The Financial Leadership Podcast

Think your low Covid-era mortgage rate is "trapping" you in your home — or that you can't buy until rates drop? A 20-year mortgage insider says you may be wrong on both counts. In this episode of The Financial Leadership Podcast, David Afraimi sits down with mortgage professional Jacalyn Forleo to unpack what's really happening in today's housing market — and why the smartest...

A licensed CPA reveals some of the most common - and most costly - tax mistakes retirees make, and why your CPA and financial planner may not be talking enough. In this episode of the Financial Leadership Podcast, David sits down with Jonathan Solsbery, CPA and founder of Solsbery CPA, to break down some common retirement tax issues many people don't think about until it's too late. From the impac...

For more than 25 years, David and Kristy Afraimi have been building something bigger than a financial planning firm. In this episode, they share the real story behind BAM Advisory Group — from moving to Colorado with a young family, surviving the 2008 financial crisis, nearly losing everything, rebuilding with intention, and ultimately creating a championship team culture built to last beyond them...

Cash feels safe. Staying busy feels productive. Chasing performance feels smart. But all three could quietly sabotage your retirement—and the reasons why might surprise you. In this video, David Afraimi shares insights from over 26 years as a financial advisor, revealing the overlooked psychological and financial challenges that catch even successful professionals off guard when they retire. You'l...

Many retirement plans assume life stays predictable. But there are major life events that can quietly reshape your retirement taxes—often at the worst possible time—if you’re not prepared. In this video, we walk through two such life events:→ The two life changes that most commonly affect retirement taxes→ Why tax brackets can change after major life transitions→ How retirement income may be taxed...

Many people assume that aging means inevitable decline. But according to Breanna Barney—a licensed physical therapist who specializes in working with older adults—there’s more within your control than you might think. In this conversation, Breanna shares practical insights into maintaining strength, mobility, and independence through your 60s, 70s, and beyond. We cover: How even one fall after age...

In this episode of the Financial Leadership Podcast , host David Afraimi sits down with estate planning attorney Andrew Kroll to explore one of the most important and often misunderstood parts of financial planning: wills and trusts. Andrew explains why estate planning is not just for the wealthy and how a well-structured plan can help minimize delays, avoid probate, and protect your wishes—especi...

Buffered ETFs: Risks, Benefits & How They Fit Might Into Retirement Portfolios Can you limit downside exposure and still participate in potential market growth? In this episode, David Afraimi sits down with Michael Capizzi, Managing Director at Vest, to explain how Buffered ETFs — also known as Defined Outcome ETFs — are being used by both retirees and younger investors when appropriate to hel...

In this episode of the Financial Leadership Podcast, mortgage expert Jacalyn Forleo shares nearly 20 years of industry insight to help you make smarter home buying and refinancing decisions—especially in today’s unpredictable market. We cover essential topics like:→ Should you buy now or wait? What to consider beyond interest rates→ How mortgage brokers are really paid (and what fees to watch out...

In this episode, Alex Fekete dives deep into often overlooked and misunderstood risks facing retirees today. From inflation and market volatility to rising healthcare costs and tax exposure, this episode covers what every near-retiree needs to understand to make informed decisions. Whether you're 5 years out from retirement or already drawing income, Alex explains practical strategies to help...

Is age 65 the “magic number” for retirement? Or just a myth that no longer fits modern retirement planning? In this episode, we unpack why most people get retirement timing wrong — and how the age you choose to retire should be driven by strategy, not tradition. Featuring insights from BAM Advisory Group and David Afraimi— 2025 Best of Mile High Finalists — this podcast walks through hypothetical...

In this episode, Dr. Daniel Crosby —renowned behavioral finance expert and bestselling author—shares why he continues writing books like The Soul of Wealth , The Laws of Wealth , and The Behavioral Investor , even when the financial return isn’t huge. His answer? Purpose. Impact. Legacy. Join David Afraimi , CEO of BAM Advisory Group , for a candid moment on what drives top financial minds to shar...

At BAM Advisory Group, we say we’re known not just for financial plans—but for protecting what’s priceless: your time, your energy, and your peace of mind. In this episode of The Financial Leadership Podcast , David Afraimi sits down with Tasha Riggs to unpack what that really means. Tasha shares her personal philosophy on what it takes to truly help protect clients—not just with numbers, but with...

Are you in your 40s and wondering if you’ve waited too long to get serious about your retirement and financial strategy? You're not alone—and you're not too late. In this episode of the Financial Leadership Podcast , host David Afraimi (CEO of BAM Advisory Group) and guest Chris Miller break down seven practical, compliant strategies to help professionals in their 40s make up ground and bu...

Are you nearing retirement with $500K, $1M, or more in your IRA or 401(k)? Then it’s time to ask: Are you prepared for the taxes that come with it? In this episode of the Financial Leadership Podcast, David Afraimi, CEO and Co-Founder of BAM Advisory Group, walks through a hypothetical example of how intentional, proactive tax planning could potentially reduce a household's lifetime tax burden...

You saved $1 million for retirement… but is it enough? In this episode of the Financial Leadership Podcast, David Afraimi, CEO and Co-Founder of BAM Advisory Group, walks through a hypothetical case study of a couple approaching retirement with $1.25 million—and potentially facing a serious income gap. Many pre-retirees assume that hitting a savings milestone is the finish line. But without a defi...

Nearly half of today’s retirees pay federal income taxes on their Social Security benefits. But with talks of potential policy changes and headlines suggesting possible tax eliminations, many are left wondering: What’s next for Social Security—and how do I plan around it? In this episode of The Financial Leadership Podcast , host David Afraimi (CEO of BAM Advisory Group) unpacks the history, curre...

In this episode of The Financial Leadership Podcast , we sit down with Eliot Marshall—former UFC fighter, black belt in Brazilian Jiu-Jitsu, TEDx speaker, entrepreneur, author, and leadership coach—to talk about what it really takes to lead in life, in business, and at home. From scaling one of the most successful martial arts academies in the U.S. to mentoring young athletes and raising a family,...

Can you really generate substantial retirement income and pay minimal federal taxes? In this episode of the Financial Leadership Podcast, David Afraimi, CEO of BAM Advisory Group, breaks down how strategic tax planning—not gimmicks—can help reduce lifetime tax liabilities and protect your retirement income. In This Episode: ● How the U.S. debt landscape could impact future tax rates ● The differen...

In this episode of the Financial Leadership Podcast , host David Afraimi, CEO of BAM Advisory Group, breaks down the rising conversation around tariffs and what they really mean for retirees and those approaching retirement. We explore: What a tariff actually is and how it functions The potential ripple effects of a 10%–60% tariff policy How tariffs can affect consumer prices, investment accounts,...

What’s the #1 concern among many retirees—even those with millions saved? Running out of money. In this episode of the Financial Leadership Podcast, BAM Advisory Group CEO and investment advisor representative David Afraimi walks through real-world retirement risks and how to plan for them with clarity and purpose. You’ll discover:  Why volatility and inflation may make traditional income strategi...

Volatility in the market isn’t new—and it doesn’t have to derail your retirement plan. In this episode of the Financial Leadership Podcast , BAM Advisory Group CEO and investment advisor representative David Afraimi breaks down the emotional side of investing and how smart planning—not predictions—could help you stay the course. You’ll learn:  Why sharp market drops are normal How to avoid panic a...

Are You Prepared for Taxes in Retirement? Key Planning Considerations to Know In this episode of The Financial Leadership Podcast , we explore commonly overlooked tax considerations in retirement planning. From Required Minimum Distributions (RMDs) and Roth conversion strategies to estate planning and capital gains, we provide educational insights to help you understand how various decisions may i...

Financial Leadership Podcast – Rebuilding from Burnout with Colby Knepp   Guest: Colby Knepp, Founder of Old Town Athlete Hosted by: David Afraimi, CEO & Co-Founder of BAM Advisory Group In this episode of the Financial Leadership Podcast , we sit down with Colby Knepp — men's health coach, gym owner, entrepreneur, and leader in the Arvada, CO community. Colby opens up about the pivotal mo...

In this episode of the Financial Leadership Podcast , we unpack our views on why many leaders fail — and what separates those who lead high-performing teams from those who burn out or break down. Whether you're managing a team of one or 100, this conversation explores the power of self-awareness , emotional intelligence, and the frameworks needed to build lasting culture in a post-pandemic wor...