The Financial Plan | Jorge Tijerino

Eight real questions from listeners, answered straight. This week Jorge covers when to invest a lump sum versus dollar-cost averaging, whether a $10,000 certification actually pays off (and why learning AI might matter more), how to have the money conversation with aging parents, the trap of panic-selling, target-date funds, balancing living now with saving for later, and how to handle money when...

Stop wondering if you're "on track" and start building a roadmap that actually fits your life. In this episode, host George Chirino breaks down the critical difference between average and median wealth, why your retirement date shouldn't be a guessing game, and how to balance the "sandwich generation" pressure of funding college while supporting aging parents—all while...

Seven real questions, straight answers. On this episode: how to allocate a big raise before lifestyle creep takes over, what to do with $1,200 of monthly surplus when you're 27, why the whole life insurance policy your bank pitched you is almost certainly not the right product, how to build a budget that doesn't require willpower to maintain, what financial moves to make when layoffs are a...

Six real questions, straight answers. On this episode: how to stop fighting with your partner about money, why retirement benchmarks are mostly useless, how to get your parents to talk about estate planning before it's too late, the data behind index funds vs. picking stocks, what the SECURE 2.0 Act changed about 529 plans, and two questions you should ask before hiring any financial advisor. If a...

In the first episode of The Financial Plan, we're answering six listener questions covering some of the most common money dilemmas people face. We talk about whether you should pay off student loans or start investing, how to dig out of credit card debt as a single parent, the real difference between a 401(k) and a Roth IRA, what to do when you're sitting on a large life insurance payout a...