The Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and Investing

Airdate: 12/30/2023 In this episode, Josh is joined by Tom Hegna, a renowned retirement planning expert and author of "Who Wants to Be a Millionaire," to discuss effective strategies for building wealth and securing a comfortable retirement. Josh leads the conversation, exploring Tom's insights on the importance of a well-thought-out retirement plan, the benefits of maximizing social security, and...

Airdate: 12/23/2023 In this episode, Josh Jalinski dives straight into a discussion on estate planning, emphasizing the importance of setting up Transfer on Death (TOD) accounts for a smoother transfer of assets to beneficiaries. He then addresses a listener's concern about the potential performance of the bond market, highlighting the advantages of having a trust in the current economic climate....

In this bonus clip, Josh Jalinski delves into the financial intricacies of Shohei Ohtani's contract with the Dodgers. He clarifies that the net present value of Ohtani's contract is actually $337,000,000, contrary to the widely reported $700 million. Josh explains that this lower valuation was strategically calculated to protect the Dodgers from salary cap taxes. He also discusses the significant...

Airdate: 12/17/2023 In this episode, Josh discusses the potential impact of rate cuts on the economy, emphasizing the importance of the ten-year treasury rate and its effect on annuities, pensions, and mortgages. A caller's question leads Josh to analyze Shohei Otani's contract, debating its financial prudence in light of inflation. As the episode progresses, Josh fields questions from callers on...

Airdate: 12/16/2023 In this episode, Josh starts by reading an email from an excited listener inquiring about necessary documents for an upcoming meeting. He then delves into the importance of long-term care planning and protecting oneself from financial exploitation. Josh takes calls from listeners, addressing a range of financial questions. A caller's question about the tax implications of cashi...

Airdate; 12/10/2023 In this episode, Josh starts by addressing the recent surges in Bitcoin and gold, linking these trends to the potential approval of Bitcoin ETFs and the current economic uncertainty. A caller then shifts the focus to retirement planning for 2024, prompting Josh to offer insights on maximizing retirement contributions and evaluating healthcare options. Another listener inquires...

Airdate: 12/09/2023 In this episode, Josh welcomes JJ the CPA, aka Joshua Jensen, to discuss essential year-end tax planning strategies. JJ, an expert in public accounting, highlights the advantages of investing in solar energy and electric vehicles, emphasizing the tax credits and deductions these investments offer. He underscores the importance of consulting a financial advisor, especially with...

Airdate: 12/03/2023 In this episode, Josh welcomes to the show Dr. Laurence Kotlikoff, a renowned Professor of Economics at Boston University and a New York Times best-selling author. They dive into the critical issues plaguing the Social Security system, focusing on the financial abuse and scams targeting vulnerable groups like disabled individuals, divorced spouses, and widows. Dr. Kotlikoff hig...

(PART 2) Original Air Date 10-7-17 In this episode, Josh welcomes back renowned financial expert Robert Kiyosaki (author of "Rich Dad Poor Dad") for a riveting part two discussion on The Financial Quarterback. Kiyosaki delves into the significance of building a team of experts and the educational benefits of his cashflow game in mastering financial statements and investment strategies. The convers...

Airdate: 11/26/2023 In this episode, Josh leads a thought-provoking discussion with Jay Disberger, the notable caller from the viral Dave Ramsey video and host of the Hopeful Financial Podcast. They delve into the heated debate sparked by Ramsey's controversial 8% retirement withdrawal rate suggestion. Josh opens by critiquing Ramsey's assumption of a 12% return and counters with more conservative...

In this bonus episode, Josh tackles Dave Ramsey's viral call about retirement savings, dissecting Ramsey's bold stance on withdrawal rates. Ramsey dismisses the traditional 4% rate as too conservative, advocating for an 8% rate, a figure he argues is more aligned with historical market performances and inflation. Josh critically examines Ramsey's methodology, especially his optimistic 12% return a...

Airdate: 11/25/2023 In this episode, Josh is joined by David McKnight, a renowned expert in tax-free retirement strategies and author of "The Power of Zero." They dissect a viral video featuring Dave Ramsey's controversial advice on retirement withdrawals. McKnight critiques Ramsey's one-size-fits-all approach, emphasizing the need for more nuanced and personalized financial planning. He highlight...

Original air date 10-7-17 In this episode, Josh Jalinski welcomes guest Robert Kiyosaki (author of "Rich Dad Poor Dad") to explore the themes of Kiyosaki's recent book, "Why the Rich Get Richer." They tackle the critical role of financial education, how the wealthy use debt and taxes to their advantage, and the importance of investing in hard assets like gold and silver. Kiyosaki challenges the tr...

Airdate: 11/18/2023 In this episode, Josh Jalinski and Medicare specialist Danielle Kunkle Roberts, a leading authority from Boomer Benefits and author of "10 Costly Medicare Mistakes You Can’t Afford to Make," dive into the complexities of Medicare. They discuss the critical open enrollment period, contrasting Medigap and Medicare Advantage plans, and unravel the often confusing Medicare plan alp...

Josh Jalinski hosts the formidable Kevin O'Leary, AKA Mr. Wonderful, to unpack his straightforward approach to investing and entrepreneurship. O'Leary, famed for his role on Shark Tank, advocates for unvarnished truth in business dealings and the strategic value of royalty deals. He shares his enthusiasm for dividend-paying stocks, crediting them for consistent market returns, and discusses how sm...

Airdate: 11/11/2023 This week, Josh welcomes George Gammon, a seasoned entrepreneur turned macro investing guru, to share his personal finance journey. George starts by recounting his pivot to real estate on the heels of the 2012 market, taking cues from investment mogul Jim Rogers. The conversation then shifts to George's focus on macroeconomics, the launch of his Rebel Capitalist show, and the i...

Original air date: 3-8-2015. In this episode from the vault, Josh welcomes Tony Robbins, renowned life strategist and bestselling author, to delve into the financial wisdom from his book "Money: Master the Game, Seven Simple Steps to Financial Freedom." Robbins demystifies intricate financial concepts, introducing listeners to asymmetrical investing's low-risk, high-reward approach, the security o...

Airdate: 11/05/2023 This week, Josh dives into the influence of interest rates on fixed annuities and offers guidance on optimizing a $1,000 windfall, whether it's through long-term investments, charitable contributions, or bolstering one's financial safety net. He also breaks down Tesla's latest earnings report, highlighting its strategic implications for the company's future direction. Throughou...

Airdate: 11/04/2023 In this episode, Josh Jalinski evaluates the stock market's current trajectory, delves into the growing apprehension Americans have about repaying debt amidst rising inflation, and scrutinizes the ethical dilemmas of crowdfunding, particularly when used to offset the U.S.'s steep medical bills. He presents a 10-year checklist for those nearing retirement and speculates on AI's...

Airdate: 10/29/2023 In this episode of The Financial Quarterback, Josh questions the assumption that retirees will be in a lower tax bracket and highlights potential future tax rate increases. He differentiates between SEP IRAs and qualified retirement plans, discussing their respective pros and cons. Josh also examines the choice retirees face between renting or owning a home, considering factors...

Airdate: 10/28/2023 On today's show, Josh Jalinski is joined by Tom Wheelwright, tax expert and CEO of WealthAbility, for a detailed and practical exploration of tax strategy and financial privacy in the evolving economic landscape. Kicking off with a critical look at AI in the CPA space, the discussion progresses to evaluate the merits and drawbacks of using advanced technologies in accounting an...

Airdate: 10/22/2023 Josh busts pervasive retirement myths, starting with the often-misunderstood limitations of Social Security and Medicare, and the reality of post-retirement expenses. He then tackles the myth of guaranteed work longevity and the illusion of drastically reduced costs in retirement, followed by a crucial discussion on the necessity of diversified, savvy investing. Shifting gears,...

Airdate: 10/15/2023 Josh kicks things off by unraveling the intricacies of Social Security's 2024 COLA, then swiftly moves into a critical analysis of how Medicare premium hikes could potentially offset COLA benefits for retirees, followed by a thorough exploration of the strategic decision-making involved in early versus late Social Security claiming. He then pivots to dissect the tax nuances of...

Airdate: 10/08/2023 Josh kicks off the episode by presenting the Q1 2023 average IRA and 401k balances, illustrating a notable gap in retirement savings across the board. He advocates for a 15% income saving strategy, providing listeners with a tangible target for their retirement planning. The discussion then pivots to the importance of understanding and managing risk in investments, with a focus...

Airdate: 10/07/2023 Josh kicks things off by delving into the concept of creative destruction in capitalism, illustrating how companies that disrupt the status quo can be promising investment avenues. As he transitions into the live caller segment, he tackles a variety of questions, particularly around annuities, helping listeners understand their benefits and tax implications. A discussion on Ind...