The Financial Operator

In this first installment of our December mini-series, Mills dares listeners to make December the month when you finally get your finances on track. December can often feel like the Sunday before the Monday that is January, and because of the holiday season, we often procrastinate or prolong evaluating vital aspects of our financial wellness, telling ourselves that "we will get to it" in the new y...

In this episode Mills breaks down how to map out your financial goals and dreams for the New Year by demystifying fear and anxiety surrounding budgeting and goal planning. Mills also attempts to set listeners on a healthy path towards more disciplined and consistent financial goals in 2022 by demonstrating that simple goals and consistency can take your finances to places you may not have thought...

In this episode Mills shares why there is no better time than now to get your finances in order. In the lead-up to 2022 the team at Mills Know Bills is unveiling their lineup of financial services and online programs to help you finally take the crucial steps towards financial freedom. Learn how this is the year when you can stop living paycheck to paycheck and begin living to your full potential....

In this episode, Mills unpacks the essentials of getting started on your financial journey by breaking down the all-important step one: making a budget. Mills addresses how anxiety and fear often prevent people from getting started on a budget and how if used properly, budgets can free us from financial stress while acting as a guide through informed financial planning.  Topics Include: Finding th...

In this bite-sized pod, Mills shares her reflections on how impatience and envy can often get in the way of our long term financial goals and how keeping up with the Joneses can often cause us to make unwise financial decisions that may satisfy us in the short term but potentially jeopardize our financial security in the longterm. Topics Include: Practicing Patience When Spending and Budgeting Fin...

In this very special episode we celebrate the second birthday of Mills Knows Bills by reflecting on what inspired Mills to start the business, and how finding her voice has inspired her to help others take the crucial steps necessary to realize their dreams! Also, we hear from a number of Mills Knows Bills clients about how the program has helped to transform and guide their financial journeys.  T...

This week we dive into the simple, yet often misunderstood topic of net worth. Many people have misconceptions about what exactly net worth is and how you calculate it. In this bite-size episode Mills sets the record straight by breaking down why net worth is important and how it can help individuals create an evolving roadmap for informed financial decisions, investments, or purchases.  Topics In...

In this episode, I'm so excited to share with you a recent talk by my friend Corey Hazelip. Cory is a financial advisor with Edward Jones Investments with an incredible talent for helping individuals meet their financial goals while mitigating risks. On this podcast, he shares his thoughts on the introduction to investing while answering some questions I had for him about investment strategies and...

Summarized Description: In this episode, I'm excited to welcome John Bottega to the podcast! John is an LPL financial advisor at Thorough Financial Group in Raleigh-Durham, North Carolina with a passion for helping individuals plan for and execute retirement and savings and strategies that work for their individual needs, lifestyles, and dreams. Topics Include: Learning How to Prepare for Retireme...

In this episode, I'm excited to feature an inspiring talk from Matt Ward. Matt is a serial entrepreneur, author, speaker, and master networker. After selling his web agency for over seven figures in 2018, Matt became a full-time speaker and word of mouth referral consultant who is helping thousands of small business owners and entrepreneurs transform the way they view networking and business relat...

In this episode, we will explore how to begin setting goals for your individual, financial, and business future, plus I'll share with listeners a step-by-step breakdown of my own journey through personal and professional goal setting and achievements.  Topics Include: How to Begin Setting Goals Determining Your End Result  Breaking Goals Down Into Quarterly Segments  Determining Subcategories for...

In this episode, we explore how to calculate and plan for your "Financial Independence Number."  Retirement costs can quickly outpace your savings and investments, so planning ahead by establishing your "FIN" is a key step for anyone looking to secure long-term financial freedom. Topics Include: Defining the Financial Independence Number (FIN) Calculating Your FIN The Dangers of Relying on Social...

In this episode, we address how diversifying your bank accounts can help you reach your financial goals and how budgeting properly can allow for more spontaneous fun in life.  Topics Include:   The Value Of Multiple Bank Accounts Tips For Spouses With Different Accounts Starting Emergency Fund Savings  Structuring Vacation Accounts How Savings Accounts Help Avoid Debt  Identifying Who the Savers a...

In this episode, I'm excited to share a conversation with one of my favorite clients, Xavier Jones.  Xavier's story on the realization of his home-ownership dream and how small steps like budgeting and credit repair transitioned into the giant leap of becoming a homeowner is a true inspiration!  Topics Include:   How Budget's Are Not Just For The Wealthy Living Life To Fullest While Still Budgetin...

Mills is joined by Natasha Falconi to discuss her journey into the world of real estate investment and how long term investments in properties may be the key to unlocking generational wealth for many aspiring investors or entrepreneurs.  Topics Include:   Getting Started In Real Estate Investment The Advantages Of Multi-Family Real Estate  The Power of Saving For Your First Property How Investors...

In this episode we will discover the do's and don'ts of debt repayment while covering the fundamentals of identifying, mitigating, and eventually conquering the debts that are holding back your financial freedom.  Topics Include:   Defining, Gathering and Organizing Your Debt The Difference Between Good and Bad Debt Identifying Outstanding or Forgotten Debts Calculating Your Total Outstanding Debt...

In this episode we explore the enormous value and financially life-saving practice of calculating, establishing, and maintaining a robust and personalized emergency fund. Topics Include:  Defining Emergency Funds  Calculating Your Personalized Emergency Fund Discovering the True Value of Emergency Funds  Establishing When And How To Start An Emergency Fund Demonstrating How Emergency Funds Help Av...

In this episode, we kick things off and discuss keeping your finances on track by first mastering your money mindset! Topics in this episode include: Identifying Your Money Mindset Building a Foundation Consistently Worrying About $$$ Robs the Moment What Do You Truly Enjoy Doing? What Is Your Perception of Money? How Do YOU Define Financial Freedom? Identifying Your Challenges Are You Your Bigges...

It's a pleasure to meet you, my name is Mills! Some of you may be wondering, what is "Mills Knows Bills," and how did it come about? In the fall of 2014, I sat in my dorm room stunned that I only had $1.50 in my bank account. I said to myself, "that's it?!?" – no credit card to fall back on, no savings account…nothing. Where did all my money go? How am I going to eat? How can I manage my finances...