EDITION   There's no denying that the road to success is a tough one.    Science says only 8 percent of people actually achieve their goals and think of themselves as successful.  The dictionary defines success as "the achievement of something desired, planned, or attempted." But according to science, only a small percentage of people actually achieve their goals and thin...

CAREER ADVANCEMENT EDITION   Figuring out what you want in life is hard. It's even harder when you don't know where to start. Across America, 45 percent of workers say they are either satisfied or extremely satisfied with their jobs. Only 20 percent feel very passionate about their jobs. 33 percent believe they have reached a dead-end in their career. 21 percent are eager to change careers.   They...

CAREER ADVANCEMENT EDITION You've probably heard that personal branding is important, but you're not sure where to start. It can be tough to figure out how to build your personal brand and make it stand out. You don't want to copy someone else, but you also don't want to reinvent the wheel.  The best way to build your personal branding is to find a niche. You don't want to copy someone else, but y...

CAREER ADVANCEMENT EDITION   Due to the COVID-19 pandemic, demand for jobs has skyrocketed while job losses are mounting. In this competitive job market, job seekers have their work cut out for them-especially women, who lost the most jobs in December 2020 according to the aforementioned analysis by the National Women's Law Center (NWLC). The challenges faced by BIPOC, LGBTQ+, and disabled candida...

BUSINESS & THOUGHT LEADER EDITION    People tend to think leaders are born rather than made. However, leaders are no different from athletes. Even though some athletes have natural talents, it's their commitment to working on their craft every day that gets them to the top. Leaders may have innate talents - perhaps a higher EQ is one example - but everyone can develop the leadership skills necessa...

CAREER ADVANCEMENT EDITION   Adversity occurs to all of us, but some of us are able to thrive when things get tough, while others seem to have a hard time getting up in the morning. All successful people have faced challenges and setbacks because anything worth doing is going to be difficult. Greatness is a result of overcoming adversity. A successful person has learned to navigate around obstacle...

CAREER ADVANCEMENT EDITION   Starting a side business will allow you to eventually become your own boss while still having the safety and security of a day job.   Furthermore, starting a side hustle not only boosts your income, but also creates career-changing opportunities that would otherwise not have arisen at your full-time job. There have been many side hustles that have led to new jobs, unex...

BUSINESS & THOUGHT LEADER EDITION   Even when the task at hand is important, we can all use a little help sometimes. Artificial intelligence is becoming increasingly popular at work when an extra pair of hands is needed. Computers can simulate human intelligence using artificial intelligence, or AI, and AI is everywhere. In today's world, artificial intelligence is used in everything from factory...

MONEY MANAGEMENT EDITION   Following the Covid-19 pandemic, global markets took a significant hit. Seeing the daily decline in investments, many investors sold their investments, hoping to avoid any more losses. However, the markets recovered just as quickly. Therefore, their losses became permanent.   Investors have behaved in a similar manner before. And this definitely will not be the last time...

BUSINESS & THOUGHT LEADER EDITION   It's not uncommon to stare blankly at the screen of your computer at work and wonder how you got there. You might have gotten that job through an employment agency or you might have been employed by that company since your graduation.  It's likely that you settled down because it was convenient, stable, and offered some decent benefits, no matter what the circum...

AVOIDING THE BIG MISTAKES EDITION   It is common for people to believe they possess the character to be successful investors. Moreover, many also unconsciously possess the traits that make them bad investors, which can cause them to lose money on investments.   When it comes to trading or investing, making mistakes is part of the learning process. Stocks, exchange-traded funds, and other securitie...

MONEY MANAGEMENT EDITION   Bear markets are an inevitable part of life. However, it can be challenging to anticipate them, to predict how long they will last, or to gauge the extent to which they will affect stock prices. It is not just possible to survive bear markets, but you can also benefit from them. You can use the following techniques to reduce or even profit from the bear market.   The bea...

CAREER ADVANCEMENT & THOUGHT LEADER EDITION   What makes a great leader?    Is it their confidence? Their authority? The way they can make employees follow their orders no matter what?    Or is it patience? The way they care for other employees? Compassion?    Leadership shapes nations, communities, and organizations.   Leaders are crucial for helping us make large-scale decisions that move the wo...

MONEY MANAGEMENT EDITION   Scams are continuously evolving. From phone calls, text messages, to emails, they now go in different formats. In 2019, the FBI recorded a record $3.5 billion in losses from internet crimes. Today, con artists all over the world are most likely targeting a computer or mobile device near you. See what the most common scams are and how you can guard your personal informati...

MONEY MANAGEMENT EDITION   For the new year, most people have financial goals that they want to achieve. Whether it be a specific savings goal, a new property to buy, and more.   But as you work towards that goal, have you ever wondered, "Well, how am I doing compared to my neighbor and my friends? Where do I rank in my overall wealth journey?"   Comparison is inevitable, but evaluating your own w...

AVOIDING THE BIG MISTAKES EDITION   Every year, people focus on achieving goals that pertain to their careers and finances. To get that promotion, to save x amount of money by the end of the year, to buy the latest car model, and others. But your goals for your family, your friends, your personal relationships, even your health, have you ever given much thought to them? As you focus on getting tha...

MONEY MANAGEMENT EDITION   If you want to invest like Warren Buffett, you don't need to do anything extraordinary. In fact, many new investors are surprised at just how uncomplicated the Oracle of Omaha's investment style is. To sum it up in one sentence, Buffett invests in great businesses trading for less than their intrinsic values, and then he holds on to these investments for as long as they...

MONEY MANAGEMENT EDITION   Old habits and mindsets die hard, especially when it comes to money. When you don't have any savings and you spend more than you earn, it's time to stop the bad spending habits that keep you poor and get started on building better financial habits.   Developing good money habits can lead to financial success and increased wealth. It will teach you about budgeting, saving...

MONEY MANAGEMENT EDITION   In the financial planning world, some concepts are intuitive. Annuities, which often include insurance options as well as investment options, aren't. Annuities have received increasing attention lately, mainly because of the SECURE Act, which provides employers incentives to include annuities in 401(k) plans.   Unfortunately, annuities, like reverse mortgages, can be con...

MONEY MANAGEMENT EDITION   In October of 2021, the annual inflation rate in the US hit 6.2%, the highest level since November of 1990 and above forecasts of 5.8%   Inflation, or the devaluation of money, is affecting most of the world recently, especially the United States. It’s taking a toll on American citizens as this is the highest it has been in 30 years. Price increases across the board. Fro...

CAREER ADVANCEMENT EDITION High performers are people who go above and beyond to accomplish their tasks or assignments at work. A member of this type takes initiative and strives to improve their behavior and habits at work in order to benefit the company or team. Their superiors and colleagues can count on them as considerate team players.   At times, we think that becoming a top performer in a c...