Jen Fizer

The Financial Operator

I've spent over a decade in finance and operations, including seven years as an Operational CFO helping businesses through everything from growth to Chapter 11 bankruptcy. I've owned, scaled, and sold my own company, so I understand firsthand the pressure, risk, and grit it takes to be a business owner. Now, as CEO of MKB, I help entrepreneurs get clear on their numbers so they can scale with confidence and stop feeling stuck in the chaos. On this podcast, I sit down with real business owners to talk about the financial challenges they've faced, and the strategies that got them through. From c...

Author

Jen Fizer

Category

Education

Podcast website

www.mkbcfo.com

Latest episode

Jun 8, 2026

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Episodes

Is Passive Income Real?! | The Mills Knows Bills Podcast EP 10 04.06.2024

Welcome to a new season of the Mills Knows Bills Podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In the season premier of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, speaks with guest Hugo Perez about managing money with a variable income. Hugo, a 25-year-old entrepreneur i...

To Crypto Or Not To Crypto? | The Mills Knows Bills Podcast EP 9 29.04.2024

Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In the season finale of the Mills Knows Bills podcast, host Mills Bender, alongside special guest Megan Fitzpatrick, founder of The Fitz Solution, dive into the complexities of managing variable incomes and the importance of financial ed...

How To Turn Your Vacation Home Into a Profitable Rental?! | The Mills Knows Bills Podcast EP 8 22.04.2024

Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In this episode of the Mills Knows Bills podcast, host Mills Bender is joined by guest Jon Sansone. The discussion focuses on financial strategies for individuals with fluctuating incomes, aiming to alleviate the struggles of living payc...

Retired? (...And Low On Funds.) What Do You Do? | The Mills Knows Bills Podcast 15.04.2024

Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. The episode features guest Ashley Herrera, a mortgage expert and TV host, who shares insights on assisting elderly clients with limited financial resources in purchasing homes. They explore solutions such as building additional dwellings...

How To Handle Volatile Financial Markets 08.04.2024

How to Handle Volatile Financial Markets | The Mills Knows Bills Podcast Welcome to the Mills Knows Bills Podcast! The podcast aims to assist variable income earners in mastering their finances within 90 days, focusing on transitioning from paycheck-to-paycheck living to achieving personal and professional financial goals. In this episode, host Mills Bender is joined by guest Barry Botwin, a seaso...

E87: Good vs. Bad Clients! (For Financial Advisors) 01.04.2024

Welcome back to the Mills Knows Bills podcast! In this episode, host Mills Bender, CEO of Mills Knows Bills, chats with guest Brady Slack, managing partner at High Country Finance and co-founder of the software company Stacked. They discuss the attributes of their best clients, emphasizing the importance of a positive money mindset and the willingness to put in the work. Slack shares his perspecti...

E86: Buried in Credit Card Debt?! Should You Invest in Retirement? 25.03.2024

In this episode of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, interviews Shawn Lane, CEO and founder of FRS Credit, a credit repair company. They discuss strategies for people with variable incomes to manage their money effectively, focusing on paying off credit card debt and investing for retirement concurrently. Shawn asks Mills if those buried in cre...

E85: Solutions for a Real Estate Flipper's Budgeting Challenges 18.03.2024

Mastering Your Finances: An Insight Into Variable Income Handling and Real Estate Investment   In this episode of the Mills Knows Bills Podcast, host Mills Bender is joined by CEO and Founder of Mills Knows Bills, Mills Bender, and real estate entrepreneur Robert Ortiz. They discuss the challenges and strategies associated with managing variable income within a 90-day timeframe. Mills provides pra...

E84: Handling Large Cash Influxes 11.03.2024

The Mills Knows Bills Podcast: Mastering Money and Handling Large Cash Influxes   In this podcast episode of the Mills Knows Bills, CEO and Founder Mills Bender has a deep financial discussion with a guest, Doug, who shares his success in building sales teams for Fortune 500 companies and his recently founded individual coaching and consulting endeavor. Mills advice is targeted largely towards var...

E83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY" 04.03.2024

Watch this episode & more at: https://www.youtube.com/@MillsKnowsBills   E83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY" In this episode of the Mills Knows Bills Podcast, Mills Bender, founder and CEO of Mills Knows Bills, embarks on a financial enlightenment journey with his business friend, Dimitri. Dimitri, a dance shoe distributor from North Carolina, seeks advice...

E82: Celebrating Financial Wins: The Power of Positive Reinforcement in Your Money Journey with Brett Roos 30.10.2023

Welcome to the Mills Knows Bills podcast, where we empower you to achieve your financial aspirations. In today's episode, Brett Roos, one of our talented financial coaches, delves deep into the significance of celebrating our financial achievements, no matter how small they may seem. Drawing from two decades of experience as a variable income earner, Brett shares his perspective on why it's so ess...

E81: Lost in Translation: From the Acropolis to Modern Leadership with Glenn Lewis 23.10.2023

Dive deep into an intriguing conversation between Mills Bender and Dream4 Coach Glenn Lewis as they navigate their way from the bustling streets of Athens to the confines of a colorless hotel room.  They discuss the challenges of modern-day leadership, the power dynamics in the professional world, the impact of cultural influences, and the art of bilingualism. All the while, they uncover the beaut...

E:80 Mastering the Entrepreneurial Mindset: Time Management, Networking, and Mone with Jaime Nolan 16.10.2023

Step into the daily grind of modern entrepreneurship with Jaime Nolan and Mills Bender as they unpack the nuances of effective time management, the power of networking, and the mindset shift necessary for financial success. Listen to Jaime's unique approach to dividing her workdays, the importance of setting boundaries, and the revelations from meetings with influential personalities like Amy and...

E:79 From Real Estate Rhythms to Financial Flourishes: A Chat with Robert Aviles 09.10.2023

Dive into this episode of the "Millsknowsbills podcast" where host Mills Bender chats with Winter Park realtor, Robert Aviles.    With over two decades of experience spanning from the streets of Manhattan to the sunny coasts of Florida, Robert shares his journey, insights, and the value of mastering one's finances.    Whether you're eyeing the Central Florida housing market or just aiming to up yo...

E:78 Financial Freedom and Fulfillment: Reddit's Burning Money Questions 02.10.2023

Join us for an impromptu Zoom meeting turned podcast episode as Mills Bender and Brett Roos dive deep into Reddit's most intriguing money-related questions. In this 30-minute recording, they discuss a range of financial dilemmas, starting with a compelling question: "Should I take a $10,000 pay cut for a potentially more rewarding job?" Brett Roos, a financial coach at MKB, and Mills Bender, the f...

E:77 Empowering Wealth: Carol Cho's Journey from Struggle to Financial Empowerment For Womankind 25.09.2023

In this heart-touching episode of Mills Bender's podcast, we are honored to host the extraordinary Carol Cho. Her life narrative, evolving from the daughter of immigrant parents to a beacon of financial empowerment, is a tale steeped in resilience, learning, and immense personal growth. Join us as Carol unravels her life's journey. From facing financial devastation as a divorcee and minority woman...

E76: Reclaiming Time with Conrad Ruiz: Automation, VAs, and the Power of Delegation 19.09.2023

In this riveting episode of Mills Bender's podcast, we dive deep with Conrad Ruiz, the visionary founder of WellAware. Me. Ever felt like there aren't enough hours in the day? Conrad uncovers the transformative potential of automation and the invaluable role of Virtual Assistants (VAs) in today's busy world. Learn how integrating these tools and techniques can not only streamline your business pro...

E75: Firing On All Cylinders: Talking Entrepreneurship with Frederick Zada 11.09.2023

In today's episode, Frederick Zada, founder of ICB Firearms, shares his inspiring journey into the world of firearms, starting from his deep-rooted family passion for guns. He discusses the creation of ICB Firearms, shedding light on the unique brand identity and its ties to his rich cultural background. His story takes a heartfelt turn as he talks about the tragic loss of his brother and how it p...

E74: $1m in 90 Days: Andrea Seeger-Doring's 10x Vision 04.09.2023

Join Mills on this episode of the "Master Your Money" podcast where she dives deep into mastering finances and scaling businesses. Special guest Andrea Seeger-Doring, a marketer, business coach, and founder of "Team Up to 10x", shares her personal struggles with money, the challenges she faced in merging business and household finances, and the transformative journey she took to conquer her financ...

E73: Creating Stability with an Unstable Income 03.07.2023

We're gearing this conversation towards our client, Vin Henry. VIN as in variable income earner and HENRY as in high earner, not rich yet. Today, we're diving deeper into how Vin Henry can create stability within their finances by following our five step framework: mindset, budgeting, debt payoff, saving and investing.    What You'll Learn: The 4 buckets of money mindset based on your childhood ex...

E72: A Variable Income Earner's Survival Guide 19.06.2023

Today we're gonna talk about the variable income earner survival guide, or the five emotional and practical steps to a strong financial foundation.    What You'll Learn:   Mindset: Money mindset is crucial for understanding your relationship with money and the obstacles you'll face in the journey to financial success. It is an ongoing process of improvement and growth.   Budgeting: Budgeting is es...

E71: The Single Strategy to Double Your Revenue in 6 Months - Jim Roman 05.06.2023

As business owners a lot of us are visionaries. We get distracted by shiny objects and oh my gosh, look a squirrel! So where do you focus your attention within your business?   What You'll Learn: Using numbers to tell the story of your business and identify inefficiencies How to develop your business's unique value proposition and marketing message Finding a sales strategy that fits your personali...

E70: Introducing the MKB Coaches 22.05.2023

Wait, who are these other coaches you've been hearing on the Mills Knows Bills podcast? Let's take today to get to know them, their best and worst financial decisions, favorite money books and tips, and the types of clients they gravitate towards working with.   Who are the MKB coaches? Steffany Medina - A UCF graduate who found herself with over $45,000 worth debt in student loans who now helps c...

E69: Learn the Art of Selling - Kyle Slaymaker 08.05.2023

An entrepreneur who isn't good at sales has one expensive hobby. It's critical you develop a sales strategy that can identify with your ideal prospect's needs. Kyle will teach you where to start.   What You'll Learn: How to prospect your target clients by creating a customer profile, value statement and understanding their pain points Developing product and/or service market fit Why introverts mak...

E68: Money is Simple, but Not Easy: Here's the 3 Golden Rules of Personal Finance - Jesse Cramer 24.04.2023

Why is personal finance so dang complicated? And does it need to be? Today, you'll find out how three easy steps can serve as the foundation for your financial success.    What You'll Learn: - When do people default to operating out of a state of fear rather than abundance? - In times of economic downturn, how can you position your business to come out successful? - Why recessions lead to creative...

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