The FitBUX Podcast

Today we discuss how to obtain true financial  wellness with a challenge. Are you up for it?

Tune in to the FitBUX podcast for a deep dive into all things finance, from mastering personal finance to skillfully paying off loans. This episode puts entrepreneurship in the spotlight, offering business advice and practical tips for effective money management. Learn how to navigate the financial landscape while building your business. Jessica and Andrew Roden discuss their inspirational journey...

The landmark student loan bill has just become law—and it impacts everyone from future borrowers to current students, and from those paying off debt to those chasing forgiveness under PSLF. In this episode, I'll walk you through: The key dates and deadlines you cannot afford to miss The final components of the bill that will change how you repay Who wins , who needs to pivot , and what steps you s...

You show up every day, work your tail off, and still feel like your bank account never reflects your effort. You're not lazy. You're not irresponsible. You've just never been shown how the system quietly pulls money from your future. In this podcast, FitBUX's founder and CFA Charterholder Joseph Reinke reveals 7 silent traps that are draining your wealth—and how to avoid them.  These aren't the ty...

We've helped over 20,000 borrowers manage more than $2.7 billion in student loans and assets—and we're not politicians or lobbyists. We're real experts who've seen the good, the bad, and the absurd. In this episode, two of our FitBUX experts break down what we believe is the real solution to the student loan crisis. We talk through the root of the problem, the blind spots most people (and policyma...

🚨 This isn't final yet—but it could change everything. Congress is proposing a brand-new student loan repayment plan called IBR RAP—and it's not just a tweak. We're talking about interest forgiveness, a $50 cap on principal reduction, and a repayment structure that flips everything we've known about IDR plans. In this LIVE from YouTube, we'll walk through: ✅ What the proposal actually says (not...

What happens when a burnt-out nurse decides to rewrite the rules? In this powerful episode, we sit down with Ebony Tillery , a Brooklyn native turned 7-figure nursepreneur, to unpack the raw, real story behind her transformation—from working grueling bedside shifts to building a thriving virtual weight loss clinic and teaching other NPs to do the same. We dive into: ✅ The breaking point that spar...

🎓 Why does it cost so much to become a DPT—and what can we do about it? In this episode, I sit down with Dr. Richard Severin, DPT, to explore the growing cost of physical therapy education. We take a deep dive into: 📉 Application trends and what they reveal 🏫 Public vs. private DPT programs 💡 Creative (and realistic) ways to fix the system Whether you're a current PT student, a new grad, or ju...

The house education and workforce committee rolled out its plan for higher education and student loans today. It has a LONG way to become law but I've seen people freaking out all over social media about it... which is ironic because there is a lot of good stuff in it that in my opinion is way better than the current plans. I usually don't do any content on this type of stuff until it becomes law....

What's coming for student loans over the next 3.5 years? There is a lot more than you've been told. Are there actually going to be changes? In this live stream, we're unpacking everything: ✅ The shift from the Department of Education to the SBA ✅ Proposed changes to IBR and the future of IDR plans ✅ The risk of PSLF disappearing as non-profit status comes under fire Are these real threats or ju...

Running a business in the allied health space comes with its fair share of challenges. But what if there was a way to streamline your operations, save time, and cut costs? In this episode, we sit down with a team member from Jane App to dive into how their software is making life easier for business owners like you. We cover: ✅ The history of Jane App and its mission  ✅ How it simplifies schedul...

👉 The stock market looks dangerously overvalued — and it's not just the S&P 500. Since 2008, the market has been propped up by low interest rates and Fed intervention… but now the cracks are starting to show. In this live video, we'll break down: ✅ The S&P 500's PE ratio — why it's flashing warning signs  ✅ How the Fed's latest moves could push the market over the edge ✅ The truth about tariff...

In this episode, FitBUX founder Joseph Reinke sits down with Karen Litzy, a self-employed healthcare entrepreneur and host of one of the largest podcasts in the industry. Karen shares her journey from clinician to business owner, breaking down the ups and downs of running a healthcare business, the lessons she's learned, and the strategies that have fueled her success. She also reveals the technol...

In this episode, Josh Mettle from Neo Home Loans and Joseph Reinke, CFA, team up to answer your biggest questions about buying a home in today's market. Whether you're wondering about mortgage options, how to qualify, or what current trends mean for you — we've got you covered. Here's what we discuss: ✅ Current housing market trends and what they mean for buyers ✅ Professional mortgage loans – a...

Last night, I went live to break down the latest developments in student loans, and trust me, there's a lot happening. First, we discussed the IDR injunction —why it's blocking all applications, what it means for borrowers, and what to expect next. Then, we dove into the budget reconciliation bill , which includes some major student loan changes that could impact repayment plans, forgiveness progr...

Student loans are a disaster. New rules, endless changes, and lawsuits have turned an already complex system into total chaos. And while YouTube is packed with 20-minute videos on how to "game the system," most of those strategies sound great in theory but fall apart in real life. But here's the real takeaway from all this… Millionaires don't overcomplicate money. They follow one key principle tha...

🎙️ The Truth About Student Loan Consolidation – What They're Not Telling You! "I just spoke to my loan servicer, and they said I should consolidate my federal loans…" I see emails like this all the time. Loan servicers push consolidation like it's the magic fix for lowering payments, saving money, or getting a better interest rate. But here's the truth— that's all a myth. And if you consolidate at...

Thinking about switching to 1099 work? It sounds great—more flexibility, higher pay, and tax write-offs. But is it actually worth it? In this episode, we break down everything you need to know about 1099 vs. W-2 income so you don't leave money on the table. We'll cover: 🔹 1099 vs. W-2: Which one is better for you? (Hidden costs most people overlook) 🔹 How much more do you really need to make as...

Dr. Disrespect didn't just become one of the biggest gaming personalities overnight—he built a character that led to his financial success. But here's the secret: you can do the same. In this episode, we break down how consciously shaping your persona, habits, and mindset can unlock financial freedom and long-term success. Most people build their character unconsciously , leading to financial stru...

💰 Student loans, PSLF, repayment plans, investing – there's a lot to unpack, and it's hard to know where to start. 🚨 The student loan landscape is changing – PSLF, repayment options, and other major shifts could cost you thousands if you're not prepared. Whether you're trying to navigate repayment, maximize PSLF, or figure out your investment options, this LIVE Q&A with a financial expert is you...

The student loan landscape is a mess, and if you're feeling overwhelmed, you're not alone. In this episode, we break down the latest on IBR, PAYE, and SAVE—what's changing, what's staying the same, and what you need to do now. We also tackle the growing rumors around PSLF, set the record straight on how President Biden actually did succeed in delivering $25K in loan forgiveness (even if it wasn't...

In this episode of the FitBUX Podcast , host Joseph Reinke is joined by Josh Mettle from Neo Home Loans to dive into the biggest questions surrounding the 2025 housing market. They reflect on 2024's surprising trends—like rising home prices despite 7-8% mortgage rates—and look ahead to what's next for buyers, investors, and homeowners. Key topics include: Why home prices remained resilient in 2024...

The CFPB has uncovered shocking errors in student loans, costing borrowers an average of $14,000 each. In this episode, we dive into the most common mistakes—like incorrect payment amounts, auto-pay errors, and misapplied funds—and explain how you can avoid falling victim. With insights from helping young professionals manage over $2 billion in student loans, we'll share actionable tips to save yo...

NP Salary Negotiations are a crucial skill for new Nurse Practitioners looking to maximize their income and set themselves up for long-term success. In this podcast, we'll dive into strategies that can help you earn $200k+ by thinking like a consultant, not just an employee. From understanding employer dynamics to using leverage effectively, these tips are designed to empower you in salary discuss...

Are you a student or new grad nurse practitioner navigating your first big career decisions? This podcast is packed with essential advice to help you succeed as an NP. From finding preceptors and avoiding costly mistakes with W-2 vs. 1099 income, to navigating student loans, retirement benefits, and even buying your first home—this guide covers it all. Learn why 23% of nurse practitioners leave th...