The Fiscal Clinician Podcast

Most people are paying far too much for life insurance. 📅 Schedule a free financial coaching consult: https://www.fiscalclinician.com/connect In this episode of The Fiscal Clinician Podcast, Josh and Devon break down the basics of life insurance and help you avoid one of the most common financial mistakes: buying the wrong type of coverage. You'll learn who actually needs life insurance, how...

Fly business class. Stay in luxury resorts. Pay almost nothing out of pocket. 📅 Book a free consultation: https://www.fiscalclinician.com In this episode of the Fiscal Clinician Podcast, Josh sits down with Spencer Reese from the Military Money Manual Podcast to break down the truth about credit card points, travel rewards, debt payoff, and building real wealth as a healthcare professional. Spenc...

What if $1 was really worth $88? 💰 Schedule your free consult call below:  https://www.fiscalclinician.com/connect That same $1 could be worth $88… or just $2—depending on when you invest it. In this episode, we break down one of the most powerful concepts from The Millionaire Mission written by Brian Preston—how much each dollar you invest today could be worth in the future. If you’re a healthca...

Think your salary isn’t enough to build wealth? Compound interest says otherwise! Schedule a free 15 minute consult: 👉https://fiscalclinician.com/connect In this episode of The Fiscal Clinician Podcast, Josh and Devon break down how a physical therapist working in one of the lowest-paying states in the U.S. can still become a millionaire using simple investing strategies. You’ll learn how compoun...

Six figures in loans… and already burned out? Schedule a 1:1 Financial Strategy Session 👉  https://fiscalclinician.com/connect In this episode of The Fiscal Clinician Podcast, Devon sits down with Dr. Brian Jones — a long-time physical therapist in Hawaii — to unpack the real journey behind becoming a PT… and what no one tells you about student loans, burnout, insurance headaches, and building tr...

Quitter’s Day isn’t failure — it’s feedback!  Schedule a 1:1 Financial Strategy Session 👉 https://fiscalclinician.com Most healthcare professionals give up on financial goals by mid-January — here’s how to reset without guilt. January motivation fades fast — especially for healthcare professionals juggling long shifts, burnout, and financial stress. Around the second Friday of January, known as Q...

The wrong first job can cost you $100,000+ Schedule a 1:1 Financial Strategy Session👉 https://fiscalclinician.com In this episode of The Fiscal Clinician Podcast, Josh and Devon break down one of the biggest decisions new PTs, OTs, and rehab clinicians face: Should you chase the highest salary… or prioritize long-term experience? We walk through: • Mill clinics vs. high-quality clinics (and what...

Student loan decisions after graduation shape your financial future. Book a 1:1 with Josh here: https://app.acuityscheduling.com/schedule.php?owner=35994616 You finally graduated, your paycheck feels real — and your student loan balance feels overwhelming. As a new healthcare professional, you’re probably hearing conflicting advice: pay aggressively, pursue loan forgiveness, refinance, or just pay...

🎧 Struggling with graduate student loans? 📅 Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 Graduate school is demanding enough—your finances shouldn’t make it harder. In this episode of The Fiscal Clinician Podcast , Josh and Devon break down how healthcare students can succeed with student loans and budgeting before and during graduate school—without over-bor...

Turn credit cards into a tool for wealth, not debt! Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 In today’s episode, Josh and Devon break down credit cards in the simplest, most practical way possible so healthcare professionals can stop accumulating interest and finally use credit cards as a tool —not a trap. You’ll learn: The surprising truth about whether y...

Holiday Spending Made Simple This Christmas Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 Holiday spending doesn’t have to ruin your finances. In this episode, Josh and Devon break down practical strategies for managing holiday spending, avoiding debt, and staying on budget this Christmas . We cover real spending statistics, meaningful gift alternatives, and wa...

💥 Stop stressing—build an emergency fund that actually works! 💡 Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 Are you ready to stop stressing about unexpected expenses? In Episode 4 of The Fiscal Clinician Podcast , Josh Schien and Devon McCord break down why every healthcare professional needs an emergency fund—and how to actually build one. From real-life s...

Tune in for how to budget with a busy schedule! Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 Struggling to make your budget work without feeling restricted? On this episode of The Fiscal Clinician Podcast , Josh Schien and Devon McCord break down a simple, actionable approach for healthcare professionals to take control of their money, crush debt, and build la...

Can you live in Hawaii on a PT salary? Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 Ever wondered if you could live in paradise on a physical therapist’s salary? On this episode of The Fiscal Clinician Podcast , Josh Schien and Devon McCord—both physical therapists turned financial coaches—share how they not only survived but thrived living in one of the most...

How we paid off six figures of debt under a year Book a 1:1 with Josh: https://app.acuityscheduling.com/schedule.php?owner=35994616 We’re Josh Schien and Devon McCord—physical therapists turned financial coaches—and in this very first episode, we get real about money in healthcare. Hear how we met, why we left clinical work for financial coaching, and how we paid off six figures in student loans i...