The Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and Investing

Airdate: 10/01/2023 Josh discusses a range of financial topics like retirement planning, investment strategies, and tax considerations. Josh emphasizes the importance of understanding one's risk profile and diversifying investments. He explores the idea of risk pooling in retirement income planning and talks about the benefits of lifetime annuities. The discussion moves forward as listeners ask qu...

Airdate: 09/30/2023 Josh dives into the advantages and drawbacks of different tax-exempt income sources such as Roth IRAs, municipal bonds, and permanent life insurance, emphasizing the value of building tax-exempt income for potential future tax hikes. He guides listeners on smart financing for expenses like home repairs by considering factors like interest rates and tax implications. When a list...

Airdate: 09/24/2023 Josh dives into the necessity of tax planning in retirement, shedding light on the looming impact of shifting tax laws. He accentuates the importance of a flexible retirement distribution strategy to weather market volatility and adapt to lifestyle changes. By exploring tax diversification and employing tax-exempt income sources, Josh demonstrates how to substantially mitigate...

Airdate: 09/23/2023 Dive in with Josh as he first tackles the ripple effects of the IRS's recent decision to delay 401k catch-up contributions. For high earners, this shift could be a game-changer. What's next on the horizon? As many inch closer to retirement, Josh lays out a comprehensive blueprint, starting with the nuances of selecting the ideal health insurance and then transitioning into stra...

In this episode, Josh delves into the IRS's delay on 401k catch-up contributions and what it means for high earners. As retirement approaches, he outlines key steps, from health insurance to investment strategy shifts. The hot topic of paperless tax filing is debated, with a caller sharing firsthand concerns. Another listener poses a pressing question about the optimal time to take Social Security...

Airdate: 09/09/2023 Josh starts by talking about some of the biggest headlines in the finance world this week: Larry Fink, CEO of BlackRock Investing, said he'll no longer use the buzzword "ESG" (Environmental, Social, and Governance) investing. Then he shares guidance on estate planning for couples, and how to stay out of poverty in retirement. Can't get enough of the Financial Quarterback? Click...

Airdate: 09/02/2023 A listener asks Josh about his perspective on the wind farms in New Jersey, and their impact on whales. Another listener wants to know who to tip — the letter carrier? Uber driver? — and how much to give. Josh also receives a question about a new bill that impacts seniors on social security, and their taxes. Can't get enough of the Financial Quarterback? Click 'Subscribe' to en...

Airdate: 08/27/2023 Josh talks about new rules from the IRA, and how they impact retirement planning. He also talks about stagflation, and what it could mean for a portfolio. Then he answers listener questions including: I'm 71 years old. At what age do I have to start taking the minimum required distribution from the Roth IRA? When should you sell, in the dividend reinvestment program (DRIP)? Whe...

Airdate: 08/26/2023 Josh starts by talking about the legal battles Tesla is facing. Then he answers listener questions including one from a 75-year-old who asks, how do you shift your mindset from accumulating wealth throughout your lifetime, to spending and having fun in your golden years? Another listener asks: should I pay off my college debt with my 401(k) plan? Also, what's the best rate you...

Airdate: 08/20/2023 Josh was just awarded one of Forbes "America's Top Financial Security Professionals 2023", for the third year in a row (ever since the award was created). Then he covers a few different stories, including: What can we make of the recent rate hikes? How has COVID changed retirement expectations? And, the mistake that parents are making when it comes to their children's financial...

Airdate: 08/19/2023 Josh is joined by fan favorite Economist Professor Laurence J. Kotlikoff, Professor of Economics at Boston University, and best selling author of Get What's Yours and Money Magic. Together they the reality of the current economic market and the reality of a recession. Plus, did the Fed pull of the soft landing or is the current market valuation a mirage? Also, are parent plus s...

Airdate: 08/13/2023 In this part two on Tax-loss harvesting, Josh continues to discuss the strategy of selling a winning stock against a bad stock, and some of the issues that can complicate this. Then he answers listener questions, including: Is it wise to invest in tobacco farming? How can we prepare for the digital dollar? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensu...

Airdate: 08/12/2023 Josh offers his perspective on how to plan during volatility. Then he answers listener questions live, including: how should investors respond to the top stocks in the Nasdaq reshuffling? Is it better to hold index funds as mutual funds, or as ETFs? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right her...

Airdate: 08/06/2023 Josh starts out by reflecting on whether the seven-year market cycle has changed. Then he talks about what Tax-loss harvesting is, and when he might recommend it to a client as part of their financial planning strategy. Next, he answers listener questions live, including: how will the Ukraine war, and the election, cause a recession? When you're in your 70s and risk-averse, but...

Airdate: 07/29/2023 Josh starts by sharing his unfiltered perspective on the companies who said they would leave Russia as a result of the war in Ukraine, but haven't. Then he answers listener questions including: can you retire on dividend paying stocks? And if so, what's a reasonable level of dividend-paying stock to go for? Lastly, are we headed for a recession? Or are we panicking unnecessaril...

Airdate: 07/23/2023 Josh is joined by Tax Expert in IRS procedure and advocate of taxpayer rights, Dan Pilla - Tax Litigation Consultant and Author. Josh and Dan do a deep dive on how to navigate the incredibly complex world of tax litigation. With more than 40 years of experience helping people solve their IRS problems Dan doles out the strategies he advises small business owners to use when figh...

Airdate: 07/22/2023 Josh is joined by Estate Planning specialist, Attorney Ernest B. Fenton, the founder and Managing Partner of the Law Office of Ernest B. Fenton, and author of Your Level Up Guide to Asset Protection Trusts, and Estate Planning. Together they discuss the difference between building financial independence and transferring wealth through generations, with strategies that show how...

Airdate: 07/16/2023 Josh is joined by Tony Hixon, Co-Founder and Chief Operating Officer of Hixon Zuercher Capital Management, and author of Stepping Stones. Tony's book is a personal story about his mother's experience with retirement and her life after a long fruitful career. Tony and Josh chat about the importance of finding purpose in retirement to balance the goal of financial stability. Tony...

Airdate: 07/15/2023 Bobbi Rebell, CFP®, Financial Journalist, author and podcast host joins Josh once again to chat investment and retirement goals. Plus, raising financially aware children and the best ways to help your kids understand and become financially literate. Check out her latest book Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday...

Airdate: 07/09/2023 Josh is joined by Nikolai G. Wenzel, Libertarian Author, Professor of Economics at Universidad de las Hespérides and Associate Research Faculty Member of the American Institute for Economic Research. He is a research fellow of the Institut Economique Molinari (Paris, France) and a member of the Mont Pelerin Society. Together they discuss the current market performance, economic...

Airdate: 07/08/2023 David Ranson returns to join Josh on the show. He is President and Director of Research at HCWE Inc., former professor of Economics, and assistant to the Treasury Secretary William E. Simon. David has been one of the few who was actually accurate in his prediction on inflation. Also, his thoughts on our current state of stagflation, the weak economic outlook over the next few y...

Airdate: 07/02/2023 Josh is joined by Edward Collins, entrepreneur and CFP Specializing in Tax Planning and Generational Wealth Building Strategies for Entrepreneurs. He is founder of Collins-Lambert Integrated Wealth Management, and the creator of Up Level Entrepreneur, a program Edward created to help business owners achieve financial freedom by teaching them the secrets of wealth protection, we...

Airdate: 07/01/2023 Josh is joined by the always wise and highly insightful Dr. Lacy Hunt Ph. D, Financial author, internationally known economist, and Executive Vice President and Chief Economist of Hoisington Investment Management Company. Josh and Lacy discuss the incessant inflation effect on the American economy, plus the depressing effect in consumer spending in the U.S.. Also, real estate c...

Airdate: 06/25/2023 Josh is joined by James Hughes, retired estate planning lawyer/expert and author of numerous books including Family Wealth: Keeping It in the Family, and of Family. Together they discuss how to align your family goals with your financial goals, and the importance of putting family first when planning generational wealth. Can't get enough of the Financial Quarterback? Click 'Sub...

Airdate: 06/24/2023 Josh is joined by Tom Jacobs, Partner & Investment Advisor at Huckleberry Capital Management, and co-author of How To Retire On Dividends. Together Josh and Tom discuss various investment strategies and that it is possible to earn 8% or more on returns without high risk. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episod...