The Foreclosure Podcast

The trend toward tiny homes has gained momentum over the past decade as housing costs, environmental concerns, and lifestyle preferences have shifted. With traditional home prices reaching record highs and mortgage rates always in flux, many people are turning to smaller, more affordable living spaces. A typical tiny home—ranging from 150 to 400 square feet—can cost between $50,000 and $150,000 to...

The Consumer Financial Protection Bureau (CFPB) was created in the aftermath of the 2008 financial crisis to protect consumers from unfair, deceptive, or abusive practices in the financial industry. It was established under the Dodd–Frank Wall Street Reform and Consumer Protection Act, signed into law by President Barack Obama on July 21, 2010. The Bureau officially opened its doors on July 21, 20...

Interest rates continue to rise and sales prices are falling slightly. Foreclosures rates are increasing and the U.S. will soon be back to pre-pandemic foreclosure levels. How can you get accurate accounting data from your bank? What are your rights? What are the common errors or problems that can occur in the servicing of your loan? Realtor Bryan Treat and San Antonio attorney Bill Clanton discus...

From 2010-2020, mortgage financing and the economy behaved predictably. Since the pandemic, things have been in flux. Bryan Treat and Orchard Mortgage's Christian Volker discuss current rates, the economy and things you can do to succeed in a peculiar market. Contact Christian at christian.volker@orchardmortgage.com. Contact Bryan at bryan.treat@orchard.com. See all of our episodes at theforeclosu...

There can be a lot of shame and confusion around money, paying your bills and digging out of financial holes. Money Mindset and Budget Coach Katie Totman shares tactics on how to build a budget, improve credit, save money and develop better habits. Follow Katie! www.instagram.com/clearcentscoaching www.facebook.com/profile.php?id=61556568241405 Scheduling Page:  https://clearcentscoaching.as.me/ S...

Need to learn how or if you can change the terms of your loan? Loan modification is a permanent change to your note, giving you relief and a lower payment. Attorney Jason Billick and realtor Bryan Treat explain. Contact Jason Billick at http://abdmlaw.com/attorney_billick/ Contact Bryan Treat at https://orchard.com/agent/bryan-treat See all of our episodes at theforeclosurepodcast.com DISCLAIMER:...

What are zombie second mortgages? And how do they come back to life and potentially cause a foreclosure? Realtor Bryan Treat and San Antonio attorney Bill Clanton discuss. Have questions? Contact Bryan Treat at https://orchard.com/agent/bryan-treat Contact Bill Clanton at https://www.clantonlawoffice.com/ DISCLAIMER: The information in this podcast is provided for general informational purposes on...

What are the benefits of reverse mortgages? Are there pitfalls? Realtor Bryan Treat and Attorney Jason Billick discuss. Contact Jason Billick at http://abdmlaw.com/attorney_billick/ Contact Bryan Treat at https://orchard.com/agent/bryan-treat See all of our episodes at theforeclosurepodcast.com DISCLAIMER: The information in this podcast is provided for general informational purposes only and may...

In a podcast conversation, Bryan Treat and Jason Billick discuss the foreclosure process with Homeowners Associations (HOAs). They explain that when homeowners fall behind on their mortgage payments, they often also fall behind on paying their HOA assessments. HOAs have the power to enforce these assessments and can file a lawsuit or assert a lien on the homeowner's property. The speakers emphasiz...

In a podcast episode, Bryan Treat and attorney Jason Billick discuss the impact of Homeowners Associations (HOAs) on homeowners. They explain that HOAs are legal entities created by real estate developers to manage and maintain developments, amenities, and enforce restrictions. The role of CC&Rs (covenants, conditions, and restrictions) in governing HOAs is also discussed, along with the abili...

Realtor Bryan Treat and attorney Jason Billick discuss the basics of mortgage forbearance options and how they may help you delay or avoid foreclosure. Contact Bryan Treat at https://orchard.com/agent/bryan-treat Contact Jason Billick at https://abdmlaw.com/attorney_billick/ DISCLAIMER: The information in this podcast is provided for general informational purposes only and may not reflect the curr...

You've received a letter in the mail and the foreclosure is happening. What can you expect? What are your rights? Jason Billick and Bryan Treat discuss the foreclosure process, how it still might be avoided and what best practices you should use. Contact Bryan Treat at https://orchard.com/agent/bryan-treat Contact Jason Billick at https://abdmlaw.com/attorney_billick/ DISCLAIMER: The information i...

More Texas homeowners and renters than ever are struggling with high housing costs — and the state’s high home prices have potentially put the dream of owning a home out-of-reach for a growing number of families. What can you do? Who can help? Contact Jason Billick at http://abdmlaw.com/attorney_billick/ Contact Bryan Treat at https://orchard.com/agent/bryan-treat DISCLAIMER: The information in th...

Tips from a realtor on how to avoid foreclosure. Contact Bryan Treat at https://orchard.com/agent/bryan-treat Contact Jason Billick at https://abdmlaw.com/attorney_billick/ DISCLAIMER: The information in this podcast is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening to our podcast, you understand that there is no attorney cli...

Attorney Jason Billick and real estate agent Bryan Treat discuss how an eviction occurs in Texas, your rights as a tenant and how an eviction can be delayed or (hopefully) avoided completely. Contact Bryan Treat at https://orchard.com/agent/bryan-treat Contact Jason Billick at https://abdmlaw.com/attorney_billick/ DISCLAIMER: The information in this podcast is provided for general informational pu...

With a new administration in the White House, changes to the marketplace and to real estate in general are assured. How will tariffs impact prices? A chaotic 2025 suggests volatility will continue and consumers have to arm themselves with as much knowledge as possible. Attorney Jason Billick and real estate agent Bryan Treat discuss. Contact Bryan Treat at https://orchard.com/agent/bryan-treat Con...