Jen Fizer
The Financial Operator
I've spent over a decade in finance and operations, including seven years as an Operational CFO helping businesses through everything from growth to Chapter 11 bankruptcy. I've owned, scaled, and sold my own company, so I understand firsthand the pressure, risk, and grit it takes to be a business owner. Now, as CEO of MKB, I help entrepreneurs get clear on their numbers so they can scale with confidence and stop feeling stuck in the chaos. On this podcast, I sit down with real business owners to talk about the financial challenges they've faced, and the strategies that got them through. From c...
Where to listen?
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Episodes
How Podcasting Builds Clients Before Sales Calls 08.06.2026 55:32
How Podcasting Builds Clients Before Sales Calls | The Financial Operator Podcast | Episode 85 What if your content could build trust for your business… before a customer ever talks to you? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Dennis Meador, also known as DM, founder of The Legal Podcast Network, to talk about the future of marketing, podcasting, trust...
The Owner Trap That Keeps You Broke 25.05.2026 1:03:51
The Owner Trap That Keeps You Broke | The Financial Operator Podcast | Episode 84 What's actually holding your business back… isn't your revenue. In this episode of The Financial Operator, Jen sits down with Richard Walsh, founder of Sharpened Impact, to break down why so many business owners stay stuck, despite working harder than ever. From losing everything in 2008 to rebuilding multiple busine...
Why Your Marketing Isn't Working Anymore 11.05.2026 41:32
Why Your Marketing Isn't Working Anymore | The Financial Operator Podcast | Episode 83 Is AI helping your business grow… or slowly making you invisible? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Wes Towers, founder of Uplift 360, to talk about what it really takes to stand out in a world dominated by AI, automation, and endless content. With over 20+ years i...
The Truth About Building Real Wealth | The Financial Operator Podcast | Episode 82 27.04.2026 48:28
The Truth About Building Real Wealth | The Financial Operator Podcast | Episode 82 What if building wealth isn't about diversification… but focus? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Jaden Sterling, founder of SSP Software, LLC and creator of the Sterling Stock Picker. Jaden shares a powerful journey, from a life-changing moment at 14, to Wall Street i...
The Cash Flow Strategy Business Owners Need | The Financial Operator Podcast | Episode 81 13.04.2026 40:53
The Cash Flow Strategy Business Owners Need | The Financial Operator Podcast | Episode 81 What if everything you were taught about money… was wrong? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Chris Miles, founder of Money Ripples, also known as the "Anti-Financial Advisor." Chris shares his powerful journey, from traditional financial advisor to financially f...
Scaling an Accounting Firm the Right Way | The Financial Operator Podcast | Episode 80 30.03.2026 48:07
Scaling an Accounting Firm the Right Way | The Financial Operator Podcast | Episode 80 What does it really take to build a modern accounting firm that actually helps business owners grow? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Sonny Grappone, CEO of Precision Accounting & Consulting, to talk about leadership, scaling an accounting firm, and why advisory s...
Success Without Fulfillment Is a Dangerous Trap | The Financial Operator Podcast | Episode 79 16.03.2026 39:55
What if the problem isn't that you're not capable… but that you're not even close to your full potential? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Alan Lazaros of Next Level University for a bold, honest conversation about personal growth, work ethic, money, fulfillment, and what it really takes to build a meaningful life. Alan shares the story of how a lif...
Scaling from $1M to $10M: What No One Tells You 02.03.2026 32:34
Scaling from $1M to $10M: What No One Tells You | The Financial Operator Podcast | Episode 78 What really happens when a firm scales from $1M to tens of millions? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Christy Hamilton, Partner & COO of Carey & Co, to talk about what scaling actually looks like behind the scenes, personally and operationally. Christy has...
Smart Capital vs. Dumb Capital: What Founders Must Know 16.02.2026 41:19
Smart Capital vs. Dumb Capital: What Founders Must Know | The Financial Operator Podcast | Episode 77 What separates businesses that stay small… from the ones that scale 10X? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Steve Walsh, founder of Bison Equity Group, to talk about scaling, smart capital, cash flow, and the mindset shift entrepreneurs must make to...
What Happens When a Startup Runs Out of Money 02.02.2026 51:12
What Happens When a Startup Runs Out of Money | The Financial Operator Podcast | Episode 76 What happens when you do everything right, and still run out of money? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Andrew Ackerman, Head of REACH Labs at Second Century Ventures, to unpack the realities of startups, fundraising, and what actually separates the compan...
Why Entrepreneurs Burn Out, and How to Think Differently About Stress 19.01.2026 44:07
Why Entrepreneurs Burn Out, and How to Think Differently About Stress | The Financial Operator Podcast | Episode 7 5 What if stress isn't the problem , but the story you're telling yourself about it is? This is Part 2 of Jen's conversation with Suzanne Boehs of Kool Foam LLC , and it goes even deeper. In this episode of The Financial Operator: Cash In, Chaos Out , Jen and Suza...
From CPA to Business Owner: Lessons You Only Learn the Hard Way 05.01.2026 45:36
From CPA to Business Owner: Lessons You Only Learn the Hard Way | The Financial Operator Podcast | Episode 7 4 What does it really take to build a sustainable business—and stay sane while doing it? In this episode of The Financial Operator: Cash In, Chaos Out , Jen sits down with Samantha Be snoff , CPA and founder of Your Financial Maven , for a candid, practical conversation every...
The Side of Business No One Talks About (Spouses, Stress & Survival) 22.12.2025 52:39
The Side of Business No One Talks About (Spouses, Stress & Survival) | The Financial Operator Podcast | Episode 73 What happens behind the scenes of a business when the owner is hanging on by a thread? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Suzanne Boehs, co-owner of Kool Foam and the often-unseen force behind nearly two decades of entrepreneurship. Aft...
The Realities of Running a Creative Business (What No One Tells You) 08.12.2025 41:56
The Realities of Running a Creative Business (What No One Tells You) | The Financial Operator Podcast | Episode 72 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Jeff Price, Founder of Communications Advisory Service Inc., to break down what really happens behind the scenes of a creative service business. From unrealistic client expectations to...
The Truth About Social Media Management for Growing Businesses 24.11.2025 48:57
The Truth About Social Media Management for Growing Businesses | The Financial Operator Podcast | Episode 71 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Chloe Peña, Founder of Day of Socials, to reveal what business owners get wrong about social media and what it actually takes to grow with consistent, strategic content. Chloe breaks down ho...
Breaking the $1 Million Barrier: How to Scale Your Service Business 10.11.2025 41:01
Breaking the $1 Million Barrier: How to Scale Your Service Business | The Financial Operator Podcast | Episode 70 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Bud Nye, Founder of Nye Technical Services, to talk about what really happens when you grow from a small family business into a multi-million-dollar operation. 🚀 Bud shares his journey...
How to Create a Positive Company Culture That Lasts 27.10.2025 42:35
How to Create a Positive Company Culture That Lasts | The Financial Operator Podcast | Episode 69 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with LuAnn Buechler, also known as The Little Spark, to talk about what it really takes to build a positive company culture that stands the test of time. ✨ LuAnn shares her journey from hospitality and event management to...
Turning Bad Credit Into Financial Freedom 13.10.2025 57:27
The Financial Operator: Cash In, Chaos Out Podcast | Episode 68 | Turning Bad Credit Into Financial Freedom 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with Kevin Faulkner, founder of 3B Credit Health, to talk about how good credit can transform not just your finances—but your future. 💳💼 Kevin shares how he rebuilt his own credit, created the Credit Success P...
Scaling Smart: KPIs, Leadership & Life Balance 29.09.2025 47:26
The Financial Operator: Cash In, Chaos Out Podcast | Episode 67 | Scaling Smart: KPIs, Leadership & Life Balance 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with entrepreneur Cory Boehs to talk about building a thriving business without sacrificing your health, marriage, or sanity. Cory shares how grit, personal KPIs, and smart hiring helped him scale multiple ve...
How I Scaled a Plumbing Business & Sold It in 5 Years 15.09.2025 44:28
The Financial Operator: Cash In, Chaos Out Podcast | Episode 66 | How I Scaled a Plumbing Business & Sold It in 5 Years with Mitch Smedley 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with plumbing entrepreneur and business coach Mitch Smedley. Mitch shares how he launched his plumbing company in 2020 with just $30,000 from a home equity line of credit—and grew it...
Unleashing Business Efficiency 01.09.2025 43:15
The Financial Operator: Cash In, Chaos Out Podcast | Episode 65 | Unleashing Efficiency: Mastering Business Systems with David Forster 🎙️ In this episode of the Financial Operator Podcast, host Jen Fizer welcomes fractional coo and operations expert David Forster. David shares his incredible journey from a tree-cutting side gig to successfully running and selling multiple businesses, including lan...
Selling Businesses With Purpose and Profit 18.08.2025 1:02:41
The Financial Operator Podcast: Cash In, Chaos Out | Ep. 64 | Selling Businesses With Purpose & Profit Link to video podcast episode: https://youtu.be/2_N758pI-DM Empowering Women in M&A: Rachel Boynton's Inspiring Journey 💼✨ 🎙️ Welcome to the Financial Operator Podcast: Cash In, Chaos Out! Join host Jen Fizer as she talks with Rachel Boynton, a former human services worker turned business bro...
Unlocking Potential With Virtual Staffing Solutions 04.08.2025 42:30
The Financial Operator Podcast: Cash In, Chaos Out | Ep. 63 | Unlocking Potential With Virtual Staffing Solutions Link to video podcast episode: https://youtu.be/D5E8-nEBYio 🚀 Join us as we kick off our newly branded podcast, 'The Financial Operator: Cash In, Chaos Out', with our inaugural guest, Scott Rammage from Hire VP! In this episode, Scott dives into his entrepreneurial journey, sharing...
Inside the Deal: Journeys in Business Acquisition 14.07.2025 15:33
Inside the Deal: Journeys in Business Acquisition | The MKB Podcast | Episode 62 Link to video podcast episode: 🎙️ In this insightful episode, host Jen Fizer and her guests, Micah and Drew Clukey, dive deep into the nuances of buying and selling businesses. 💼 The discussion highlights the importance of leveraging personal networks and the unique value brokers can bring in specific situations. It...
Behind the Buy: Business Acquisition Insights 07.07.2025 22:44
Behind the Buy: Business Acquisition Insights | The MKB Podcast Episode 61 Link to video podcast episode: https://youtu.be/YFDm_fKlNhQ 👉Join host Jen Fizer for her debut episode on the MKB podcast! Jen, now also the new CEO of MKB, welcomes Micah and Drew Clukey of Clukey and Tebault to discuss the intricacies of business acquisitions. 🎙️ The conversation covers essential steps in the due dilig...
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